Nils Erdmann - Oportun Financial VP Relations
| OPRT Stock | USD 3.38 0.06 1.81% |
Insider
Nils Erdmann is VP Relations of Oportun Financial Corp
| Address | 2 Circle Star Way, San Carlos, CA, United States, 94070 |
| Phone | 650 810 8823 |
| Web | https://www.oportun.com |
Oportun Financial Management Efficiency
The company has return on total asset (ROA) of (0.0512) % which means that it has lost $0.0512 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.3781) %, meaning that it created substantial loss on money invested by shareholders. Oportun Financial's management efficiency ratios could be used to measure how well Oportun Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to -0.05 in 2024. Return On Capital Employed is likely to gain to -0.07 in 2024. At this time, Oportun Financial's Total Current Liabilities is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 3.1 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 2.4 B in 2024.Similar Executives
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Management Performance
| Return On Equity | -0.38 | ||||
| Return On Asset | -0.0512 |
Oportun Financial Corp Leadership Team
Elected by the shareholders, the Oportun Financial's board of directors comprises two types of representatives: Oportun Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Oportun. The board's role is to monitor Oportun Financial's management team and ensure that shareholders' interests are well served. Oportun Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Oportun Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Raul Vazquez, CEO President | ||
| Casey CPA, Global Finance | ||
| Stacy Newton, Chief Officer | ||
| Seher Banwari, VP Risk | ||
| Irfan Ganchi, Chief Officer | ||
| Ezra Garrett, Senior Impact | ||
| Sarah Livnat, VP Impact | ||
| Joan Aristei, G Officer | ||
| Gonzalo Palacio, Chief Officer | ||
| Patrick Kirscht, Chief Officer | ||
| Matthew Jenkins, COO Loans | ||
| Usher Lieberman, VP Communications | ||
| Nils Erdmann, VP Relations | ||
| Kathleen Layton, Chief Secretary | ||
| Deepak Rao, Chief Officer | ||
| Jonathan Coblentz, CFO Officer | ||
| Dorian Hare, Senior Relations |
Oportun Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Oportun Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | -0.38 | ||||
| Return On Asset | -0.0512 | ||||
| Profit Margin | (0.21) % | ||||
| Operating Margin | 0.02 % | ||||
| Current Valuation | 2.99 B | ||||
| Shares Outstanding | 35.59 M | ||||
| Shares Owned By Insiders | 8.48 % | ||||
| Shares Owned By Institutions | 85.14 % | ||||
| Number Of Shares Shorted | 199.85 K | ||||
| Price To Earning | 4.23 X |
Pair Trading with Oportun Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Oportun Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Oportun Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Oportun Stock
| 0.66 | TW | Tradeweb Markets | PairCorr |
Moving against Oportun Stock
| 0.41 | DIST | Distoken Acquisition | PairCorr |
The ability to find closely correlated positions to Oportun Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Oportun Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Oportun Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Oportun Financial Corp to buy it.
The correlation of Oportun Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Oportun Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Oportun Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Oportun Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Oportun Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Complementary Tools for Oportun Stock analysis
When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.
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Is Oportun Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Oportun Financial. If investors know Oportun will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Oportun Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 12.7 | Earnings Share (2.58) | Revenue Per Share 23.796 | Quarterly Revenue Growth (0.07) | Return On Assets (0.05) |
The market value of Oportun Financial Corp is measured differently than its book value, which is the value of Oportun that is recorded on the company's balance sheet. Investors also form their own opinion of Oportun Financial's value that differs from its market value or its book value, called intrinsic value, which is Oportun Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Oportun Financial's market value can be influenced by many factors that don't directly affect Oportun Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Oportun Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Oportun Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Oportun Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.