Pathfinder Retained Earnings from 2010 to 2024

PBHC Stock  USD 12.85  0.05  0.39%   
Pathfinder Bancorp's Retained Earnings are increasing over the years with slightly volatile fluctuation. Overall, Retained Earnings are expected to go to about 79.9 M this year. Retained Earnings is the cumulative amount of net income that Pathfinder Bancorp retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals
 
Retained Earnings  
First Reported
1998-03-31
Previous Quarter
76.1 M
Current Value
77.6 M
Quarterly Volatility
15.9 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Pathfinder Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pathfinder Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.1 M, Interest Expense of 30.2 M or Selling General Administrative of 9.5 M, as well as many indicators such as Price To Sales Ratio of 1.1, Dividend Yield of 0.017 or PTB Ratio of 1.23. Pathfinder financial statements analysis is a perfect complement when working with Pathfinder Bancorp Valuation or Volatility modules.
  
Check out the analysis of Pathfinder Bancorp Correlation against competitors.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.

Latest Pathfinder Bancorp's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of Pathfinder Bancorp over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. Pathfinder Bancorp's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pathfinder Bancorp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 76.06 M10 Years Trend
Slightly volatile
   Retained Earnings   
       Timeline  

Pathfinder Retained Earnings Regression Statistics

Arithmetic Mean44,014,244
Geometric Mean39,998,575
Coefficient Of Variation44.92
Mean Deviation15,897,138
Median39,020,000
Standard Deviation19,772,025
Sample Variance390.9T
Range64.1M
R-Value0.97
Mean Square Error27.8T
R-Squared0.93
Slope4,272,858
Total Sum of Squares5473.1T

Pathfinder Retained Earnings History

202479.9 M
202376.1 M
202271.3 M
202160.9 M
202050.3 M
201944.8 M
201842.1 M

Other Fundumenentals of Pathfinder Bancorp

Pathfinder Bancorp Retained Earnings component correlations

0.960.910.960.941.00.01-0.43-0.440.770.720.870.7-0.530.980.620.89-0.570.960.770.90.070.90.20.860.9
0.960.880.960.920.95-0.04-0.42-0.440.660.720.820.71-0.540.950.650.89-0.640.970.80.880.130.80.340.850.9
0.910.880.930.930.910.0-0.38-0.390.590.70.90.64-0.510.910.850.74-0.570.870.750.790.370.770.080.870.8
0.960.960.930.980.950.02-0.36-0.380.630.670.910.61-0.480.920.750.83-0.510.910.70.860.280.80.270.910.9
0.940.920.930.980.92-0.09-0.24-0.260.610.580.870.57-0.390.890.780.79-0.410.890.650.810.360.790.290.930.92
1.00.950.910.950.920.05-0.51-0.520.770.760.880.69-0.550.980.610.88-0.580.940.770.890.050.890.180.840.87
0.01-0.040.00.02-0.090.05-0.35-0.350.080.220.10.18-0.23-0.04-0.150.05-0.24-0.090.150.17-0.260.05-0.41-0.12-0.27
-0.43-0.42-0.38-0.36-0.24-0.51-0.351.0-0.31-0.82-0.53-0.240.52-0.48-0.21-0.360.52-0.33-0.42-0.360.11-0.30.06-0.19-0.19
-0.44-0.44-0.39-0.38-0.26-0.52-0.351.0-0.32-0.82-0.54-0.250.53-0.5-0.22-0.370.53-0.35-0.43-0.370.11-0.310.05-0.2-0.2
0.770.660.590.630.610.770.08-0.31-0.320.50.550.58-0.360.780.10.79-0.350.70.530.78-0.410.89-0.030.660.66
0.720.720.70.670.580.760.22-0.82-0.820.50.740.61-0.690.760.520.71-0.780.680.750.750.00.65-0.020.560.52
0.870.820.90.910.870.880.1-0.53-0.540.550.740.55-0.480.830.770.69-0.480.760.680.760.320.73-0.030.770.7
0.70.710.640.610.570.690.18-0.24-0.250.580.610.55-0.560.720.360.75-0.820.810.960.82-0.260.75-0.120.480.49
-0.53-0.54-0.51-0.48-0.39-0.55-0.230.520.53-0.36-0.69-0.48-0.56-0.54-0.32-0.450.69-0.52-0.62-0.550.12-0.460.05-0.32-0.32
0.980.950.910.920.890.98-0.04-0.48-0.50.780.760.830.72-0.540.60.88-0.610.960.790.870.030.880.20.830.87
0.620.650.850.750.780.61-0.15-0.21-0.220.10.520.770.36-0.320.60.43-0.410.610.520.490.770.40.170.710.61
0.890.890.740.830.790.880.05-0.36-0.370.790.710.690.75-0.450.880.43-0.610.90.760.97-0.110.920.250.840.86
-0.57-0.64-0.57-0.51-0.41-0.58-0.240.520.53-0.35-0.78-0.48-0.820.69-0.61-0.41-0.61-0.67-0.88-0.680.14-0.510.07-0.35-0.34
0.960.970.870.910.890.94-0.09-0.33-0.350.70.680.760.81-0.520.960.610.9-0.670.850.890.040.860.290.820.89
0.770.80.750.70.650.770.15-0.42-0.430.530.750.680.96-0.620.790.520.76-0.880.850.83-0.10.72-0.060.540.54
0.90.880.790.860.810.890.17-0.36-0.370.780.750.760.82-0.550.870.490.97-0.680.890.83-0.10.940.080.820.79
0.070.130.370.280.360.05-0.260.110.11-0.410.00.32-0.260.120.030.77-0.110.140.04-0.1-0.1-0.190.260.350.23
0.90.80.770.80.790.890.05-0.3-0.310.890.650.730.75-0.460.880.40.92-0.510.860.720.94-0.190.00.80.8
0.20.340.080.270.290.18-0.410.060.05-0.03-0.02-0.03-0.120.050.20.170.250.070.29-0.060.080.260.00.330.51
0.860.850.870.910.930.84-0.12-0.19-0.20.660.560.770.48-0.320.830.710.84-0.350.820.540.820.350.80.330.93
0.90.90.80.90.920.87-0.27-0.19-0.20.660.520.70.49-0.320.870.610.86-0.340.890.540.790.230.80.510.93
Click cells to compare fundamentals

About Pathfinder Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Pathfinder Bancorp income statement, its balance sheet, and the statement of cash flows. Pathfinder Bancorp investors use historical funamental indicators, such as Pathfinder Bancorp's Retained Earnings, to determine how well the company is positioned to perform in the future. Although Pathfinder Bancorp investors may use each financial statement separately, they are all related. The changes in Pathfinder Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Pathfinder Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Pathfinder Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Pathfinder Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Retained Earnings76.1 M79.9 M
Retained Earnings Total Equity33.1 M28.7 M

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

Additional Information and Resources on Investing in Pathfinder Stock

When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:
Check out the analysis of Pathfinder Bancorp Correlation against competitors.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.19)
Dividend Share
0.37
Earnings Share
1.42
Revenue Per Share
6.724
Quarterly Revenue Growth
(0.04)
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.