IROQ Short Long Term Debt vs Accounts Payable Analysis

IROQ Stock  USD 17.59  0.24  1.38%   
IF Bancorp financial indicator trend analysis is infinitely more than just investigating IF Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether IF Bancorp is a good investment. Please check the relationship between IF Bancorp Short Long Term Debt and its Accounts Payable accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.

Short Long Term Debt vs Accounts Payable

Short Long Term Debt vs Accounts Payable Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of IF Bancorp Short Long Term Debt account and Accounts Payable. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between IF Bancorp's Short Long Term Debt and Accounts Payable is -0.3. Overlapping area represents the amount of variation of Short Long Term Debt that can explain the historical movement of Accounts Payable in the same time period over historical financial statements of IF Bancorp, assuming nothing else is changed. The correlation between historical values of IF Bancorp's Short Long Term Debt and Accounts Payable is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Short Long Term Debt of IF Bancorp are associated (or correlated) with its Accounts Payable. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Accounts Payable has no effect on the direction of Short Long Term Debt i.e., IF Bancorp's Short Long Term Debt and Accounts Payable go up and down completely randomly.

Correlation Coefficient

-0.3
Relationship DirectionNegative 
Relationship StrengthInsignificant

Short Long Term Debt

The total of a company’s short-term and long-term borrowings.

Accounts Payable

An accounting item on the balance sheet that represents IF Bancorp obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of IF Bancorp are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.
Most indicators from IF Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into IF Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.At this time, IF Bancorp's Tax Provision is relatively stable compared to the past year. As of 06/02/2024, Enterprise Value Over EBITDA is likely to grow to 10.12, while Selling General Administrative is likely to drop slightly above 11.2 M.
 2021 2022 2023 2024 (projected)
Interest Expense2.5M10.1M11.6M5.9M
Depreciation And Amortization675K663K762.5K526.8K

IF Bancorp fundamental ratios Correlations

-0.620.150.570.350.890.89-0.620.60.580.480.56-0.15-0.1-0.230.130.78-0.910.74-0.64-0.46-0.481.00.79-0.330.84
-0.62-0.27-0.550.34-0.62-0.640.86-0.2-0.67-0.53-0.250.510.350.330.11-0.580.7-0.280.980.480.51-0.66-0.750.48-0.7
0.15-0.270.23-0.190.210.3-0.290.050.250.240.560.11-0.11-0.590.020.24-0.030.15-0.27-0.2-0.460.170.28-0.340.23
0.57-0.550.230.140.680.62-0.49-0.030.50.330.27-0.28-0.72-0.20.00.41-0.710.32-0.55-0.72-0.740.570.48-0.620.47
0.350.34-0.190.140.230.20.180.28-0.040.040.240.490.040.170.30.05-0.30.390.35-0.22-0.080.270.050.070.19
0.89-0.620.210.680.230.75-0.730.370.380.650.6-0.22-0.13-0.380.290.56-0.840.65-0.66-0.52-0.430.890.66-0.230.72
0.89-0.640.30.620.20.75-0.620.410.590.450.34-0.32-0.3-0.150.060.73-0.840.55-0.68-0.58-0.480.90.73-0.390.74
-0.620.86-0.29-0.490.18-0.73-0.620.02-0.3-0.89-0.280.380.260.4-0.34-0.350.65-0.360.90.640.36-0.65-0.520.16-0.52
0.6-0.20.05-0.030.280.370.410.020.59-0.20.570.00.31-0.19-0.370.74-0.410.44-0.150.21-0.190.590.66-0.30.69
0.58-0.670.250.5-0.040.380.59-0.30.59-0.080.38-0.31-0.37-0.23-0.560.81-0.630.29-0.57-0.26-0.720.60.88-0.840.8
0.48-0.530.240.330.040.650.45-0.89-0.2-0.080.25-0.17-0.12-0.370.670.06-0.460.35-0.6-0.64-0.150.490.220.160.28
0.56-0.250.560.270.240.60.34-0.280.570.380.250.180.17-0.72-0.020.59-0.320.46-0.25-0.08-0.470.560.52-0.360.52
-0.150.510.11-0.280.49-0.22-0.320.380.0-0.31-0.170.180.310.060.43-0.250.240.420.510.21-0.03-0.19-0.310.23-0.21
-0.10.35-0.11-0.720.04-0.13-0.30.260.31-0.37-0.120.170.310.080.18-0.180.250.10.350.780.67-0.1-0.080.68-0.03
-0.230.33-0.59-0.20.17-0.38-0.150.4-0.19-0.23-0.37-0.720.060.08-0.02-0.350.01-0.170.350.230.5-0.25-0.250.38-0.2
0.130.110.020.00.30.290.06-0.34-0.37-0.560.67-0.020.430.18-0.02-0.4-0.110.490.03-0.280.160.11-0.270.61-0.13
0.78-0.580.240.410.050.560.73-0.350.740.810.060.59-0.25-0.18-0.35-0.4-0.610.45-0.59-0.24-0.590.80.78-0.660.72
-0.910.7-0.03-0.71-0.3-0.84-0.840.65-0.41-0.63-0.46-0.320.240.250.01-0.11-0.61-0.640.690.520.48-0.91-0.820.35-0.86
0.74-0.280.150.320.390.650.55-0.360.440.290.350.460.420.1-0.170.490.45-0.64-0.3-0.25-0.430.720.49-0.080.59
-0.640.98-0.27-0.550.35-0.66-0.680.9-0.15-0.57-0.6-0.250.510.350.350.03-0.590.69-0.30.520.48-0.69-0.660.42-0.62
-0.460.48-0.2-0.72-0.22-0.52-0.580.640.21-0.26-0.64-0.080.210.780.23-0.28-0.240.52-0.250.520.62-0.45-0.220.42-0.25
-0.480.51-0.46-0.74-0.08-0.43-0.480.36-0.19-0.72-0.15-0.47-0.030.670.50.16-0.590.48-0.430.480.62-0.48-0.530.88-0.48
1.0-0.660.170.570.270.890.9-0.650.590.60.490.56-0.19-0.1-0.250.110.8-0.910.72-0.69-0.45-0.480.81-0.340.84
0.79-0.750.280.480.050.660.73-0.520.660.880.220.52-0.31-0.08-0.25-0.270.78-0.820.49-0.66-0.22-0.530.81-0.550.98
-0.330.48-0.34-0.620.07-0.23-0.390.16-0.3-0.840.16-0.360.230.680.380.61-0.660.35-0.080.420.420.88-0.34-0.55-0.45
0.84-0.70.230.470.190.720.74-0.520.690.80.280.52-0.21-0.03-0.2-0.130.72-0.860.59-0.62-0.25-0.480.840.98-0.45
Click cells to compare fundamentals

