The company currently holds 33.86
M in liabilities with Debt to Equity (D/E) ratio of 0.18, which may suggest Orrstown Financial is not taking enough advantage from borrowing.
Our recommendation module complements current
analysts and expert consensus on Orrstown Financial. It analyzes the company potential to grow using all fundamental, technical, and market related data available at the time.
We determine the current worth of Orrstown Financial Services using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Orrstown Financial based exclusively on its
fundamental and basic
technical indicators. By analyzing Orrstown Financial's
financials, quarterly and monthly indicators, and related drivers such as
dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of
Orrstown Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Orrstown Financial. We calculate exposure to Orrstown Financial's
market risk, different
technical and
fundamental indicators, relevant financial multiples and ratios, and then
comparing them to Orrstown Financial's related companies.
Orrstown Financial Investment Alerts
Orrstown investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring Orrstown Financial Services performance across your portfolios.Please check all
investment alerts for Orrstown
Orrstown Financial Valuation Ratios as Compared to Competition
Our valuation model uses many indicators to compare Orrstown value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Orrstown Financial competition to find
correlations between indicators driving the intrinsic value of Orrstown.
Orrstown Financial Gross Profit
Orrstown Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Orrstown Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Orrstown Financial Gross Profit growth over the last 10 years. Please check Orrstown Financial's
gross profit and other
fundamental indicators for more details.
A Deeper Perspective
The latest indifference towards the small price fluctuations of Orrstown Financial may encourage shareholders to take a closer look at the company as it is trading at a share price of
23.97 on
6,535 in trading volume. The company executives did not add any value to Orrstown Financial investors in
December. However, most investors can still diversify their portfolios with Orrstown Financial to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.8. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
| 2022 | 2023 (projected) |
Revenues USD | 111.48 M | 89.79 M | Revenues | 110.56 M | 93.27 M |
Margins Breakdown
Orrstown profit margins show the degree to which it makes money. Margin indicators are used not only by investors but also by creditors or Orrstown Financial itself as indicators of financial health and management effectiveness. Please look more closely at the different varieties of Orrstown Financial profit margins.
| EBITDA Margin | 0.32 |
| Gross Margin | 0.89 |
| Profit Margin | 25.99 |
Orrstown Financial Revenue Per Employee is rather stable at the moment. Also, Orrstown Financial Average Assets is rather stable at the moment.
Another small dip for Orrstown Financial
Jensen Alpha just dropped to -0.14, may indicate upcoming price decrease.
As of the 18th of January 2023, Orrstown Financial holds the Semi Deviation of 1.89,
risk adjusted performance of 0.0429, and Coefficient Of Variation of 3000.76. Compared to
fundamental indicators, the
technical analysis model allows you to check existing technical drivers of Orrstown Financial, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We were able to interpolate data for nineteen
technical drivers for Orrstown Financial, which can be compared to its competitors. Please check
Orrstown Financial information ratio,
potential upside, as well as the
relationship between the Potential Upside and
kurtosis to decide if Orrstown Financial is priced some-what accurately, providing market reflects its current price of 23.97 per share. Given that Orrstown Financial has
jensen alpha of
(0.14), we recommend you to check out Orrstown Financial's recent market performance to make sure the company can sustain itself at a future point.
The Bottom Line
When is the right time to buy or sell Orrstown Financial Services? Buying stocks such as Orrstown Financial isn't very hard. However, what challenging for most investors is doing it at the right time. Proper
market timing is something most people cannot do without
sophisticated tools, which help to isolate the right opportunities, deliver winning trades and diversify portfolios on a daily basis.
To sum up, as of the 18th of January 2023, our latest 90 days recommendation on the firm is
Buy. We believe Orrstown Financial is currently
undervalued with
low odds of financial turmoil for the next two years.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectEditorial Staff
Aina Ster is a Member of Macroaxis Editorial Board. Aina delivers weekly perspective on ongoing market and economic trends, analysis and tips from predictive analysis to forecasting across various financial instruments.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Aina Ster do not own shares of Orrstown Financial Services. Please refer to our
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