NBT Total Stockholder Equity vs Earning Assets Analysis

NBTB Stock

USD 35.97 0.23 0.64%

NBT Bancorp financial indicator trend analysis is infinitely more than just investigating NBT Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether NBT Bancorp is a good investment. Please check the relationship between NBT Bancorp Total Stockholder Equity and its Earning Assets accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

Total Stockholder Equity vs Earning Assets

Total Stockholder Equity vs Earning Assets Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of NBT Bancorp Total Stockholder Equity account and Earning Assets. At this time, the significance of the direction appears to have strong relationship.

The correlation between NBT Bancorp's Total Stockholder Equity and Earning Assets is 0.6. Overlapping area represents the amount of variation of Total Stockholder Equity that can explain the historical movement of Earning Assets in the same time period over historical financial statements of NBT Bancorp, assuming nothing else is changed. The correlation between historical values of NBT Bancorp's Total Stockholder Equity and Earning Assets is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Stockholder Equity of NBT Bancorp are associated (or correlated) with its Earning Assets. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Earning Assets has no effect on the direction of Total Stockholder Equity i.e., NBT Bancorp's Total Stockholder Equity and Earning Assets go up and down completely randomly.

Correlation Coefficient

0.6

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Earning Assets

Most indicators from NBT Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into NBT Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.At present, NBT Bancorp's Enterprise Value Over EBITDA is projected to increase significantly based on the last few years of reporting. The current year's Enterprise Value Multiple is expected to grow to 516.04, whereas Selling General Administrative is forecasted to decline to about 100.3 M.

	2021	2022	2023	2024 (projected)
Interest Expense	18.8M	21.9M	37.9M	41.6M
Depreciation And Amortization	2.8M	2.3M	22.3M	23.4M

