Lendingclub Stock Valuation

LC -  USA Stock  

USD 15.88  0.28  1.73%

Do you wonder what the value of Lendingclub Corp is? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as Lendingclub Corp, is its stock price multiplied by the total number of shares outstanding, calculating Lendingclub Corp's enterprise value requires a different approach. It uses Lendingclub Corp's balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
The current year Free Cash Flow is expected to grow to about 417.4 M. The current year Enterprise Value is expected to grow to about 1.6 B.
Lendingclub Corp secures a last-minute Real Value of $14.95 per share. The latest price of the firm is $15.88. At this time, the firm appears to be overvalued. Our model forecasts the value of Lendingclub Corp from analyzing the firm fundamentals such as Current Valuation of 2.24 B, profit margin of (45.99) %, and Return On Equity of (24.39) % as well as examining its technical indicators and Probability Of Bankruptcy. In general, we recommend taking in undervalued stocks and trading overvalued stocks since, at some point, asset prices and their ongoing real values will merge together.

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Lendingclub Corp Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as Lendingclub Corp's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.
Overvalued
Today
15.88
25th of July 2021
Share
Lendingclub Corp is not too volatile asset. Calculation of real value of Lendingclub Corp is based on 3 months time horizon. Increasing Lendingclub Corp time horizon generally increases accuracy of value calculation and significantly improves predictive power of the methodology used.
Our valuation method for Lendingclub Corp is useful when determining the fair value of the Lendingclub stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Lendingclub Corp. Since Lendingclub Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Lendingclub Stock. However, Lendingclub Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
14.95
Real Value
18.42
Upside
Estimating the potential upside or downside of Lendingclub Corp helps investors to forecast how Lendingclub stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lendingclub Corp more accurately as focusing exclusively on Lendingclub Corp's fundamentals will not take into account other important factors:
Earnings
Estimates (2)
LowProjected EPSHigh
-1.65-1.57-1.49
Details
Hype
Prediction
LowEstimated ValueHigh
12.3315.8019.27
Details
Naive
Forecast
LowNext ValueHigh
13.1716.6420.11
Details
3 Analysts
Consensus
LowTarget PriceHigh
6.0014.0025.00
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. Some money managers use Lendingclub Corp's intrinsic value based on its ongoing forecasts of Lendingclub Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by look to relative valuation against Lendingclub Corp's closest peers. When choosing a valuation method Lendingclub Corp, make sure it is appropriate for the firm given its current financial situation and market classification. If more than one is valuation category is appropriate, we suggest using both methods to arrive at a better estimate.

Lendingclub Corp Investments

975.79 MillionShare

Lendingclub Valuation Drivers Correlation

Many accounts on the financial statements of Lendingclub Corp are highly interrelated and sometimes correlated. Consequently, when conducting Lendingclub's valuation analysis, one should examine all of the accounts reported to obtain a complete picture of its financial situation. We provide a unique feature to present a conventional correlation table purposely composed against different valuation-related drivers of Lendingclub
Click cells to compare fundamentals

Lendingclub Market Cap

Lendingclub Corp is currently regarded as number one stock in market capitalization category among related companies. Market capitalization of Credit Services industry is now estimated at about 1.57 Billion. Lendingclub Corp totals roughly 1.54 Billion in market capitalization claiming about 98% of stocks in Credit Services industry.
Capitalization  Workforce  Total debt  Revenue  Valuation

Lendingclub Corp Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Lendingclub Corp's current stock value. Our valuation model uses many indicators to compare Lendingclub Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lendingclub Corp competition to find correlations between indicators driving Lendingclub Corp's intrinsic value. More Info.
Lendingclub Corp is currently regarded as number one stock in price to earning category among related companies. It is currently regarded as number one stock in beta category among related companies .

About Lendingclub Corp Valuation

The equity valuation mechanism determines the current worth of Lendingclub Corp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Lendingclub Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Lendingclub Corp based exclusively on its fundamental and basic technical indicators. By analyzing Lendingclub Corp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Lendingclub Corp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lendingclub Corp. We calculate exposure to Lendingclub Corp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Lendingclub Corp's related companies.
Last ReportedProjected for 2021
Gross Profit243.5 M323.8 M
Profit Margin(0.60) (0.61) 
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company was incorporated in 2006 and is headquartered in San Francisco, California. Lendingclub Corp operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1192 people.

Lendingclub Corp Quarterly Enterprise Value

1.91 BillionShare

Lendingclub Corp Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Lendingclub Corp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Quick Ratio6.31
Revenue Growth-25.40%
Enterprise Value To Ebitda155.99
Enterprise Value To Revenue5.52

Lendingclub Corp Current Valuation Indicators

Valuation refers to the process of determining the present value of Lendingclub Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Lendingclub we look at many different elements of the entity such as Lendingclub's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Additionally, see Stocks Correlation. Note that the Lendingclub Corp information on this page should be used as a complementary analysis to other Lendingclub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try ETF Directory module to find actively traded Exchange Traded Funds (ETF) from around the world.

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When running Lendingclub Corp price analysis, check to measure Lendingclub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lendingclub Corp is operating at the current time. Most of Lendingclub Corp's value examination focuses on studying past and present price action to predict the probability of Lendingclub Corp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Lendingclub Corp's price. Additionally, you may evaluate how the addition of Lendingclub Corp to your portfolios can decrease your overall portfolio volatility.
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The market value of Lendingclub Corp is measured differently than its book value, which is the value of Lendingclub that is recorded on the company's balance sheet. Investors also form their own opinion of Lendingclub Corp's value that differs from its market value or its book value, called intrinsic value, which is Lendingclub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lendingclub Corp's market value can be influenced by many factors that don't directly affect Lendingclub Corp underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lendingclub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine Lendingclub Corp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lendingclub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.