NBT Common Stock Total Equity vs Total Current Liabilities Analysis

NBTB Stock  USD 35.97  0.23  0.64%   
NBT Bancorp financial indicator trend analysis is infinitely more than just investigating NBT Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether NBT Bancorp is a good investment. Please check the relationship between NBT Bancorp Common Stock Total Equity and its Total Current Liabilities accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

Common Stock Total Equity vs Total Current Liabilities

Common Stock Total Equity vs Total Current Liabilities Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of NBT Bancorp Common Stock Total Equity account and Total Current Liabilities. At this time, the significance of the direction appears to have weak contrarian relationship.
The correlation between NBT Bancorp's Common Stock Total Equity and Total Current Liabilities is -0.15. Overlapping area represents the amount of variation of Common Stock Total Equity that can explain the historical movement of Total Current Liabilities in the same time period over historical financial statements of NBT Bancorp, assuming nothing else is changed. The correlation between historical values of NBT Bancorp's Common Stock Total Equity and Total Current Liabilities is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock Total Equity of NBT Bancorp are associated (or correlated) with its Total Current Liabilities. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Current Liabilities has no effect on the direction of Common Stock Total Equity i.e., NBT Bancorp's Common Stock Total Equity and Total Current Liabilities go up and down completely randomly.

Correlation Coefficient

-0.15
Relationship DirectionNegative 
Relationship StrengthInsignificant

Common Stock Total Equity

The total value of common stock equity held by shareholders, representing their ownership interest in the company.

Total Current Liabilities

Total Current Liabilities is an item on NBT Bancorp balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of NBT Bancorp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.
Most indicators from NBT Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into NBT Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.At present, NBT Bancorp's Enterprise Value Over EBITDA is projected to increase significantly based on the last few years of reporting. The current year's Enterprise Value Multiple is expected to grow to 516.04, whereas Selling General Administrative is forecasted to decline to about 100.3 M.
 2021 2022 2023 2024 (projected)
Interest Expense18.8M21.9M37.9M41.6M
Depreciation And Amortization2.8M2.3M22.3M23.4M

NBT Bancorp fundamental ratios Correlations

0.360.990.53-0.060.970.40.68-0.170.340.190.690.580.891.00.82-0.19-0.110.610.31-0.34-0.67-0.670.650.84-0.36
0.360.350.640.790.24-0.350.030.620.850.120.68-0.020.520.360.060.570.570.10.910.49-0.66-0.66-0.130.29-0.11
0.990.350.53-0.050.960.390.68-0.170.330.170.70.580.910.990.79-0.21-0.120.620.32-0.35-0.65-0.650.650.83-0.41
0.530.640.530.360.370.010.260.40.790.170.860.20.680.530.310.430.550.240.410.32-0.85-0.840.250.580.1
-0.060.79-0.050.36-0.12-0.850.030.590.59-0.370.210.050.19-0.06-0.140.430.620.150.750.48-0.25-0.25-0.59-0.190.06
0.970.240.960.37-0.120.380.72-0.350.140.090.540.640.780.970.88-0.39-0.290.660.22-0.52-0.53-0.530.640.81-0.37
0.4-0.350.390.01-0.850.38-0.02-0.37-0.170.680.26-0.10.150.40.27-0.17-0.46-0.15-0.36-0.31-0.19-0.190.790.55-0.19
0.680.030.680.260.030.72-0.02-0.3-0.01-0.510.110.990.630.680.86-0.5-0.020.99-0.01-0.45-0.21-0.20.190.36-0.05
-0.170.62-0.170.40.59-0.35-0.37-0.30.820.080.34-0.320.15-0.17-0.380.930.91-0.220.60.97-0.29-0.29-0.38-0.170.04
0.340.850.330.790.590.14-0.17-0.010.820.250.77-0.070.570.340.030.810.80.020.720.73-0.74-0.74-0.020.32-0.03
0.190.120.170.17-0.370.090.68-0.510.080.250.51-0.610.110.19-0.140.37-0.14-0.60.090.14-0.35-0.350.540.45-0.22
0.690.680.70.860.210.540.260.110.340.770.510.00.780.690.30.410.290.070.560.23-0.88-0.880.50.77-0.28
0.58-0.020.580.20.050.64-0.10.99-0.32-0.07-0.610.00.540.580.81-0.53-0.010.99-0.07-0.46-0.12-0.120.10.250.03
0.890.520.910.680.190.780.150.630.150.570.110.780.540.880.650.060.210.60.47-0.06-0.68-0.680.430.69-0.37
1.00.360.990.53-0.060.970.40.68-0.170.340.190.690.580.880.83-0.19-0.110.610.31-0.34-0.67-0.670.650.84-0.35
0.820.060.790.31-0.140.880.270.86-0.380.03-0.140.30.810.650.83-0.45-0.180.79-0.01-0.5-0.37-0.370.380.6-0.08
-0.190.57-0.210.430.43-0.39-0.17-0.50.930.810.370.41-0.530.06-0.19-0.450.81-0.460.480.96-0.39-0.39-0.26-0.110.14
-0.110.57-0.120.550.62-0.29-0.46-0.020.910.8-0.140.29-0.010.21-0.11-0.180.810.050.450.88-0.33-0.33-0.44-0.180.28
0.610.10.620.240.150.66-0.150.99-0.220.02-0.60.070.990.60.610.79-0.460.050.08-0.39-0.15-0.150.070.27-0.07
0.310.910.320.410.750.22-0.36-0.010.60.720.090.56-0.070.470.31-0.010.480.450.080.43-0.41-0.41-0.130.28-0.45
-0.340.49-0.350.320.48-0.52-0.31-0.450.970.730.140.23-0.46-0.06-0.34-0.50.960.88-0.390.43-0.22-0.22-0.43-0.290.2
-0.67-0.66-0.65-0.85-0.25-0.53-0.19-0.21-0.29-0.74-0.35-0.88-0.12-0.68-0.67-0.37-0.39-0.33-0.15-0.41-0.221.0-0.35-0.58-0.08
-0.67-0.66-0.65-0.84-0.25-0.53-0.19-0.2-0.29-0.74-0.35-0.88-0.12-0.68-0.67-0.37-0.39-0.33-0.15-0.41-0.221.0-0.35-0.58-0.08
0.65-0.130.650.25-0.590.640.790.19-0.38-0.020.540.50.10.430.650.38-0.26-0.440.07-0.13-0.43-0.35-0.350.81-0.36
0.840.290.830.58-0.190.810.550.36-0.170.320.450.770.250.690.840.6-0.11-0.180.270.28-0.29-0.58-0.580.81-0.44
-0.36-0.11-0.410.10.06-0.37-0.19-0.050.04-0.03-0.22-0.280.03-0.37-0.35-0.080.140.28-0.07-0.450.2-0.08-0.08-0.36-0.44
Click cells to compare fundamentals

