Stephen Gurgovits - FNB Corp Chairman of the Board; Chairman of the Bank

FNB Stock  USD 13.74  0.12  0.88%   

Chairman

Mr. Stephen John Gurgovits, Sr., serves as Director of the Company. He was Chairman of the Board of F.N.B. Corporationrationration. He was elected Chairman of our Board in January 2012, and was a director on our Board since 1981. Mr. Gurgovits served as our CEO in every year from 2004 until January 2012, and is a member of our Executive Committee and the FNBPA Credit Risk and CRA Committee. Throughout his lengthy tenure with the Company, Mr. Gurgovits has served the Company and FNBPA in various retail, commercial banking and executive capacities. Under Mr. Gurgovits leadership as CEO, the Company grew from approximately 4 billion in asset size in 2004 to 11.6 billion by the time he retired as CEO in 2012. In view of Mr. Gurgovits extensive knowledge of, and experience with the Company and FNBPA, he has served as an important sounding board for senior management and provided a valuable perspective in connection with our acquisition and growth strategies. From 2013 until August 2014, Mr. Gurgovits served on the Board of Directors of Hampton Roads Bankshares, Norfolk, Virginia, and served as a member of its Compensation Committee and the Nominating and Governance Committee since 2017.
Age 73
Tenure 7 years
Address One North Shore Center, Pittsburgh, PA, United States, 15212
Phone800 555 5455
Webhttps://www.fnb-online.com
Gurgovits authored a wellrecognized lending primer, “Financing Small Business.” Mr. Gurgovits’ leadership experience includes his service as the chairman of the Pennsylvania Bankers Association from 2003 to 2004, a director of the American Bankers Association from 2005 through 2008, and a member of the American Bankers Council. In leading the PBA and ABA, Mr. Gurgovits gained valuable experience working with large financial institutions and community banks, along with national and state policymakers, legislators and regulators, for the purpose of vigorously advocating that financial regulations serve the competitive interests of banks and other financial institutions and their customers.

FNB Corp Management Efficiency

The company has Return on Asset of 0.0102 % which means that on every $100 spent on assets, it made $0.0102 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0782 %, implying that it generated $0.0782 on every 100 dollars invested. FNB Corp's management efficiency ratios could be used to measure how well FNB Corp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.10, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, FNB Corp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 46.8 B, whereas Non Currrent Assets Other are forecasted to decline to about 980.1 M.
The company has 4.48 B in debt with debt to equity (D/E) ratio of 7.38, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist FNB Corp until it has trouble settling it off, either with new capital or with free cash flow. So, FNB Corp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FNB Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FNB to invest in growth at high rates of return. When we think about FNB Corp's use of debt, we should always consider it together with cash and equity.

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Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania. FNB Corp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 3884 people. FNB Corp (FNB) is traded on New York Stock Exchange in USA. It is located in One North Shore Center, Pittsburgh, PA, United States, 15212 and employs 4,008 people. FNB Corp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

FNB Corp Leadership Team

Elected by the shareholders, the FNB Corp's board of directors comprises two types of representatives: FNB Corp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FNB. The board's role is to monitor FNB Corp's management team and ensure that shareholders' interests are well served. FNB Corp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FNB Corp's outside directors are responsible for providing unbiased perspectives on the board's policies.
William Campbell, Lead Independent Director
Arthur Rooney, Independent Director
Robert McCarthy, Director
Heidi Nicholas, Independent Director
Brent Semachko, Director - Corporate Responsibility
Steve Ek, Chief Consumer Credit Officer
Stephen Gurgovits, Chairman of the Board; Chairman of the Bank
David Motley, Independent Director
Scott Custer, Director
Gary Guerrieri, Chief Credit Officer
Jennifer Reel, Director - Corporate Communications
David Mitchell, Chief Wholesale Banking Officer
Cynthia Christopher, IR Contact Officer
Christine Tvaroch, Chief Audit Executive
Frank Mencini, Independent Director
Robert Hormell, Independent Director
Vincent Calabrese, Chief Financial Officer
David Malone, Independent Director
John Rose, Independent Director
Timothy Rubritz, Senior Vice President Corporate Controller
Pamela Bena, Independent Director
Christopher Chan, Director of Corporate Strategy
John Stanik, Independent Director
Earl Wahl, Independent Director
Gary Nalbandian, Director
Barry Robinson, Chief Consumer Banking Officer
Barbara Cottrell, Director of Corporate Compliance
Laura Ellsworth, Independent Director
James Orie, Chief Legal Officer, Corporate Secretary
Jim Dutey, Senior Vice President Principal Accounting Officer, Corporate Controller
Thomas Whitesel, Chief Risk Officer
Matthew Lazzaro, IR Contact Officer
Vincent Delie, CEO and President Director, Member of Executive Committee, CEO of First National Bank of Pennsylvania and Director of First National Bank of Pennsylvania
Stephen Martz, Independent Director
Matt Lazzaro, IR Contact Officer
James Chiafullo, Independent Director
William Strimbu, Independent Director
Robert Moorehead, Chief Wholesale Banking Officer
David II, Chief Officer
Mary Dively, Independent Director
James Esq, Chief Secretary
James Dutey, Senior Vice President Principal Accounting Officer, Corporate Controller
Jeffrey Culp, Senior Banking

FNB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FNB Corp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

FNB Corp Investors Sentiment

The influence of FNB Corp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in FNB. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to FNB Corp's public news can be used to forecast risks associated with an investment in FNB. The trend in average sentiment can be used to explain how an investor holding FNB can time the market purely based on public headlines and social activities around FNB Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
FNB Corp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for FNB Corp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average FNB Corp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on FNB Corp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards FNB Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, FNB Corp's short interest history, or implied volatility extrapolated from FNB Corp options trading.

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When determining whether FNB Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of FNB Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fnb Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fnb Corp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNB Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade FNB Stock refer to our How to Trade FNB Stock guide.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Complementary Tools for FNB Stock analysis

When running FNB Corp's price analysis, check to measure FNB Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FNB Corp is operating at the current time. Most of FNB Corp's value examination focuses on studying past and present price action to predict the probability of FNB Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FNB Corp's price. Additionally, you may evaluate how the addition of FNB Corp to your portfolios can decrease your overall portfolio volatility.
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Is FNB Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FNB Corp. If investors know FNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FNB Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.48
Earnings Share
1.23
Revenue Per Share
4.124
Quarterly Revenue Growth
(0.02)
The market value of FNB Corp is measured differently than its book value, which is the value of FNB that is recorded on the company's balance sheet. Investors also form their own opinion of FNB Corp's value that differs from its market value or its book value, called intrinsic value, which is FNB Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FNB Corp's market value can be influenced by many factors that don't directly affect FNB Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FNB Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if FNB Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FNB Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.