IROQ Net Receivables vs Capital Surpluse Analysis

IROQ Stock  USD 17.59  0.24  1.38%   
IF Bancorp financial indicator trend analysis is infinitely more than just investigating IF Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether IF Bancorp is a good investment. Please check the relationship between IF Bancorp Net Receivables and its Capital Surpluse accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.

Net Receivables vs Capital Surpluse

Net Receivables vs Capital Surpluse Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of IF Bancorp Net Receivables account and Capital Surpluse. At this time, the significance of the direction appears to have very strong relationship.
The correlation between IF Bancorp's Net Receivables and Capital Surpluse is 0.81. Overlapping area represents the amount of variation of Net Receivables that can explain the historical movement of Capital Surpluse in the same time period over historical financial statements of IF Bancorp, assuming nothing else is changed. The correlation between historical values of IF Bancorp's Net Receivables and Capital Surpluse is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Receivables of IF Bancorp are associated (or correlated) with its Capital Surpluse. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Capital Surpluse has no effect on the direction of Net Receivables i.e., IF Bancorp's Net Receivables and Capital Surpluse go up and down completely randomly.

Correlation Coefficient

0.81
Relationship DirectionPositive 
Relationship StrengthStrong

Net Receivables

Capital Surpluse

Most indicators from IF Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into IF Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.At this time, IF Bancorp's Tax Provision is relatively stable compared to the past year. As of 06/02/2024, Enterprise Value Over EBITDA is likely to grow to 10.12, while Selling General Administrative is likely to drop slightly above 11.2 M.
 2021 2022 2023 2024 (projected)
Interest Expense2.5M10.1M11.6M5.9M
Depreciation And Amortization675K663K762.5K526.8K

IF Bancorp fundamental ratios Correlations

-0.620.150.570.350.890.89-0.620.60.580.480.56-0.15-0.1-0.230.130.78-0.910.74-0.64-0.46-0.481.00.79-0.330.84
-0.62-0.27-0.550.34-0.62-0.640.86-0.2-0.67-0.53-0.250.510.350.330.11-0.580.7-0.280.980.480.51-0.66-0.750.48-0.7
0.15-0.270.23-0.190.210.3-0.290.050.250.240.560.11-0.11-0.590.020.24-0.030.15-0.27-0.2-0.460.170.28-0.340.23
0.57-0.550.230.140.680.62-0.49-0.030.50.330.27-0.28-0.72-0.20.00.41-0.710.32-0.55-0.72-0.740.570.48-0.620.47
0.350.34-0.190.140.230.20.180.28-0.040.040.240.490.040.170.30.05-0.30.390.35-0.22-0.080.270.050.070.19
0.89-0.620.210.680.230.75-0.730.370.380.650.6-0.22-0.13-0.380.290.56-0.840.65-0.66-0.52-0.430.890.66-0.230.72
0.89-0.640.30.620.20.75-0.620.410.590.450.34-0.32-0.3-0.150.060.73-0.840.55-0.68-0.58-0.480.90.73-0.390.74
-0.620.86-0.29-0.490.18-0.73-0.620.02-0.3-0.89-0.280.380.260.4-0.34-0.350.65-0.360.90.640.36-0.65-0.520.16-0.52
0.6-0.20.05-0.030.280.370.410.020.59-0.20.570.00.31-0.19-0.370.74-0.410.44-0.150.21-0.190.590.66-0.30.69
0.58-0.670.250.5-0.040.380.59-0.30.59-0.080.38-0.31-0.37-0.23-0.560.81-0.630.29-0.57-0.26-0.720.60.88-0.840.8
0.48-0.530.240.330.040.650.45-0.89-0.2-0.080.25-0.17-0.12-0.370.670.06-0.460.35-0.6-0.64-0.150.490.220.160.28
0.56-0.250.560.270.240.60.34-0.280.570.380.250.180.17-0.72-0.020.59-0.320.46-0.25-0.08-0.470.560.52-0.360.52
-0.150.510.11-0.280.49-0.22-0.320.380.0-0.31-0.170.180.310.060.43-0.250.240.420.510.21-0.03-0.19-0.310.23-0.21
-0.10.35-0.11-0.720.04-0.13-0.30.260.31-0.37-0.120.170.310.080.18-0.180.250.10.350.780.67-0.1-0.080.68-0.03
-0.230.33-0.59-0.20.17-0.38-0.150.4-0.19-0.23-0.37-0.720.060.08-0.02-0.350.01-0.170.350.230.5-0.25-0.250.38-0.2
0.130.110.020.00.30.290.06-0.34-0.37-0.560.67-0.020.430.18-0.02-0.4-0.110.490.03-0.280.160.11-0.270.61-0.13
0.78-0.580.240.410.050.560.73-0.350.740.810.060.59-0.25-0.18-0.35-0.4-0.610.45-0.59-0.24-0.590.80.78-0.660.72
-0.910.7-0.03-0.71-0.3-0.84-0.840.65-0.41-0.63-0.46-0.320.240.250.01-0.11-0.61-0.640.690.520.48-0.91-0.820.35-0.86
0.74-0.280.150.320.390.650.55-0.360.440.290.350.460.420.1-0.170.490.45-0.64-0.3-0.25-0.430.720.49-0.080.59
-0.640.98-0.27-0.550.35-0.66-0.680.9-0.15-0.57-0.6-0.250.510.350.350.03-0.590.69-0.30.520.48-0.69-0.660.42-0.62
-0.460.48-0.2-0.72-0.22-0.52-0.580.640.21-0.26-0.64-0.080.210.780.23-0.28-0.240.52-0.250.520.62-0.45-0.220.42-0.25
-0.480.51-0.46-0.74-0.08-0.43-0.480.36-0.19-0.72-0.15-0.47-0.030.670.50.16-0.590.48-0.430.480.62-0.48-0.530.88-0.48
1.0-0.660.170.570.270.890.9-0.650.590.60.490.56-0.19-0.1-0.250.110.8-0.910.72-0.69-0.45-0.480.81-0.340.84
0.79-0.750.280.480.050.660.73-0.520.660.880.220.52-0.31-0.08-0.25-0.270.78-0.820.49-0.66-0.22-0.530.81-0.550.98
-0.330.48-0.34-0.620.07-0.23-0.390.16-0.3-0.840.16-0.360.230.680.380.61-0.660.35-0.080.420.420.88-0.34-0.55-0.45
0.84-0.70.230.470.190.720.74-0.520.690.80.280.52-0.21-0.03-0.2-0.130.72-0.860.59-0.62-0.25-0.480.840.98-0.45
Click cells to compare fundamentals

