Preferred Bank Valuation
| PFBC Stock | USD 74.30 2.06 2.85% |
At this time, the company appears to be fairly valued. Preferred Bank holds a recent Real Value of $72.27 per share. The prevailing price of the company is $74.3. Our model determines the value of Preferred Bank from analyzing the company fundamentals such as Shares Outstanding of 13.75 M, operating margin of 0.74 %, and Return On Equity of 0.23 as well as examining its technical indicators and probability of bankruptcy. In general, most investors support purchasing undervalued entities and exiting overvalued entities since, at some point, asset prices and their ongoing real values will merge together. Key fundamental drivers impacting Preferred Bank's valuation include:
Price Book 1.5045 | Enterprise Value 251.8 M | Price Sales 3.5213 | Forward PE 7.5245 | Trailing PE 6.8098 |
Fairly Valued
Today
Please note that Preferred Bank's price fluctuation is very steady at this time. Calculation of the real value of Preferred Bank is based on 3 months time horizon. Increasing Preferred Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Preferred Bank is useful when determining the fair value of the Preferred stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Preferred Bank. Since Preferred Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Preferred Stock. However, Preferred Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 74.3 | Real 72.27 | Target 71.5 | Hype 74.3 |
The real value of Preferred Stock, also known as its intrinsic value, is the underlying worth of Preferred Bank Company, which is reflected in its stock price. It is based on Preferred Bank's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Preferred Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Preferred Bank's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Preferred Bank helps investors to forecast how Preferred stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Preferred Bank more accurately as focusing exclusively on Preferred Bank's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Preferred Bank's intrinsic value based on its ongoing forecasts of Preferred Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Preferred Bank's closest peers. When choosing an evaluation method for Preferred Bank, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
Preferred Bank Investments |
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Preferred Valuation Trend
Knowing Preferred Bank's actual value is paramount for traders to make sound investment determinations. Preferred Bank's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Preferred Bank's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Preferred Bank's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Preferred Market Cap
Preferred Bank is considered to be number one stock in market capitalization category among related companies. Market capitalization of Financials industry is at this time estimated at about 1.33 Billion. Preferred Bank totals roughly 994.63 Million in market capitalization claiming about 75% of equities under Financials industry.Preferred Bank Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Preferred Bank's current stock value. Our valuation model uses many indicators to compare Preferred Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Preferred Bank competition to find correlations between indicators driving Preferred Bank's intrinsic value. More Info.Preferred Bank is considered to be number one stock in price to earning category among related companies. It is considered to be number one stock in price to book category among related companies fabricating about 0.10 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Preferred Bank is roughly 10.01 . As of April 19, 2024, Price To Book Ratio is expected to decline to 1.22. Comparative valuation analysis is a catch-all model that can be used if you cannot value Preferred Bank by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Preferred Bank's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Preferred Bank's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Preferred Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Preferred Bank and how it compares across the competition.
About Preferred Bank Valuation
The stock valuation mechanism determines the current worth of Preferred Bank on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Preferred Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Preferred Bank based exclusively on its fundamental and basic technical indicators. By analyzing Preferred Bank's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Preferred Bank's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Preferred Bank. We calculate exposure to Preferred Bank's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Preferred Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 481.8 M | 505.8 M | |
| Pretax Profit Margin | 0.44 | 0.26 | |
| Operating Profit Margin | 0.97 | 1.02 | |
| Net Profit Margin | 0.31 | 0.17 | |
| Gross Profit Margin | 0.00 | 0.00 |
8 Steps to conduct Preferred Bank's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Preferred Bank's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Preferred Bank's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Preferred Bank's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Preferred Bank's revenue streams: Identify Preferred Bank's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Preferred Bank's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Preferred Bank's growth potential: Evaluate Preferred Bank's management, business model, and growth potential.
- Determine Preferred Bank's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Preferred Bank's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Preferred Bank represents a small ownership stake in the entity. As a stockholder of Preferred, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Preferred Bank Dividends Analysis For Valuation
The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 6.40, whereas Dividends Paid is projected to grow to (29.6 M). . At present, Preferred Bank's Earnings Yield is projected to increase slightly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 12.53, whereas Earning Assets are forecasted to decline to about 352.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -31.1 M | -29.6 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.21 | 0.11 | |
| Dividend Paid And Capex Coverage Ratio | 6.09 | 6.40 |
There are various types of dividends Preferred Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Preferred shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Preferred Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Preferred pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Preferred Bank by the value of the dividends paid out.
Preferred Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Preferred Bank does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 14.3 M | |
| Quarterly Earnings Growth Y O Y | -0.04 | |
| Forward Price Earnings | 7.5245 |
Preferred Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of Preferred Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Preferred we look at many different elements of the entity such as Preferred's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Preferred Bank's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Preferred Bank's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Preferred Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Preferred Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Preferred Bank's worth.When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.Note that the Preferred Bank information on this page should be used as a complementary analysis to other Preferred Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Complementary Tools for Preferred Stock analysis
When running Preferred Bank's price analysis, check to measure Preferred Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Preferred Bank is operating at the current time. Most of Preferred Bank's value examination focuses on studying past and present price action to predict the probability of Preferred Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Preferred Bank's price. Additionally, you may evaluate how the addition of Preferred Bank to your portfolios can decrease your overall portfolio volatility.
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Is Preferred Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 2.35 | Earnings Share 10.62 | Revenue Per Share 20.324 | Quarterly Revenue Growth 0.014 |
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.