Mark Utz - HMN Financial Independent Director
| HMNF Stock | USD 19.90 0.20 1.02% |
Director
Mr. Mark E. Utz is an Independent Director of HMN Financial Inc. Mr. Utz has extensive experience in counseling clients on a number of legal issues, including those related to corporate and real estate matters through his practice as an attorney for over 25 years. His experience and expertise assist the board in understanding and addressing corporate law and corporate governance issues that impact the company. Mr. Utz is active in the Rochester, Minnesota community and brings to our board a strong understanding of that community, its leaders, its financial services needs and its exposure to economic risks. since 2012.
| Age | 57 |
| Tenure | 12 years |
| Address | 1016 Civic Center Drive Northwest, Rochester, MN, United States, 55901 |
| Phone | 507 535 1200 |
| Web | https://www.justcallhome.com |
Mark Utz Latest Insider Activity
Tracking and analyzing the buying and selling activities of Mark Utz against HMN Financial stock is an integral part of due diligence when investing in HMN Financial. Mark Utz insider activity provides valuable insight into whether HMN Financial is net buyers or sellers over its current business cycle. Note, HMN Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell HMN Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Mark Utz over two months ago HMN Financial exotic insider transaction detected | ||
Mark Utz over a year ago Acquisition by Mark Utz of 211 shares of HMN Financial subject to Rule 16b-3 | ||
Mark Utz over a year ago HMN Financial exotic insider transaction detected |
HMN Financial Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, HMN Financial's Other Assets are most likely to decrease significantly in the upcoming years. The HMN Financial's current Intangible Assets is estimated to increase to about 2.8 M, while Total Current Assets are projected to decrease to roughly 14 M. HMN Financial's management efficiency ratios could be used to measure how well HMN Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0544 | ||||
| Return On Asset | 0.0051 |
HMN Financial Leadership Team
Elected by the shareholders, the HMN Financial's board of directors comprises two types of representatives: HMN Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HMN. The board's role is to monitor HMN Financial's management team and ensure that shareholders' interests are well served. HMN Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HMN Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Bernard Nigon, Independent Director | ||
| Hans Zietlow, Independent Director | ||
| Patricia Simmons, Director | ||
| Michael Bue, Independent Director | ||
| Allen Berning, Independent Director | ||
| Michael Fogarty, Independent Director | ||
| Cindy Hamlin, Corporate Secretary | ||
| Bradley Krehbiel, CEO and President Director, Member of Executive Committee, CEO of Home Federal Savings Bank and President of Home Federal Savings Bank, Director of Home Federal Savings Bank | ||
| Lawrence McGraw, COO of Home Federal Savings Bank and Executive VP of Home Federal Savings Bank | ||
| Malcolm McDonald, Independent Director | ||
| Susan Kolling, Sr. VP, Sr. VP of Home Federal Savings Bank and Director of Osterud Insurance Agency Inc | ||
| Jon Eberle, CFO, Principal Accounting Officer, Sr. VP, Treasurer, CFO of Home Federal Savings Bank, Executive VP of Home Federal Savings Bank and Treasurer of Home Federal Savings Bank | ||
| Wendy Shannon, Independent Director | ||
| Mark Utz, Independent Director | ||
| Hugh Smith, Chairman of the Board |
HMN Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is HMN Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0544 | ||||
| Return On Asset | 0.0051 | ||||
| Profit Margin | 0.15 % | ||||
| Operating Margin | 0.19 % | ||||
| Current Valuation | 36.32 M | ||||
| Shares Outstanding | 4.46 M | ||||
| Shares Owned By Insiders | 17.46 % | ||||
| Shares Owned By Institutions | 60.10 % | ||||
| Number Of Shares Shorted | 4.7 K | ||||
| Price To Earning | 12.92 X |
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When running HMN Financial's price analysis, check to measure HMN Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HMN Financial is operating at the current time. Most of HMN Financial's value examination focuses on studying past and present price action to predict the probability of HMN Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HMN Financial's price. Additionally, you may evaluate how the addition of HMN Financial to your portfolios can decrease your overall portfolio volatility.
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Is HMN Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HMN Financial. If investors know HMN will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HMN Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.19) | Dividend Share 0.32 | Earnings Share 1.3 | Revenue Per Share 8.62 | Quarterly Revenue Growth (0.06) |
The market value of HMN Financial is measured differently than its book value, which is the value of HMN that is recorded on the company's balance sheet. Investors also form their own opinion of HMN Financial's value that differs from its market value or its book value, called intrinsic value, which is HMN Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HMN Financial's market value can be influenced by many factors that don't directly affect HMN Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HMN Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HMN Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HMN Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.