Heartland Financial Usa Stock Operating Margin
| HTLF Stock | USD 35.72 0.24 0.68% |
Heartland Financial USA fundamentals help investors to digest information that contributes to Heartland Financial's financial success or failures. It also enables traders to predict the movement of Heartland Stock. The fundamental analysis module provides a way to measure Heartland Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Heartland Financial stock.
| Last Reported | Projected for Next Year | ||
| Operating Profit Margin | 0.10 | 0.1 |
Heartland | Operating Margin |
Heartland Financial USA Company Operating Margin Analysis
Heartland Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Heartland Financial Operating Margin | (3.12) % |
Most of Heartland Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Heartland Financial USA is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Heartland Operating Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Heartland Financial is extremely important. It helps to project a fair market value of Heartland Stock properly, considering its historical fundamentals such as Operating Margin. Since Heartland Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Heartland Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Heartland Financial's interrelated accounts and indicators.
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Heartland Operating Margin Historical Pattern
Today, most investors in Heartland Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Heartland Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Heartland Financial operating margin as a starting point in their analysis.
Heartland Financial Operating Margin |
| Timeline |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
Heartland Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Heartland Financial USA has an Operating Margin of -3.1163%. This is 116.89% lower than that of the Banks sector and significantly lower than that of the Financials industry. The operating margin for all United States stocks is 43.44% lower than that of the firm.
Heartland Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Heartland Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Heartland Financial could also be used in its relative valuation, which is a method of valuing Heartland Financial by comparing valuation metrics of similar companies.Heartland Financial is currently under evaluation in operating margin category among related companies.
Heartland Fundamentals
| Return On Equity | 0.0436 | ||||
| Return On Asset | 0.004 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | (3.12) % | ||||
| Current Valuation | 2.33 B | ||||
| Shares Outstanding | 42.78 M | ||||
| Shares Owned By Insiders | 8.47 % | ||||
| Shares Owned By Institutions | 75.40 % | ||||
| Number Of Shares Shorted | 653.87 K | ||||
| Price To Earning | 11.64 X | ||||
| Price To Book | 0.80 X | ||||
| Price To Sales | 2.62 X | ||||
| Revenue | 932.87 M | ||||
| Gross Profit | 707.14 M | ||||
| EBITDA | 96.78 M | ||||
| Net Income | 79.92 M | ||||
| Cash And Equivalents | 406.86 M | ||||
| Cash Per Share | 9.59 X | ||||
| Total Debt | 1.02 B | ||||
| Debt To Equity | 10.60 % | ||||
| Book Value Per Share | 42.69 X | ||||
| Cash Flow From Operations | 256.34 M | ||||
| Short Ratio | 2.12 X | ||||
| Earnings Per Share | 1.68 X | ||||
| Price To Earnings To Growth | 1.66 X | ||||
| Target Price | 41.2 | ||||
| Number Of Employees | 1.97 K | ||||
| Beta | 1.06 | ||||
| Market Capitalization | 1.53 B | ||||
| Total Asset | 19.41 B | ||||
| Retained Earnings | 1.14 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 1.63 % | ||||
| Net Asset | 19.41 B | ||||
| Last Dividend Paid | 1.2 |
About Heartland Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Heartland Financial USA's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Heartland Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Heartland Financial USA based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Heartland Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Heartland Financial's short interest history, or implied volatility extrapolated from Heartland Financial options trading.
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Complementary Tools for Heartland Stock analysis
When running Heartland Financial's price analysis, check to measure Heartland Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heartland Financial is operating at the current time. Most of Heartland Financial's value examination focuses on studying past and present price action to predict the probability of Heartland Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heartland Financial's price. Additionally, you may evaluate how the addition of Heartland Financial to your portfolios can decrease your overall portfolio volatility.
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Is Heartland Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.16) | Dividend Share 1.2 | Earnings Share 1.68 | Revenue Per Share 12.957 | Quarterly Revenue Growth (0.85) |
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.