Cf Bankshares Stock Z Score
| CFBK Stock | USD 19.75 0.01 0.05% |
CFBK | Z Score |
CF Bankshares Company Z Score Analysis
CF Bankshares' Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
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CFBK Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for CF Bankshares is extremely important. It helps to project a fair market value of CFBK Stock properly, considering its historical fundamentals such as Z Score. Since CF Bankshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CF Bankshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CF Bankshares' interrelated accounts and indicators.
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To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
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In accordance with the company's disclosures, CF Bankshares has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.
CF Bankshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of CF Bankshares from analyzing CF Bankshares' financial statements. These drivers represent accounts that assess CF Bankshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of CF Bankshares' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 63.9M | 106.7M | 133.6M | 135.5M | 121.9M | 128.0M | |
| Enterprise Value | 63.7M | 115.8M | 73.6M | 109.4M | 98.5M | 103.4M |
CF Bankshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CF Bankshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CF Bankshares' managers, analysts, and investors.Environmental | Governance | Social |
CF Bankshares Institutional Holders
Institutional Holdings refers to the ownership stake in CF Bankshares that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of CF Bankshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CF Bankshares' value.| Shares | Bridgeway Capital Management, Llc | 2024-03-31 | 26.3 K | Salzhauer Michael | 2024-03-31 | 25.6 K | Dimensional Fund Advisors, Inc. | 2024-03-31 | 23.1 K | Geode Capital Management, Llc | 2024-03-31 | 22.1 K | Windsor Advisory Group, Llc | 2024-03-31 | 20 K | Retirement Income Solutions, Inc. | 2024-03-31 | 18.4 K | Almanack Investment Partners, Llc. | 2024-03-31 | 17.1 K | Blackrock Inc | 2024-03-31 | 9.9 K | Royal Bank Of Canada | 2024-03-31 | 6.6 K | Alliancebernstein L.p. | 2024-03-31 | 335.1 K | First Manhattan Co. Llc | 2024-03-31 | 183.5 K |
CFBK Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 20.24 M | |||
| Shares Outstanding | 5.13 M | |||
| Shares Owned By Insiders | 20.13 % | |||
| Shares Owned By Institutions | 39.39 % | |||
| Number Of Shares Shorted | 4 K | |||
| Price To Earning | 5.26 X | |||
| Price To Book | 0.76 X | |||
| Price To Sales | 2.39 X | |||
| Revenue | 112.31 M | |||
| Gross Profit | 51.21 M | |||
| EBITDA | 567 K | |||
| Net Income | 16.94 M | |||
| Cash And Equivalents | 157.78 M | |||
| Cash Per Share | 24.08 X | |||
| Total Debt | 130.26 M | |||
| Debt To Equity | 8.17 % | |||
| Book Value Per Share | 24.93 X | |||
| Cash Flow From Operations | 19.2 M | |||
| Short Ratio | 1.53 X | |||
| Earnings Per Share | 2.42 X | |||
| Target Price | 18.0 | |||
| Number Of Employees | 103 | |||
| Beta | 0.55 | |||
| Market Capitalization | 126.13 M | |||
| Total Asset | 2.06 B | |||
| Retained Earnings | 76.52 M | |||
| Annual Yield | 0.01 % | |||
| Five Year Return | 2.54 % | |||
| Net Asset | 2.06 B | |||
| Last Dividend Paid | 0.24 |
About CF Bankshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CF Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CF Bankshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CF Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Information and Resources on Investing in CFBK Stock
When determining whether CF Bankshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if CFBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Cf Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Cf Bankshares Stock:Check out CF Bankshares Piotroski F Score and CF Bankshares Valuation analysis. For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Bankshares. If investors know CFBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 0.24 | Earnings Share 2.42 | Revenue Per Share 7.355 | Quarterly Revenue Growth (0.17) |
The market value of CF Bankshares is measured differently than its book value, which is the value of CFBK that is recorded on the company's balance sheet. Investors also form their own opinion of CF Bankshares' value that differs from its market value or its book value, called intrinsic value, which is CF Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Bankshares' market value can be influenced by many factors that don't directly affect CF Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.