TAL Education Financials

TAL Stock  USD 14.82  0.09  0.61%   
Based on the analysis of TAL Education's profitability, liquidity, and operating efficiency, TAL Education Group is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April. At this time, TAL Education's Shareholders Equity Attributable to Parent is quite stable as compared to the past year. Goodwill and Intangible Assets is expected to rise to about 278.3 M this year, although the value of Total Assets will most likely fall to about 4.9 B. Key indicators impacting TAL Education's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Return on Equity(0.0323)(0.0315)
Fairly Down
Slightly volatile
Return on Assets(0.0258)(0.0252)
Fairly Down
Slightly volatile
Operating Income(83.8 M)(81.7 M)
Fairly Down
Slightly volatile
Profit Margin(0.12)(0.12)
Slightly volatile
Debt to Equity Ratio0.220.21
Sufficiently Up
Slightly volatile
Current Ratio5.495.09
Significantly Up
Slightly volatile
The financial analysis of TAL Education is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for TAL Education includes many different criteria found on its balance sheet. For example, investors should never minimize TAL Education's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor TAL Education's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in TAL Education.

Cash and Equivalents

2.1 Billion

With this module, you can analyze TAL financials for your investing period. You should be able to track the changes in TAL Education individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
Understanding current and past TAL Education Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of TAL Education's financial statements are interrelated, with each one affecting the others. For example, an increase in TAL Education's assets may result in an increase in income on the income statement.
Evaluating TAL Education's financials involves analyzing a range of financial metrics and ratios to gain insights into the company's financial health and performance. However, considering all of TAL Education's profitability, liquidity ratios, and efficiency indicators at the same time could be an enormous task, and our Financial Distress score can provide you with a snapshot of the TAL Education's relative financial performance

Chance Of Distress

Less than 8

TAL Education Group has less than 8 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for TAL Education stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity.
Please note, TAL Education's odds of distress score SHOULD NOT be confused with the real chance of TAL Education Group filing for bankruptcy protection for chapters 7, 11, 12, or 13. We define Financial Distress as an operational condition where an entity such as TAL is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from public financial statements and analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors considered include TAL Education's liquidity analysis, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
More Info
The data published in TAL Education's official financial statements usually reflect TAL Education's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of TAL Education Group. For example, before you start analyzing numbers published by TAL accountants, it's critical to develop an understanding of what TAL Education's liquidity, profitability, and earnings quality are in the context of the Diversified Consumer Services space in which it operates.
Please note, the presentation of TAL Education's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, TAL Education's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in TAL Education's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of TAL Education Group. Please utilize our Beneish M Score to check the likelihood of TAL Education's management manipulating its earnings.

TAL Education Company Summary

TAL Education competes with JD Sports, Shimmick Common, Inflection Point, Brunswick, and Electrovaya Common. TAL Education Group provides K-12 after-school tutoring services in the Peoples Republic of China. TAL Education Group was founded in 2003 and is headquartered in Beijing, the Peoples Republic of China. TAL Education operates under Education Training Services classification in the United States and is traded on New York Stock Exchange. It employs 16200 people.
Consumer Discretionary, Education & Training Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CIK Number0001331745
RegionNorth America
Business AddressHeying Center, Beijing,
SectorDiversified Consumer Services
IndustryConsumer Discretionary
BenchmarkNYSE Composite
Phone86 10 5292 6669
CurrencyUSD - US Dollar
You should never invest in TAL Education without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of TAL Stock, because this is throwing your money away. Analyzing the key information contained in TAL Education's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

TAL Education Key Financial Ratios

Generally speaking, TAL Education's financial ratios allow both analysts and investors to convert raw data from TAL Education's financial statements into concise, actionable information that can be used to evaluate the performance of TAL Education over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that TAL Education Group reports annually and quarterly.

TAL Education Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets5.6B12.1B5.1B4.7B5.4B4.9B
Current Assets2.5B8.2B3.6B3.5B4.0B3.3B
Assets Non Current3.1B4.0B1.5B1.3B1.4B1.6B
Cash and Equivalents1.9B5.0B2.4B2.1B2.5B2.1B
Total Debt1.5B4.1B242.1M157.7M181.4M186.2M
Debt Current305.0M652.7M66.1M42.2M38.0M39.0M
Deferred Revenue781M1.4B187.7M237.4M273.0M413.3M
Investments Current345.5M2.7B1.1B1.1B1.3B1.1B
Total Liabilities3.0B6.9B1.1B903.4M1.0B1.4B
Current Liabilities1.8B3.4B902.6M783.9M901.4M1.0B
Tax Assets91.1M332.8M26.3M11.0M12.7M13.0M
Tax Liabilities54.4M75.5M1.7M1.6M1.8M1.8M

TAL Education Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what TAL Education's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Consolidated Income(127.7M)(143.1M)(1.2B)(132.0M)(118.8M)(121.9M)
Cost of Revenue1.5B2.0B2.2B436.4M501.8M764.1M
Gross Profit1.8B2.4B2.2B583.4M670.9M910.7M
Interest Expense17.6M11.8M16.9M7.9M9.1M11.8M
Net Income(110.2M)(116.0M)(1.1B)(135.6M)(122.1M)(125.3M)
Operating Expenses1.7B2.9B2.8B674.1M775.3M969.8M
Operating Income137.4M(438.2M)(614.5M)(90.7M)(81.7M)(83.8M)
Income Tax Expense69.3M(69.9M)397.0M20.0M23.0M23.6M

