Ricardo Garcia - Banco Bilbao Head of Engineering and Organization

BBVA Stock  MXN 178.58  1.08  0.61%   

Executive

Ricardo Garcia is Head of Engineering and Organization of Banco Bilbao Vizcaya since 2018.
Tenure 6 years
Phone34 91 374 3141
Webhttps://www.bbva.com

Banco Bilbao Management Efficiency

Banco Bilbao's management efficiency ratios could be used to measure how well Banco Bilbao manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 55.43 B in total debt. Debt can assist Banco Bilbao until it has trouble settling it off, either with new capital or with free cash flow. So, Banco Bilbao's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Banco Bilbao Vizcaya sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Banco to invest in growth at high rates of return. When we think about Banco Bilbao's use of debt, we should always consider it together with cash and equity.

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Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail banking, wholesale banking, asset management, and private banking services. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain. BANCO BILBAO is traded on Mexico Stock Exchange in Mexico. Banco Bilbao Vizcaya (BBVA) is traded on Mexican Exchange in Mexico and employs 62 people.

Management Performance

Banco Bilbao Vizcaya Leadership Team

Elected by the shareholders, the Banco Bilbao's board of directors comprises two types of representatives: Banco Bilbao inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Bilbao's management team and ensure that shareholders' interests are well served. Banco Bilbao's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Bilbao's outside directors are responsible for providing unbiased perspectives on the board's policies.
Maria Bravo, Global Head of Corporate & Investment Banking
Tomas Drake, Independent Director
Jaime Lacorte, Independent Director
Belen Lopez, Independent Director
Carlos Lomelin, External Director
Carlos Moreno, Global Head of Talent and Culture
Ana Shanklin, Independent Director
Juan Llorens, Lead Independent Director
Joaquin Diez, Global Head of Internal Audit
Jaime Pulido, Chief Financial Officer
Ricardo Garcia, Head of Engineering and Organization
Jose MartinezMurillo, Executive Director, Global Director of Economics, Regulation and Public Affairs
Gloria Justo, Director of Investor Relations, IR Contact Officer
Victoria Marchese, Global Head of Strategy & M&A
Paul Tobin, Global Communications
Carlos Irujo, Independent Director
Sunir Kapoor, Independent Director
David Vicente, Global Head of Client Solutions
Rafeal Pardo, Head Foundation
Pello Mateache, Head of Country Manager Spain
Jose Ramos, External Director
Domingo Calvo, General Secretary
Susana Vidarte, Independent Director
Rafael Lecea, Global Head of Global Risk Management
Raul Oliveira, Independent Director
Ricardo Manjon, Global Head of Data
Eduardo Osuna, Director of Mexico Business Unit
Carlos Vila, CEO and President Coo, Executive Director and Member of Executive Committee
Jose Torrecillas, Deputy Chairman of the Board
Jorge Serrano, Chief Economist
Onur Genc, Chief Executive Officer, Executive Director
Jan Verplancke, Independent Director
Jose Joven, Global Head of Engineering & Organization
Ana Manrique, Global Head of Regulation and Internal Control
Jorge Carranza, Director of Country Monitoring Unit
Lourdes Carro, Independent Director
Maria Paz, Global Head of Legal
Ana Moreno, Independent Director

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Bilbao a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Please note, there is a significant difference between Banco Bilbao's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Bilbao is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Bilbao's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.