Lufax Net Debt vs Retained Earnings Analysis

LU Stock

USD 4.70 0.06 1.29%

Lufax Holding financial indicator trend analysis is infinitely more than just investigating Lufax Holding recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Lufax Holding is a good investment. Please check the relationship between Lufax Holding Net Debt and its Retained Earnings accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lufax Holding. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.

For more information on how to buy Lufax Stock please use our How to Invest in Lufax Holding guide.

Net Debt vs Retained Earnings

Net Debt vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Lufax Holding Net Debt account and Retained Earnings. At this time, the significance of the direction appears to have weak relationship.

The correlation between Lufax Holding's Net Debt and Retained Earnings is 0.3. Overlapping area represents the amount of variation of Net Debt that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Lufax Holding, assuming nothing else is changed. The correlation between historical values of Lufax Holding's Net Debt and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Debt of Lufax Holding are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Net Debt i.e., Lufax Holding's Net Debt and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.3

Relationship Direction	Positive
Relationship Strength	Very Weak

View All Relationships

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from Lufax Holding's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Lufax Holding current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lufax Holding. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.

For more information on how to buy Lufax Stock please use our How to Invest in Lufax Holding guide.At this time, Lufax Holding's Selling General Administrative is comparatively stable compared to the past year. Sales General And Administrative To Revenue is likely to gain to 0.12 in 2024, whereas Tax Provision is likely to drop slightly above 580.1 M in 2024.

	2021	2022	2023	2024 (projected)
Net Interest Income	13.2B	17.7B	12.2B	9.8B
Tax Provision	6.7B	4.2B	610.6M	580.1M