TAL Education Key Cash Accounts

Cash flow analysis captures how much money flows into and out of TAL Education Group. It measures of how well TAL is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money TAL Education brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money TAL had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what TAL Education has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Capital Expenditure(184.3M)(244.3M)(220.0M)(90.3M)(81.3M)(87.7M)
Depreciation Amortization and Accretion115.2M161.0M185.3M36.4M41.9M60.4M
Net Cash Flow or Change in Cash and Cash Equivalents651.5M3.1B(2.3B)(386.9M)(348.2M)(357.4M)
Net Cash Flow Business Acquisitions and Disposals(124.5M)(63.5M)(70.7M)(158.7M)(142.8M)(154.1M)
Issuance Purchase of Equity Shares2.5M(1.7M)(194.9M)(66.2M)(59.6M)(61.1M)
Issuance Repayment of Debt Securities472.3M60.7M4.8B(2.6B)(3.0B)(3.0B)
Net Cash Flow from Financing131.2M4.8B(2.8B)(66.2M)(76.1M)(78.1M)
Net Cash Flow from Investing(338.8M)(2.6B)1.4B(301.6M)(271.5M)(292.9M)
Net Cash Flow Investment Acquisitions and Disposals(26.8M)(2.3B)1.7B(52.6M)(60.5M)(65.3M)
Net Cash Flow from Operations855.9M954.7M(939.2M)7.4M6.6M6.8M
Effect of Exchange Rate Changes on Cash3.2M(5.3M)949K(26.4M)(23.8M)(24.4M)
Share Based Compensation117.9M204.9M174.8M108.6M124.9M109.3M

TAL Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining TAL Education's current stock value. Our valuation model uses many indicators to compare TAL Education value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across TAL Education competition to find correlations between indicators driving TAL Education's intrinsic value. More Info.
TAL Education Group is currently regarded number one company in current valuation category among related companies. It is rated third in current asset category among related companies fabricating about  0.03  of Current Asset per Current Valuation. The ratio of Current Valuation to Current Asset for TAL Education Group is roughly  35.21 . The value of Current Assets is estimated to slide to about 3.3 B. The value of Net Current Assets as percentage of Total Assets is expected to slide to -10.29. Comparative valuation analysis is a catch-all model that can be used if you cannot value TAL Education by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for TAL Education's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the TAL Education's earnings, one of the primary drivers of an investment's value.

TAL Education Group Systematic Risk

TAL Education's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. TAL Education volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on TAL Education Group correlated with the market. If Beta is less than 0 TAL Education generally moves in the opposite direction as compared to the market. If TAL Education Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one TAL Education Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of TAL Education is generally in the same direction as the market. If Beta > 1 TAL Education moves generally in the same direction as, but more than the movement of the benchmark.

About TAL Education Financials

What exactly are TAL Education Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include TAL Education's income statement, its balance sheet, and the statement of cash flows. Potential TAL Education investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although TAL Education investors may use each financial statement separately, they are all related. The changes in TAL Education's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on TAL Education's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Steps to analyze TAL Education Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as TAL Education is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of TAL has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if TAL Education's financials are consistent with your investment objective using the following steps:
  • Review TAL Education's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand TAL Education's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare TAL Education's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if TAL Education's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.

TAL Education Thematic Clasifications

TAL Education Group is part of Personal Services investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Personal Services industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
Personal ServicesView
This theme covers USA Equities from Personal Services industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas

TAL Education March 3, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of TAL Education help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of TAL Education Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of TAL Education Group based on widely used predictive technical indicators. In general, we focus on analyzing TAL Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build TAL Education's daily price indicators and compare them against related drivers.
When determining whether TAL Education Group is a strong investment it is important to analyze TAL Education's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TAL Education's future performance. For an informed investment choice regarding TAL Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TAL Education Group. Also, note that the market value of any Company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the TAL Education Group information on this page should be used as a complementary analysis to other TAL Education's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

Complementary Tools for TAL Stock analysis

When running TAL Education's price analysis, check to measure TAL Education's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TAL Education is operating at the current time. Most of TAL Education's value examination focuses on studying past and present price action to predict the probability of TAL Education's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TAL Education's price. Additionally, you may evaluate how the addition of TAL Education to your portfolios can decrease your overall portfolio volatility.
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Portfolio Center
All portfolio management and optimization tools to improve performance of your portfolios
Stocks Directory
Find actively traded stocks across global markets
Funds Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Financial Widgets
Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
Is TAL Education's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TAL Education. If investors know TAL will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TAL Education listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of TAL Education Group is measured differently than its book value, which is the value of TAL that is recorded on the company's balance sheet. Investors also form their own opinion of TAL Education's value that differs from its market value or its book value, called intrinsic value, which is TAL Education's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TAL Education's market value can be influenced by many factors that don't directly affect TAL Education's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TAL Education's value and its price as these two are different measures arrived at by different means. Investors typically determine if TAL Education is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TAL Education's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.