Finward Bancorp Company Insiders

FNWD Stock  USD 24.60  0.25  1.01%   
Finward Bancorp's insiders are aggressively buying. The analysis of insiders' sentiment of trading Finward Bancorp stock suggests that all insiders are extremely bullish at this time. Finward Bancorp employs about 276 people. The company is managed by 10 executives with a total tenure of roughly 644 years, averaging almost 64.0 years of service per executive, having 27.6 employees per reported executive.

Finward Bancorp's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-02-05Todd M ScheubAcquired 54 @ 24.53View
2023-12-04David A BochnowskiAcquired 2275 @ 21.48View
2023-11-27David A BochnowskiAcquired 225 @ 20.93View
Monitoring Finward Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.

Finward Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Finward Bancorp's future performance. Based on our forecasts, it is anticipated that Finward will maintain a workforce of about 280 employees by June 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Finward Bancorp Management Team Effectiveness

The current year's Return On Capital Employed is expected to grow to 0.1, whereas Return On Tangible Assets are forecasted to decline to 0. At present, Finward Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.9 B, whereas Total Current Assets are forecasted to decline to about 89.4 M. Finward Bancorp's management efficiency ratios could be used to measure how well Finward Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
As of May 30, 2024, Common Stock Shares Outstanding is expected to decline to about 3.3 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 14.1 M

Finward Bancorp Workforce Comparison

Finward Bancorp is rated # 2 in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 589. Finward Bancorp totals roughly 276 in number of employees claiming about 47% of equities under Financials industry.

Finward Bancorp Profit Margins

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Net Profit Margin0.08280.0872
Notably Down
Slightly volatile
Operating Profit Margin0.750.7854
Sufficiently Down
Slightly volatile
Pretax Profit Margin0.07950.0837
Notably Down
Slightly volatile
Return On Assets0.00380.004
Notably Down
Slightly volatile
Return On Equity0.0540.0569
Notably Down
Slightly volatile

Finward Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finward Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finward Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Finward Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2023-06-01
8.0
8
1
 3,017 
 798.00 
2023-03-01
0.8
4
5
 1,898 
 1,688 
2022-03-01
1.2778
23
18
 32,751 
 3,453 
2021-06-01
1.0
2
2
 1,264 
 0.00 
2021-03-01
1.8889
17
9
 8,792 
 1,045 
2020-06-01
7.0
7
1
 4,633 
 0.00 
2020-03-01
4.75
19
4
 7,971 
 1,606 
2019-03-01
4.75
19
4
 5,559 
 644.00 
2017-12-01
2.0
4
2
 1,100 
 500.00 
2017-03-01
20.0
20
1
 12,798 
 8,800 
2016-12-01
2.0
2
1
 352.00 
 0.00 
2016-06-01
4.0
8
2
 6,500 
 0.00 
2015-03-01
7.0
7
1
 5,135 
 135.00 
2014-09-01
1.0
4
4
 1,845 
 12,290 
2013-09-01
2.8
14
5
 9,383 
 1,000.00 
2013-06-01
1.2
6
5
 3,389 
 2,685 
2012-12-01
4.0
4
1
 1,350 
 0.00 
2012-06-01
2.75
11
4
 6,753 
 2,156 
2012-03-01
2.6667
8
3
 1,700 
 2,000 
2011-12-01
0.5
3
6
 2,500 
 4,033 
2011-09-01
5.0
10
2
 1,854 
 999.00 
2011-03-01
3.0
6
2
 1,800 
 600.00 
2010-12-01
2.1667
13
6
 5,383 
 1,000.00 
2010-06-01
3.0
3
1
 1,195 
 500.00 
2009-09-01
1.3333
4
3
 1,689 
 1,250 
2009-06-01
0.3
3
10
 3,052 
 4,640 
2009-03-01
1.8333
11
6
 1,956 
 1,400 
2008-12-01
0.5
1
2
 106.00 
 250.00 
2008-09-01
0.3333
2
6
 2,674 
 6,050 
2008-06-01
0.125
1
8
 42.00 
 3,997 
2008-03-01
1.0
10
10
 2,884 
 4,508 
2007-12-01
2.6667
8
3
 5,840 
 2,850 
2007-09-01
12.5
25
2
 8,138 
 1,582 
2007-06-01
1.3333
4
3
 2,487 
 3,740 
2007-03-01
1.75
7
4
 7,759 
 7,969 
2006-12-01
2.0
8
4
 21,030 
 5,345 
2006-09-01
0.6667
2
3
 94.00 
 3,000 

Finward Bancorp Notable Stakeholders

A Finward Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Finward Bancorp often face trade-offs trying to please all of them. Finward Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Finward Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.

About Finward Bancorp Management Performance

The success or failure of an entity such as Finward Bancorp often depends on how effective the management is. Finward Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Finward management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Finward management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0  0 
Return On Capital Employed 0.09  0.1 
Return On Assets 0  0 
Return On Equity 0.06  0.05 
The data published in Finward Bancorp's official financial statements usually reflect Finward Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Finward Bancorp. For example, before you start analyzing numbers published by Finward accountants, it's critical to develop an understanding of what Finward Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Finward Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Finward Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Finward Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Finward Bancorp. Please utilize our Beneish M Score to check the likelihood of Finward Bancorp's management manipulating its earnings.

Finward Bancorp Workforce Analysis

Traditionally, organizations such as Finward Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Finward Bancorp within its industry.

Finward Bancorp Manpower Efficiency

Return on Finward Bancorp Manpower

Revenue Per Employee348.4K
Revenue Per Executive9.6M
Net Income Per Employee30.4K
Net Income Per Executive838K
When determining whether Finward Bancorp is a strong investment it is important to analyze Finward Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Finward Bancorp's future performance. For an informed investment choice regarding Finward Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.
You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..

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When running Finward Bancorp's price analysis, check to measure Finward Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finward Bancorp is operating at the current time. Most of Finward Bancorp's value examination focuses on studying past and present price action to predict the probability of Finward Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finward Bancorp's price. Additionally, you may evaluate how the addition of Finward Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Finward Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.255
Dividend Share
0.86
Earnings Share
3.62
Revenue Per Share
16.902
Quarterly Revenue Growth
0.504
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.