Net Interest Income Tax Provision

Lufax Holding fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Good Will	Common Stock Total Equity	Short Term Investments	Non Current Liabilities Total	Capital Lease Obligations	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments	Property Plant And Equipment Gross
Total Assets		0.94	-0.55	0.61	0.9	-0.21	0.57	0.87	0.61	0.89	0.47	-0.46	1.0	0.94	0.84	0.42	-0.3	0.73	0.8	0.7	0.25	0.24	0.86	0.96	0.53	0.18
Short Long Term Debt Total	0.94		-0.6	0.51	0.89	-0.45	0.48	0.89	0.51	0.98	0.36	-0.35	0.94	1.0	0.96	0.17	-0.41	0.84	0.76	0.67	0.0	0.07	0.82	0.87	0.44	0.37
Other Current Liab	-0.55	-0.6		-0.71	-0.42	0.11	-0.36	-0.46	-0.71	-0.57	-0.12	0.13	-0.56	-0.57	-0.59	-0.15	-0.06	-0.24	-0.33	0.05	-0.12	-0.01	-0.34	-0.58	-0.17	0.22
Total Current Liabilities	0.61	0.51	-0.71		0.36	-0.03	0.59	0.32	1.0	0.42	0.49	-0.53	0.6	0.5	0.5	0.45	0.34	0.13	0.34	0.02	0.16	0.15	0.39	0.71	0.54	-0.55
Total Stockholder Equity	0.9	0.89	-0.42	0.36		-0.3	0.31	0.99	0.36	0.9	0.42	-0.4	0.89	0.89	0.77	0.34	-0.39	0.9	0.96	0.83	0.25	0.01	0.95	0.73	0.47	0.47
Property Plant And Equipment Net	-0.21	-0.45	0.11	-0.03	-0.3		-0.18	-0.34	-0.03	-0.44	-0.25	0.23	-0.2	-0.46	-0.58	0.69	0.61	-0.61	-0.24	-0.43	0.84	0.7	-0.24	-0.13	-0.32	-0.45
Net Debt	0.57	0.48	-0.36	0.59	0.31	-0.18		0.3	0.59	0.29	0.56	-0.56	0.58	0.48	0.37	0.16	-0.09	0.23	0.17	0.32	0.01	0.3	0.27	0.68	0.6	-0.19
Retained Earnings	0.87	0.89	-0.46	0.32	0.99	-0.34	0.3		0.32	0.9	0.32	-0.31	0.87	0.89	0.78	0.27	-0.41	0.9	0.93	0.8	0.2	-0.05	0.9	0.7	0.39	0.51
Accounts Payable	0.61	0.51	-0.71	1.0	0.36	-0.03	0.59	0.32		0.42	0.49	-0.53	0.6	0.5	0.5	0.45	0.34	0.13	0.34	0.02	0.16	0.15	0.39	0.71	0.54	-0.55
Cash	0.89	0.98	-0.57	0.42	0.9	-0.44	0.29	0.9	0.42		0.26	-0.24	0.89	0.98	0.96	0.15	-0.43	0.87	0.79	0.66	0.0	0.0	0.83	0.79	0.34	0.45
Non Current Assets Total	0.47	0.36	-0.12	0.49	0.42	-0.25	0.56	0.32	0.49	0.26		-0.99	0.42	0.36	0.31	0.19	-0.21	0.39	0.49	0.52	0.04	0.0	0.6	0.45	0.99	-0.11
Non Currrent Assets Other	-0.46	-0.35	0.13	-0.53	-0.4	0.23	-0.56	-0.31	-0.53	-0.24	-0.99		-0.41	-0.35	-0.3	-0.23	0.11	-0.37	-0.48	-0.48	-0.06	-0.02	-0.59	-0.44	-0.99	0.14
Other Assets	1.0	0.94	-0.56	0.6	0.89	-0.2	0.58	0.87	0.6	0.89	0.42	-0.41		0.94	0.83	0.42	-0.29	0.72	0.79	0.69	0.26	0.25	0.84	0.96	0.48	0.18
Long Term Debt	0.94	1.0	-0.57	0.5	0.89	-0.46	0.48	0.89	0.5	0.98	0.36	-0.35	0.94		0.96	0.16	-0.42	0.85	0.76	0.69	-0.01	0.06	0.82	0.87	0.45	0.39
Cash And Short Term Investments	0.84	0.96	-0.59	0.5	0.77	-0.58	0.37	0.78	0.5	0.96	0.31	-0.3	0.83	0.96		0.01	-0.42	0.81	0.65	0.56	-0.21	-0.06	0.73	0.79	0.4	0.35
Net Receivables	0.42	0.17	-0.15	0.45	0.34	0.69	0.16	0.27	0.45	0.15	0.19	-0.23	0.42	0.16	0.01		0.57	-0.01	0.38	0.07	0.88	0.68	0.4	0.42	0.18	-0.27
Good Will	-0.3	-0.41	-0.06	0.34	-0.39	0.61	-0.09	-0.41	0.34	-0.43	-0.21	0.11	-0.29	-0.42	-0.42	0.57		-0.58	-0.34	-0.69	0.39	0.34	-0.35	-0.21	-0.2	-0.59
Common Stock Total Equity	0.73	0.84	-0.24	0.13	0.9	-0.61	0.23	0.9	0.13	0.87	0.39	-0.37	0.72	0.85	0.81	-0.01	-0.58		0.84	0.85	-0.12	-0.19	0.86	0.54	0.46	0.72
Short Term Investments	0.8	0.76	-0.33	0.34	0.96	-0.24	0.17	0.93	0.34	0.79	0.49	-0.48	0.79	0.76	0.65	0.38	-0.34	0.84		0.81	0.3	-0.1	0.96	0.61	0.53	0.39
Non Current Liabilities Total	0.7	0.67	0.05	0.02	0.83	-0.43	0.32	0.8	0.02	0.66	0.52	-0.48	0.69	0.69	0.56	0.07	-0.69	0.85	0.81		0.03	-0.1	0.82	0.54	0.55	0.59
Capital Lease Obligations	0.25	0.0	-0.12	0.16	0.25	0.84	0.01	0.2	0.16	0.0	0.04	-0.06	0.26	-0.01	-0.21	0.88	0.39	-0.12	0.3	0.03		0.66	0.28	0.23	0.0	-0.2
Other Current Assets	0.24	0.07	-0.01	0.15	0.01	0.7	0.3	-0.05	0.15	0.0	0.0	-0.02	0.25	0.06	-0.06	0.68	0.34	-0.19	-0.1	-0.1	0.66		0.06	0.36	-0.02	-0.15
Other Stockholder Equity	0.86	0.82	-0.34	0.39	0.95	-0.24	0.27	0.9	0.39	0.83	0.6	-0.59	0.84	0.82	0.73	0.4	-0.35	0.86	0.96	0.82	0.28	0.06		0.7	0.64	0.39
Total Liab	0.96	0.87	-0.58	0.71	0.73	-0.13	0.68	0.7	0.71	0.79	0.45	-0.44	0.96	0.87	0.79	0.42	-0.21	0.54	0.61	0.54	0.23	0.36	0.7		0.51	-0.03
Long Term Investments	0.53	0.44	-0.17	0.54	0.47	-0.32	0.6	0.39	0.54	0.34	0.99	-0.99	0.48	0.45	0.4	0.18	-0.2	0.46	0.53	0.55	0.0	-0.02	0.64	0.51		-0.07
Property Plant And Equipment Gross	0.18	0.37	0.22	-0.55	0.47	-0.45	-0.19	0.51	-0.55	0.45	-0.11	0.14	0.18	0.39	0.35	-0.27	-0.59	0.72	0.39	0.59	-0.2	-0.15	0.39	-0.03	-0.07

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Lufax Holding Account Relationship Matchups