IF Bancorp Account Relationship Matchups

IF Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets735.5M797.3M857.6M849.0M976.3M676.9M
Short Long Term Debt Total37.5M28M15M19.5M17.6M16.7M
Other Current Liab(3.5M)(3.2M)(176K)(1.7M)(1.5M)(1.6M)
Total Current Liabilities3.5M3.2M176K1.7M1.9M2.0M
Total Stockholder Equity82.6M85.3M71.7M71.8M82.5M79.5M
Other Liab7.9M10.2M9.6M7.9M9.0M6.8M
Property Plant And Equipment Net10.2M9.8M9.5M11.1M12.8M7.5M
Net Debt4.0M(34.7M)(60.8M)8.5M7.7M14.9M
Retained Earnings31.2M35.6M40.4M43.4M49.9M40.7M
Accounts Payable537K199K176K1.7M1.9M2.0M
Cash33.5M62.7M75.8M11.0M12.6M12.0M
Non Current Assets Total173.3M200.7M231.9M213.9M246.0M191.6M
Non Currrent Assets Other(3.7M)(3.9M)(10.5M)(12.5M)(14.3M)(13.6M)
Other Assets364.4M342.1M1.1B624.1M561.7M516.3M
Long Term Debt34.5M25M15M19.5M22.4M35.0M
Cash And Short Term Investments195.9M252.6M298.2M11.0M12.6M12.0M
Net Receivables1.9M1.9M2.0M2.8M3.2M2.1M
Common Stock Shares Outstanding3.1M3.1M3.1M3.2M2.9M3.1M
Short Term Investments162.4M189.9M220.9M201.3M231.5M135.7M
Liabilities And Stockholders Equity735.5M797.3M857.6M849.0M976.3M676.9M
Non Current Liabilities Total34.5M25M15M19.5M17.6M34.9M
Inventory(38.8M)(67.1M)120K(17.8M)(16.0M)(16.9M)
Other Current Assets38.8M67.1M325.4M15.1M13.5M12.9M
Total Liab653.0M712.0M785.9M777.2M893.8M597.3M
Property Plant And Equipment Gross10.2M9.8M18.2M20.3M23.3M24.5M
Total Current Assets197.8M254.5M625.7M11.0M9.9M9.4M
Accumulated Other Comprehensive Income4.2M1.9M(17.3M)(21.6M)(19.5M)(18.5M)
Intangible Assets715K1.0M1.5M1.5M1.7M1.8M
Property Plant Equipment10.2M9.8M9.5M11.1M12.8M7.5M
Net Tangible Assets82.6M85.3M71.7M71.8M64.6M65.0M
Retained Earnings Total Equity38.9M35.4M31.2M35.6M41.0M36.6M
Capital Surpluse48.4M48.8M49.2M49.6M57.1M52.6M
Other Stockholder Equity47.1M47.7M48.6M(12.5M)(11.3M)(10.7M)
Long Term Investments162.4M189.9M220.9M201.3M181.2M178.9M
Non Current Liabilities Other73.9M30.7M44.4M38.1M34.3M44.3M

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When determining whether IF Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if IROQ Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about If Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about If Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.

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When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is IF Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of IF Bancorp. If investors know IROQ will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about IF Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.048
Dividend Share
0.4
Earnings Share
0.63
Revenue Per Share
7.103
Quarterly Revenue Growth
0.009
The market value of IF Bancorp is measured differently than its book value, which is the value of IROQ that is recorded on the company's balance sheet. Investors also form their own opinion of IF Bancorp's value that differs from its market value or its book value, called intrinsic value, which is IF Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because IF Bancorp's market value can be influenced by many factors that don't directly affect IF Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between IF Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if IF Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, IF Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.