360 Finance Valuation
| QFIN Stock | USD 18.02 0.18 1.01% |
At this time, the entity appears to be undervalued. 360 Finance owns a latest Real Value of $19.43 per share. The recent price of the entity is $18.02. Our model approximates the value of 360 Finance from evaluating the entity fundamentals such as Shares Owned By Insiders of 0.84 %, return on asset of 0.11, and Shares Outstanding of 161.46 M as well as inspecting its technical indicators and probability of bankruptcy. In general, most investors favor obtaining undervalued equities and abandoning overvalued equities since, sooner or later, asset prices and their ongoing real values will grow together. Key fundamental drivers impacting 360 Finance's valuation include:
Price Book 1.0285 | Enterprise Value 2.5 B | Price Sales 0.1913 | Forward PE 3.2712 | Trailing PE 5.3 |
Undervalued
Today
Please note that 360 Finance's price fluctuation is not too volatile at this time. Calculation of the real value of 360 Finance is based on 3 months time horizon. Increasing 360 Finance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for 360 Finance is useful when determining the fair value of the 360 stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of 360 Finance. Since 360 Finance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of 360 Stock. However, 360 Finance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.02 | Real 19.43 | Target 24.38 | Hype 18.13 |
The real value of 360 Stock, also known as its intrinsic value, is the underlying worth of 360 Finance Company, which is reflected in its stock price. It is based on 360 Finance's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of 360 Finance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence 360 Finance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of 360 Finance helps investors to forecast how 360 stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of 360 Finance more accurately as focusing exclusively on 360 Finance's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use 360 Finance's intrinsic value based on its ongoing forecasts of 360 Finance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against 360 Finance's closest peers. When choosing an evaluation method for 360 Finance, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
360 Finance Investments |
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360 Valuation Trend
Knowing 360 Finance's actual value is paramount for traders to make sound investment determinations. 360 Finance's real value is not only important for the investor to make better decisions but also for a more accurate overall view of 360 Finance's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both 360 Finance's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
360 Market Cap
360 Finance is rated fourth in market capitalization category among related companies. Market capitalization of Financials industry is at this time estimated at about 1.05 Trillion. 360 Finance adds roughly 2.91 Billion in market capitalization claiming only tiny portion of equities under Financials industry.360 Finance Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining 360 Finance's current stock value. Our valuation model uses many indicators to compare 360 Finance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across 360 Finance competition to find correlations between indicators driving 360 Finance's intrinsic value. More Info.360 Finance is rated fourth in price to earning category among related companies. It is rated fourth in price to book category among related companies fabricating about 0.28 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for 360 Finance is roughly 3.51 . As of the 20th of April 2024, Price To Book Ratio is likely to drop to 1.27. Comparative valuation analysis is a catch-all model that can be used if you cannot value 360 Finance by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for 360 Finance's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the 360 Finance's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates 360 Finance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in 360 Finance and how it compares across the competition.
About 360 Finance Valuation
The stock valuation mechanism determines the current worth of 360 Finance on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of 360 Finance. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of 360 Finance based exclusively on its fundamental and basic technical indicators. By analyzing 360 Finance's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of 360 Finance's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of 360 Finance. We calculate exposure to 360 Finance's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to 360 Finance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 13.5 B | 7.3 B | |
| Pretax Profit Margin | 0.26 | 0.19 | |
| Operating Profit Margin | 0.26 | 0.19 | |
| Net Profit Margin | 0.22 | 0.16 | |
| Gross Profit Margin | 0.81 | 0.85 |
8 Steps to conduct 360 Finance's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates 360 Finance's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct 360 Finance's valuation analysis, follow these 8 steps:- Gather financial information: Obtain 360 Finance's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine 360 Finance's revenue streams: Identify 360 Finance's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research 360 Finance's industry and market trends, including the size of the market, growth rate, and competition.
- Establish 360 Finance's growth potential: Evaluate 360 Finance's management, business model, and growth potential.
- Determine 360 Finance's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate 360 Finance's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of 360 Finance represents a small ownership stake in the entity. As a stockholder of 360, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
360 Finance Dividends Analysis For Valuation
As of the 20th of April 2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 28.41, while Dividends Paid is likely to drop about 236.8 M. . At this time, 360 Finance's Retained Earnings are very stable compared to the past year. As of the 20th of April 2024, Price Earnings Ratio is likely to grow to 5.15, while Earnings Yield is likely to drop 0.14.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 249.3 M | 236.8 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.08 | 0.08 | |
| Dividend Paid And Capex Coverage Ratio | 27.06 | 28.41 |
There are various types of dividends 360 Finance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of 360 shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from 360 Finance directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When 360 pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of 360 Finance by the value of the dividends paid out.
360 Finance Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as 360 Finance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 161 M | |
| Quarterly Earnings Growth Y O Y | 0.275 | |
| Forward Price Earnings | 3.2712 |
360 Finance Current Valuation Indicators
Valuation refers to the process of determining the present value of 360 Finance and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value 360 we look at many different elements of the entity such as 360's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. 360 Finance's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final 360 Finance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as 360 Finance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use 360 Finance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes 360 Finance's worth.When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Complementary Tools for 360 Stock analysis
When running 360 Finance's price analysis, check to measure 360 Finance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy 360 Finance is operating at the current time. Most of 360 Finance's value examination focuses on studying past and present price action to predict the probability of 360 Finance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move 360 Finance's price. Additionally, you may evaluate how the addition of 360 Finance to your portfolios can decrease your overall portfolio volatility.
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Is 360 Finance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.275 | Dividend Share 7.658 | Earnings Share 3.4 | Revenue Per Share 101.575 | Quarterly Revenue Growth 0.151 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.