Jiayin Valuation

JFIN Stock  USD 6.52  0.38  5.51%   
At this time, the firm appears to be undervalued. Jiayin Group retains a regular Real Value of $8.31 per share. The prevalent price of the firm is $6.52. Our model calculates the value of Jiayin Group from evaluating the firm fundamentals such as Return On Asset of 0.25, current valuation of 352.81 M, and Return On Equity of 1.07 as well as inspecting its technical indicators and probability of bankruptcy. In general, most investors encourage obtaining undervalued assets and abandoning overvalued assets since, at some point, asset prices and their ongoing real values will come together.
Price Book
1.3037
Enterprise Value
352.8 M
Enterprise Value Ebitda
0.2438
Price Sales
0.0753
Forward PE
1.7634
Undervalued
Today
6.52
Please note that Jiayin's price fluctuation is slightly risky at this time. Calculation of the real value of Jiayin Group is based on 3 months time horizon. Increasing Jiayin's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Jiayin Group is useful when determining the fair value of the Jiayin stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Jiayin. Since Jiayin is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Jiayin Stock. However, Jiayin's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  6.52 Real  8.31 Target  11.31 Hype  6.57 Naive  6.43
The real value of Jiayin Stock, also known as its intrinsic value, is the underlying worth of Jiayin Group Company, which is reflected in its stock price. It is based on Jiayin's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Jiayin's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Jiayin's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
8.31
Real Value
12.23
Upside
Estimating the potential upside or downside of Jiayin Group helps investors to forecast how Jiayin stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Jiayin more accurately as focusing exclusively on Jiayin's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
2.656.5710.49
Details
Potential
Annual Dividend
LowForecastedHigh
0.220.270.31
Details
0 Analysts
Consensus
LowTarget PriceHigh
10.2911.3112.55
Details

Jiayin Investments

(21.69 Million)

Jiayin Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Jiayin's current stock value. Our valuation model uses many indicators to compare Jiayin value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Jiayin competition to find correlations between indicators driving Jiayin's intrinsic value. More Info.
Jiayin Group is currently regarded as number one stock in price to sales category among related companies. It is currently regarded as number one stock in price to earning category among related companies reporting about  37.05  of Price To Earning per Price To Sales. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Jiayin by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Jiayin's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Jiayin's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Jiayin's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Jiayin and how it compares across the competition.

About Jiayin Valuation

The stock valuation mechanism determines the current worth of Jiayin Group on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Jiayin Group. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Jiayin Group based exclusively on its fundamental and basic technical indicators. By analyzing Jiayin's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Jiayin's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Jiayin. We calculate exposure to Jiayin's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Jiayin's related companies.
Last ReportedProjected for 2024
Gross Profit3.6 B2.1 B
Pretax Profit Margin 0.37  0.38 
Operating Profit Margin 0.33  0.34 
Net Profit Margin 0.32  0.34 
Gross Profit Margin 0.95  0.91 

8 Steps to conduct Jiayin's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Jiayin's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Jiayin's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Jiayin's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Jiayin's revenue streams: Identify Jiayin's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Jiayin's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Jiayin's growth potential: Evaluate Jiayin's management, business model, and growth potential.
  • Determine Jiayin's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Jiayin's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
Jiayin's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Jiayin's value is low or high relative to the company's performance and growth projections. Determining the market value of Jiayin can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Jiayin represents a small ownership stake in the entity. As a stockholder of Jiayin, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Jiayin Dividends Analysis For Valuation

Please note that Jiayin has scaled down on payment of dividends at this time. As of the 29th of March 2024, Retained Earnings is likely to grow to about 464.8 M, while Price Earnings Ratio is likely to drop 0.61.
There are various types of dividends Jiayin can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Jiayin shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Jiayin Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Jiayin pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Jiayin by the value of the dividends paid out.

Jiayin Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Jiayin does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding53.4 M
Quarterly Earnings Growth Y O Y0.307
Forward Price Earnings1.7634

Jiayin Current Valuation Indicators

Valuation refers to the process of determining the present value of Jiayin Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Jiayin we look at many different elements of the entity such as Jiayin's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Jiayin's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Jiayin's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Jiayin, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Jiayin's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Jiayin's worth.
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.

Complementary Tools for Jiayin Stock analysis

When running Jiayin's price analysis, check to measure Jiayin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Jiayin is operating at the current time. Most of Jiayin's value examination focuses on studying past and present price action to predict the probability of Jiayin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Jiayin's price. Additionally, you may evaluate how the addition of Jiayin to your portfolios can decrease your overall portfolio volatility.
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Is Jiayin's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.307
Earnings Share
3.78
Revenue Per Share
91.946
Quarterly Revenue Growth
0.64
Return On Assets
0.2508
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.