Victory OTC Stock Valuation

VTYB
 Stock
  

USD 14.95  0.00  0.00%   

Do you wonder what the value of Victory Bancorp is? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as Victory Bancorp, is its stock price multiplied by the total number of shares outstanding, calculating Victory Bancorp's enterprise value requires a different approach. It uses Victory Bancorp's balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
Victory Bancorp has a current Real Value of $14.61 per share. The regular price of the company is $14.95. At this time, the company appears to be fairly valued. Our model measures the value of Victory Bancorp from inspecting the company fundamentals such as Return On Equity of 16.93 %, price to earning of 7.95 X, and Operating Margin of 33.48 % as well as reviewing its technical indicators and Probability Of Bankruptcy. In general, we recommend taking in undervalued stocks and trading overvalued stocks since, at some point, asset prices and their ongoing real values will draw towards each other.
  
Victory Bancorp Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as Victory Bancorp's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.

Victory Most Recent Valuation Data

Price Book
1.14
Enterprise Value
48.4 M
Price Sales
1.87
Trailing PE
7.95
Fairly Valued
Today 14.95
Please note that Victory Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Victory Bancorp is based on 3 months time horizon. Increasing Victory Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Victory Bancorp is useful when determining the fair value of the Victory otc stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Victory Bancorp. Since Victory Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Victory OTC Stock. However, Victory Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
14.61
Real Value
15.78
Upside
Estimating the potential upside or downside of Victory Bancorp helps investors to forecast how Victory otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Victory Bancorp more accurately as focusing exclusively on Victory Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
14.6814.8915.11
Details
Hype
Prediction
LowEstimated ValueHigh
13.7814.9516.12
Details
Potential
Annual Dividend
LowIncome Per ShareHigh
0.150.150.16
Details

Victory Bancorp Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Victory Bancorp's current stock value. Our valuation model uses many indicators to compare Victory Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Victory Bancorp competition to find correlations between indicators driving Victory Bancorp's intrinsic value. More Info.
Victory Bancorp is rated first in beta category among related companies. It is rated first in price to book category among related companies fabricating about  3.48  of Price to Book per Beta. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Victory Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Victory Bancorp's OTC Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Victory Bancorp's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Victory Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Victory Bancorp and how it compares across the competition.

About Victory Bancorp Valuation

The otc valuation mechanism determines the current worth of Victory Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Victory Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Victory Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Victory Bancorp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Victory Bancorp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Victory Bancorp. We calculate exposure to Victory Bancorp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Victory Bancorp's related companies.
Fiscal Year End
March
Industry
Banks-Regional
The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. The company was founded in 2008 and is based in Limerick, Pennsylvania. Victory Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.
Victory Bancorp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Victory Bancorp's value is low or high relative to the company's performance and growth projections. Determining the market value of Victory Bancorp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Victory Bancorp represents a small ownership stake in the entity. As a stockholder of Victory, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Victory Bancorp Dividends Analysis For Valuation

There are various types of dividends Victory Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Victory shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Victory Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Victory pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Victory Bancorp by the value of the dividends paid out.

Victory Bancorp Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Victory Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Earnings Quarterly Growth49.20%
Revenue Growth14.10%
Payout Ratio10.64%
Earnings Growth51.50%
Enterprise Value To Revenue2.92
Also, please take a look at World Market Map. Note that the Victory Bancorp information on this page should be used as a complementary analysis to other Victory Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Probability Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.

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When running Victory Bancorp price analysis, check to measure Victory Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Victory Bancorp is operating at the current time. Most of Victory Bancorp's value examination focuses on studying past and present price action to predict the probability of Victory Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Victory Bancorp's price. Additionally, you may evaluate how the addition of Victory Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Victory Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Victory Bancorp. If investors know Victory will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Victory Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.52
Market Capitalization
29.5 M
Quarterly Revenue Growth YOY
0.14
Return On Assets
0.0092
Return On Equity
0.17
The market value of Victory Bancorp is measured differently than its book value, which is the value of Victory that is recorded on the company's balance sheet. Investors also form their own opinion of Victory Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Victory Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Victory Bancorp's market value can be influenced by many factors that don't directly affect Victory Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Victory Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Victory Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Victory Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.