IF Bancorp Account Relationship Matchups

IF Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets735.5M797.3M857.6M849.0M976.3M676.9M
Short Long Term Debt Total37.5M28M15M19.5M17.6M16.7M
Other Current Liab(3.5M)(3.2M)(176K)(1.7M)(1.5M)(1.6M)
Total Current Liabilities3.5M3.2M176K1.7M1.9M2.0M
Total Stockholder Equity82.6M85.3M71.7M71.8M82.5M79.5M
Other Liab7.9M10.2M9.6M7.9M9.0M6.8M
Property Plant And Equipment Net10.2M9.8M9.5M11.1M12.8M7.5M
Net Debt4.0M(34.7M)(60.8M)8.5M7.7M14.9M
Retained Earnings31.2M35.6M40.4M43.4M49.9M40.7M
Accounts Payable537K199K176K1.7M1.9M2.0M
Cash33.5M62.7M75.8M11.0M12.6M12.0M
Non Current Assets Total173.3M200.7M231.9M213.9M246.0M191.6M
Non Currrent Assets Other(3.7M)(3.9M)(10.5M)(12.5M)(14.3M)(13.6M)
Other Assets364.4M342.1M1.1B624.1M561.7M516.3M
Long Term Debt34.5M25M15M19.5M22.4M35.0M
Cash And Short Term Investments195.9M252.6M298.2M11.0M12.6M12.0M
Net Receivables1.9M1.9M2.0M2.8M3.2M2.1M
Common Stock Shares Outstanding3.1M3.1M3.1M3.2M2.9M3.1M
Short Term Investments162.4M189.9M220.9M201.3M231.5M135.7M
Liabilities And Stockholders Equity735.5M797.3M857.6M849.0M976.3M676.9M
Non Current Liabilities Total34.5M25M15M19.5M17.6M34.9M
Inventory(38.8M)(67.1M)120K(17.8M)(16.0M)(16.9M)
Other Current Assets38.8M67.1M325.4M15.1M13.5M12.9M
Total Liab653.0M712.0M785.9M777.2M893.8M597.3M
Property Plant And Equipment Gross10.2M9.8M18.2M20.3M23.3M24.5M
Total Current Assets197.8M254.5M625.7M11.0M9.9M9.4M
Accumulated Other Comprehensive Income4.2M1.9M(17.3M)(21.6M)(19.5M)(18.5M)
Intangible Assets715K1.0M1.5M1.5M1.7M1.8M
Property Plant Equipment10.2M9.8M9.5M11.1M12.8M7.5M
Net Tangible Assets82.6M85.3M71.7M71.8M64.6M65.0M
Retained Earnings Total Equity38.9M35.4M31.2M35.6M41.0M36.6M
Capital Surpluse48.4M48.8M49.2M49.6M57.1M52.6M
Other Stockholder Equity47.1M47.7M48.6M(12.5M)(11.3M)(10.7M)
Long Term Investments162.4M189.9M220.9M201.3M181.2M178.9M
Non Current Liabilities Other73.9M30.7M44.4M38.1M34.3M44.3M

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When determining whether IF Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if IROQ Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about If Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about If Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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Is IF Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of IF Bancorp. If investors know IROQ will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about IF Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.048
Dividend Share
0.4
Earnings Share
0.63
Revenue Per Share
7.103
Quarterly Revenue Growth
0.009
The market value of IF Bancorp is measured differently than its book value, which is the value of IROQ that is recorded on the company's balance sheet. Investors also form their own opinion of IF Bancorp's value that differs from its market value or its book value, called intrinsic value, which is IF Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because IF Bancorp's market value can be influenced by many factors that don't directly affect IF Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between IF Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if IF Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, IF Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.