Postal Savings Valuation

PSTVY Stock  USD 10.30  0.17  1.68%   
At this time, the company appears to be fairly valued. Postal Savings Bank holds a recent Real Value of $10.01 per share. The prevailing price of the company is $10.3. Our model determines the value of Postal Savings Bank from analyzing the company fundamentals such as Return On Equity of 0.11, operating margin of 0.31 %, and Shares Outstanding of 4.62 B as well as examining its technical indicators and probability of bankruptcy. In general, most investors support acquiring undervalued entities and dropping overvalued entities since, at some point, asset prices and their ongoing real values will merge together.
Fairly Valued
Today
10.30
Please note that Postal Savings' price fluctuation is not too volatile at this time. Calculation of the real value of Postal Savings Bank is based on 3 months time horizon. Increasing Postal Savings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Postal Savings Bank is useful when determining the fair value of the Postal pink sheet, which is usually determined by what a typical buyer is willing to pay for full or partial control of Postal Savings. Since Postal Savings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Postal Pink Sheet. However, Postal Savings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  10.3 Real  10.01 Hype  9.92
The real value of Postal Pink Sheet, also known as its intrinsic value, is the underlying worth of Postal Savings Bank Company, which is reflected in its stock price. It is based on Postal Savings' financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Postal Savings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Postal Savings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
10.01
Real Value
12.29
Upside
Estimating the potential upside or downside of Postal Savings Bank helps investors to forecast how Postal pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Postal Savings more accurately as focusing exclusively on Postal Savings' fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
7.649.9212.20
Details

Postal Savings Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Postal Savings's current stock value. Our valuation model uses many indicators to compare Postal Savings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Postal Savings competition to find correlations between indicators driving Postal Savings's intrinsic value. More Info.
Postal Savings Bank is rated below average in price to earning category among related companies. It is regarded third in price to book category among related companies fabricating about  0.09  of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Postal Savings Bank is roughly  11.15 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Postal Savings by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Postal Savings' Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Postal Savings' earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Postal Savings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Postal Savings and how it compares across the competition.

About Postal Savings Valuation

The pink sheet valuation mechanism determines the current worth of Postal Savings Bank on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Postal Savings Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Postal Savings Bank based exclusively on its fundamental and basic technical indicators. By analyzing Postal Savings's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Postal Savings's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Postal Savings. We calculate exposure to Postal Savings's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Postal Savings's related companies.
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the Peoples Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation. Postal Svgs operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 175009 people.

8 Steps to conduct Postal Savings' Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Postal Savings' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Postal Savings' valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Postal Savings' financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Postal Savings' revenue streams: Identify Postal Savings' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Postal Savings' industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Postal Savings' growth potential: Evaluate Postal Savings' management, business model, and growth potential.
  • Determine Postal Savings' financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Postal Savings' estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
Postal Savings' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Postal Savings' value is low or high relative to the company's performance and growth projections. Determining the market value of Postal Savings can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Postal Savings represents a small ownership stake in the entity. As a stockholder of Postal, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Postal Savings Dividends Analysis For Valuation

Please note that Postal Savings has scaled down on payment of dividends at this time.
There are various types of dividends Postal Savings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Postal shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Postal Savings Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Postal pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Postal Savings by the value of the dividends paid out.

Postal Savings Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Postal Savings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding92.4 B
Quarterly Earnings Growth Y O Y0.16
Forward Price Earnings4.1391
Retained Earnings406.3 B
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Postal Savings Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

Complementary Tools for Postal Pink Sheet analysis

When running Postal Savings' price analysis, check to measure Postal Savings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Postal Savings is operating at the current time. Most of Postal Savings' value examination focuses on studying past and present price action to predict the probability of Postal Savings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Postal Savings' price. Additionally, you may evaluate how the addition of Postal Savings to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Postal Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Postal Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Postal Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.