Lufax Holding fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	149.5B	248.9B	360.4B	349.3B	237.0B	244.4B
Short Long Term Debt Total	13.9B	28.9B	44.8B	53.1B	44.9B	33.2B
Other Current Liab	(526.0M)	(5.5B)	(8.8B)	(748.8B)	(139.2M)	(146.2M)
Total Current Liabilities	526.0M	5.5B	8.8B	12.2B	139.2M	132.3M
Total Stockholder Equity	48.0B	81.6B	93.1B	93.2B	92.1B	65.7B
Property Plant And Equipment Net	1.4B	1.4B	1.2B	1.1B	581.2M	973.5M
Net Debt	6.6B	4.8B	10.1B	9.2B	4.9B	5.9B
Retained Earnings	29.3B	40.9B	55.9B	64.6B	65.5B	37.4B
Accounts Payable	526.0M	5.5B	8.8B	12.2B	139.2M	132.3M
Cash	7.4B	24.2B	34.7B	43.9B	40.0B	27.3B
Non Current Assets Total	40.0B	53.8B	46.3B	44.7B	42.3B	46.4B
Non Currrent Assets Other	(40.0B)	(53.8B)	(46.3B)	(44.7B)	(42.3B)	(44.4B)
Other Assets	85.6B	147.6B	257.1B	244.9B	149.4B	152.0B
Long Term Debt	13.0B	28.0B	44.0B	50.2B	44.5B	32.1B
Cash And Short Term Investments	7.4B	24.2B	34.7B	43.9B	40.0B	28.7B
Net Receivables	16.6B	23.3B	22.3B	15.8B	5.3B	5.1B
Liabilities And Stockholders Equity	149.5B	248.9B	360.4B	349.3B	237.0B	244.4B
Non Current Liabilities Total	19.5B	34.7B	46.7B	12.2B	47.6B	49.9B
Capital Lease Obligations	939.1M	979.4M	794.5M	748.8M	386.7M	607.8M
Other Current Assets	66.2B	80.2B	79.2B	66.4B	46.2B	55.9B
Other Stockholder Equity	13.9B	33.2B	27.8B	26.4B	26.5B	22.5B
Total Liab	101.4B	165.7B	265.9B	254.5B	143.3B	177.8B
Long Term Investments	27.6B	41.5B	35.3B	33.8B	31.9B	33.6B
Property Plant And Equipment Gross	1.4B	1.4B	1.2B	1.1B	2.4B	1.6B
Total Current Assets	24.0B	47.5B	57.1B	59.6B	45.3B	46.0B
Accumulated Other Comprehensive Income	4.6B	7.4B	9.3B	2.2B	155.8M	148.1M
Intangible Assets	1.9B	1.9B	899.4M	885.1M	874.9M	1.2B
Common Stock	68K	69K	77K	75K	86.3K	78.8K
Other Liab	36.8B	42.4B	201.3B	185.6B	213.4B	224.1B
Net Tangible Assets	36.9B	70.6B	83.2B	83.4B	95.9B	56.4B
Common Stock Shares Outstanding	2.2B	2.3B	2.7B	2.3B	573.6M	544.9M
Long Term Debt Total	20.8B	18.1B	44.8B	51.0B	58.6B	29.7B
Inventory	(18.6B)	(34.4B)	(31.0B)	(29.1B)	(28.9B)	(30.3B)
Net Invested Capital	61.0B	109.5B	137.1B	145.6B	136.6B	107.3B

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When determining whether Lufax Holding is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lufax Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lufax Holding Stock. Highlighted below are key reports to facilitate an investment decision about Lufax Holding Stock:

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Is Lufax Stock a good investment?

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What is Lufax Holding's Net Worth?

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lufax Holding. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.

For more information on how to buy Lufax Stock please use our How to Invest in Lufax Holding guide.

You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

Complementary Tools for Lufax Stock analysis

When running Lufax Holding's price analysis, check to measure Lufax Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lufax Holding is operating at the current time. Most of Lufax Holding's value examination focuses on studying past and present price action to predict the probability of Lufax Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lufax Holding's price. Additionally, you may evaluate how the addition of Lufax Holding to your portfolios can decrease your overall portfolio volatility.

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Is Lufax Holding's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lufax Holding. If investors know Lufax will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lufax Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.93)

Dividend Share

1.106

Earnings Share

(0.16)

Revenue Per Share

67.204

Quarterly Revenue Growth

(0.31)

The market value of Lufax Holding is measured differently than its book value, which is the value of Lufax that is recorded on the company's balance sheet. Investors also form their own opinion of Lufax Holding's value that differs from its market value or its book value, called intrinsic value, which is Lufax Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lufax Holding's market value can be influenced by many factors that don't directly affect Lufax Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Lufax Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lufax Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lufax Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Lufax Net Debt vs Retained Earnings Analysis

Net Debt vs Retained Earnings

Net Debt vs Retained Earnings Correlation Analysis

Correlation Coefficient

Net Debt

Retained Earnings

Lufax Holding fundamental ratios Correlations

Lufax Holding Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Lufax Holding fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for Lufax Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Other Assets	+ 1.0	Total Assets
Long Term Debt	+ 1.0	Short Long Term Debt Total
Accounts Payable	+ 1.0	Total Current Liabilities
Retained Earnings	+ 0.99	Total Stockholder Equity
Long Term Investments	+ 0.99	Non Current Assets Total
Cash	+ 0.98	Short Long Term Debt Total

Long Term Investments	- 0.99	Non Currrent Assets Other
Non Currrent Assets Other	- 0.99	Non Current Assets Total
Accounts Payable	- 0.71	Other Current Liab
Total Current Liabilities	- 0.71	Other Current Liab
Non Current Liabilities Total	- 0.69	Good Will
Common Stock Total Equity	- 0.61	Property Plant And Equipment Net