NBT Bancorp Account Relationship Matchups

NBT Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets9.7B10.9B12.0B11.7B13.3B14.0B
Short Long Term Debt Total820.7M406.7M311.5M788.0M665.6M573.8M
Total Stockholder Equity1.1B1.2B1.3B1.2B1.4B1.5B
Property Plant And Equipment Net75.6M74.2M72.1M69.0M107.4M63.5M
Net Debt603.8M(266.0M)(957.6M)590.6M460.4M384.4M
Retained Earnings696.2M749.1M856.2M958.4M1.0B1.1B
Cash216.8M672.7M1.3B197.4M205.2M189.4M
Non Current Assets Total2.0B2.4B2.8B2.8B13.1B13.7B
Non Currrent Assets Other(44.0M)(62.3M)(63.0M)(136.1M)415.0M394.2M
Other Assets6.5B6.5B6.2B7.2B8.3B6.6B
Cash And Short Term Investments1.2B2.0B3.0B1.7B(173.8M)(165.1M)
Common Stock Shares Outstanding44.1M44.0M43.7M43.2M44.8M34.4M
Liabilities And Stockholders Equity9.7B10.9B12.0B11.7B13.3B14.0B
Non Current Liabilities Total165.4M238.3M213.7M585.0M6.9B7.2B
Other Stockholder Equity442.7M437.6M417.1M404.7M564.3M592.5M
Total Liab8.6B9.7B10.8B10.6B11.9B12.5B
Property Plant And Equipment Gross75.6M74.2M184.4M189.8M243.5M255.7M
Total Current Assets1.2B2.0B3.0B1.7B247.9M235.5M
Other Current Liab(655.3M)(168.4M)(97.8M)(585.0M)4.6B2.7B
Total Current Liabilities655.3M168.4M97.8M585.0M5.0B5.3B
Accumulated Other Comprehensive Income(19.0M)417K(23.3M)(190.0M)(160.9M)(152.9M)
Short Term Debt655.3M168.4M97.8M585.0M393.8M324.1M
Other Current Assets218.3M674.1M1.3B230.5M247.9M235.5M
Other Liab107.9M256.9M215.7M139.1M159.9M96.3M
Accounts Payable7.6B9.1B10.2B9.5B10.9B5.9B
Long Term Debt101.2M199.2M213.7M202.9M250.7M250.6M
Short Term Investments975.3M1.3B1.7B1.5B1.4B1.1B
Treasury Stock(138.2M)(136.1M)(134.0M)(140.4M)(126.4M)(132.7M)
Intangible Assets12.0M11.7M8.9M7.3M40.4M42.5M
Property Plant Equipment75.6M74.2M72.1M69.0M79.4M78.5M
Net Tangible Assets833.6M895.3M961.0M885.0M1.0B732.6M
Retained Earnings Total Equity696.2M749.1M856.2M958.4M1.1B575.4M
Long Term Debt Total101.2M199.2M199.7M198.1M178.3M204.4M
Capital Surpluse576.7M578.1M577.0M577.9M664.5M565.2M
Long Term Investments7.7B8.0B2.5B2.5B2.4B4.2B
Non Current Liabilities Other251.2M296.0M229.7M286.7M329.7M346.2M

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.

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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
1.26
Earnings Share
2.58
Revenue Per Share
11.054
Quarterly Revenue Growth
0.101
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.