We consider United Bankshares not too volatile.
United Bankshares owns Efficiency Ratio (i.e. Sharpe Ratio) of 0.0212, which indicates the firm had 0.0212% of return per unit of risk over the last month. Our standpoint towards measuring the volatility of a stock is to use all available market data together with stock specific
technical indicators that cannot be
diversified away. We have found twenty-eight
technical indicators for United Bankshares, which you can use to evaluate future volatility of the company. Please validate United Bankshares Risk Adjusted Performance of 0.1312,
coefficient of variation of 1349.97, and Semi Deviation of 3.41 to confirm if the risk estimate we provide is consistent with the expected return of 0.0899%.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include United Bankshares income statement, its balance sheet, and the statement of cash flows. Potential United Bankshares investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although United Bankshares investors may use each financial statement separately, they are all related. The changes in United Bankshares's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on United Bankshares's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of United Bankshares
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of United Bankshares performance into the future periods or doing a reasonable stock valuation. The intrinsic value of United Bankshares shares is the value that is considered the true value of the share. If
the intrinsic value of United is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares United Bankshares. Please read more on our
fundamental analysis page.
And What about dividends?
A dividend is the distribution of a portion of United Bankshares earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. United Bankshares dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. United one year expected dividend income is about USD0.97 per share.
Investing in dividend-paying stocks, such as United Bankshares is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in United Bankshares must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for United Bankshares. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.
How important is United Bankshares's Liquidity
United Bankshares
financial leverage refers to using borrowed capital as a funding source to finance United Bankshares ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. United Bankshares financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to United Bankshares' owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of United Bankshares' financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the
breakdown between United Bankshares's total debt and its cash.
Another Deeper Perspective
Many companies such as United Bankshares have both institutions investors and insiders sharing the ownership. Retail investors typically buy and sell stocks in round lots of 100 shares or more. Other other hand institutional investors are known to buy and sell in block trades of 10,000 shares or more. Let's take a look at how the ownership of United is distributed among investors.
Ownership Allocation
United Bankshares shows a total of one hundred twenty-nine million seven hundred twenty thousand
outstanding shares. Over half of United Bankshares outstanding shares are owned by
institutional holders. These institutional holders are typically referred to corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these
institutions are subject to different rules and regulation than regular investors in United Bankshares. Please watch out for any change in the
institutional holdings of United Bankshares as this could mean something significant has changed or about to change at the company. Please note that no matter how much assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
| Retail Investors41.33% | | Institutions56.26% |
| Retail Investors | 41.33 |
| Insiders | 2.41 |
| Institutions | 56.26 |
Can United Bankshares build up on the current rise?
The semi variance is down to 11.66 as of today. United Bankshares shows above-average downside volatility for the selected time horizon. We advise investors to inspect United Bankshares further and ensure that all market timing and asset allocation strategies are consistent with the estimation of United Bankshares future alpha.
While many other companies under the banks—regional industry are still a bit expensive, United Bankshares may offer a potential longer-term growth to stockholders. With a relatively neutral outlook on the current economy, it is better to hold off any trading of United as the current risk-reward utility is not appealing enough. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to United Bankshares.
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Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Rifka Kats do not own shares of United Bankshares. Please refer to our
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