Interest Expense Depreciation And Amortization

NBT Bancorp fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Other Current Liab	Total Current Liabilities	Short Term Debt	Other Current Assets	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Long Term Debt
Total Assets		0.36	0.99	0.53	-0.06	0.97	0.4	0.68	-0.17	0.34	0.19	0.69	0.58	0.89	1.0	0.82	-0.19	-0.11	0.61	0.31	-0.34	-0.67	-0.67	0.65	0.84	-0.36
Short Long Term Debt Total	0.36		0.35	0.64	0.79	0.24	-0.35	0.03	0.62	0.85	0.12	0.68	-0.02	0.52	0.36	0.06	0.57	0.57	0.1	0.91	0.49	-0.66	-0.66	-0.13	0.29	-0.11
Total Stockholder Equity	0.99	0.35		0.53	-0.05	0.96	0.39	0.68	-0.17	0.33	0.17	0.7	0.58	0.91	0.99	0.79	-0.21	-0.12	0.62	0.32	-0.35	-0.65	-0.65	0.65	0.83	-0.41
Property Plant And Equipment Net	0.53	0.64	0.53		0.36	0.37	0.01	0.26	0.4	0.79	0.17	0.86	0.2	0.68	0.53	0.31	0.43	0.55	0.24	0.41	0.32	-0.85	-0.84	0.25	0.58	0.1
Net Debt	-0.06	0.79	-0.05	0.36		-0.12	-0.85	0.03	0.59	0.59	-0.37	0.21	0.05	0.19	-0.06	-0.14	0.43	0.62	0.15	0.75	0.48	-0.25	-0.25	-0.59	-0.19	0.06
Retained Earnings	0.97	0.24	0.96	0.37	-0.12		0.38	0.72	-0.35	0.14	0.09	0.54	0.64	0.78	0.97	0.88	-0.39	-0.29	0.66	0.22	-0.52	-0.53	-0.53	0.64	0.81	-0.37
Cash	0.4	-0.35	0.39	0.01	-0.85	0.38		-0.02	-0.37	-0.17	0.68	0.26	-0.1	0.15	0.4	0.27	-0.17	-0.46	-0.15	-0.36	-0.31	-0.19	-0.19	0.79	0.55	-0.19
Non Current Assets Total	0.68	0.03	0.68	0.26	0.03	0.72	-0.02		-0.3	-0.01	-0.51	0.11	0.99	0.63	0.68	0.86	-0.5	-0.02	0.99	-0.01	-0.45	-0.21	-0.2	0.19	0.36	-0.05
Non Currrent Assets Other	-0.17	0.62	-0.17	0.4	0.59	-0.35	-0.37	-0.3		0.82	0.08	0.34	-0.32	0.15	-0.17	-0.38	0.93	0.91	-0.22	0.6	0.97	-0.29	-0.29	-0.38	-0.17	0.04
Other Assets	0.34	0.85	0.33	0.79	0.59	0.14	-0.17	-0.01	0.82		0.25	0.77	-0.07	0.57	0.34	0.03	0.81	0.8	0.02	0.72	0.73	-0.74	-0.74	-0.02	0.32	-0.03
Cash And Short Term Investments	0.19	0.12	0.17	0.17	-0.37	0.09	0.68	-0.51	0.08	0.25		0.51	-0.61	0.11	0.19	-0.14	0.37	-0.14	-0.6	0.09	0.14	-0.35	-0.35	0.54	0.45	-0.22
Common Stock Shares Outstanding	0.69	0.68	0.7	0.86	0.21	0.54	0.26	0.11	0.34	0.77	0.51		0.0	0.78	0.69	0.3	0.41	0.29	0.07	0.56	0.23	-0.88	-0.88	0.5	0.77	-0.28
Non Current Liabilities Total	0.58	-0.02	0.58	0.2	0.05	0.64	-0.1	0.99	-0.32	-0.07	-0.61	0.0		0.54	0.58	0.81	-0.53	-0.01	0.99	-0.07	-0.46	-0.12	-0.12	0.1	0.25	0.03
Other Stockholder Equity	0.89	0.52	0.91	0.68	0.19	0.78	0.15	0.63	0.15	0.57	0.11	0.78	0.54		0.88	0.65	0.06	0.21	0.6	0.47	-0.06	-0.68	-0.68	0.43	0.69	-0.37
Total Liab	1.0	0.36	0.99	0.53	-0.06	0.97	0.4	0.68	-0.17	0.34	0.19	0.69	0.58	0.88		0.83	-0.19	-0.11	0.61	0.31	-0.34	-0.67	-0.67	0.65	0.84	-0.35
Property Plant And Equipment Gross	0.82	0.06	0.79	0.31	-0.14	0.88	0.27	0.86	-0.38	0.03	-0.14	0.3	0.81	0.65	0.83		-0.45	-0.18	0.79	-0.01	-0.5	-0.37	-0.37	0.38	0.6	-0.08
Total Current Assets	-0.19	0.57	-0.21	0.43	0.43	-0.39	-0.17	-0.5	0.93	0.81	0.37	0.41	-0.53	0.06	-0.19	-0.45		0.81	-0.46	0.48	0.96	-0.39	-0.39	-0.26	-0.11	0.14
Other Current Liab	-0.11	0.57	-0.12	0.55	0.62	-0.29	-0.46	-0.02	0.91	0.8	-0.14	0.29	-0.01	0.21	-0.11	-0.18	0.81		0.05	0.45	0.88	-0.33	-0.33	-0.44	-0.18	0.28
Total Current Liabilities	0.61	0.1	0.62	0.24	0.15	0.66	-0.15	0.99	-0.22	0.02	-0.6	0.07	0.99	0.6	0.61	0.79	-0.46	0.05		0.08	-0.39	-0.15	-0.15	0.07	0.27	-0.07
Short Term Debt	0.31	0.91	0.32	0.41	0.75	0.22	-0.36	-0.01	0.6	0.72	0.09	0.56	-0.07	0.47	0.31	-0.01	0.48	0.45	0.08		0.43	-0.41	-0.41	-0.13	0.28	-0.45
Other Current Assets	-0.34	0.49	-0.35	0.32	0.48	-0.52	-0.31	-0.45	0.97	0.73	0.14	0.23	-0.46	-0.06	-0.34	-0.5	0.96	0.88	-0.39	0.43		-0.22	-0.22	-0.43	-0.29	0.2
Common Stock Total Equity	-0.67	-0.66	-0.65	-0.85	-0.25	-0.53	-0.19	-0.21	-0.29	-0.74	-0.35	-0.88	-0.12	-0.68	-0.67	-0.37	-0.39	-0.33	-0.15	-0.41	-0.22		1.0	-0.35	-0.58	-0.08
Common Stock	-0.67	-0.66	-0.65	-0.84	-0.25	-0.53	-0.19	-0.2	-0.29	-0.74	-0.35	-0.88	-0.12	-0.68	-0.67	-0.37	-0.39	-0.33	-0.15	-0.41	-0.22	1.0		-0.35	-0.58	-0.08
Other Liab	0.65	-0.13	0.65	0.25	-0.59	0.64	0.79	0.19	-0.38	-0.02	0.54	0.5	0.1	0.43	0.65	0.38	-0.26	-0.44	0.07	-0.13	-0.43	-0.35	-0.35		0.81	-0.36
Accounts Payable	0.84	0.29	0.83	0.58	-0.19	0.81	0.55	0.36	-0.17	0.32	0.45	0.77	0.25	0.69	0.84	0.6	-0.11	-0.18	0.27	0.28	-0.29	-0.58	-0.58	0.81		-0.44
Long Term Debt	-0.36	-0.11	-0.41	0.1	0.06	-0.37	-0.19	-0.05	0.04	-0.03	-0.22	-0.28	0.03	-0.37	-0.35	-0.08	0.14	0.28	-0.07	-0.45	0.2	-0.08	-0.08	-0.36	-0.44

Click cells to compare fundamentals

NBT Bancorp Account Relationship Matchups

NBT Bancorp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	9.7B	10.9B	12.0B	11.7B	13.3B	14.0B
Short Long Term Debt Total	820.7M	406.7M	311.5M	788.0M	665.6M	573.8M
Total Stockholder Equity	1.1B	1.2B	1.3B	1.2B	1.4B	1.5B
Property Plant And Equipment Net	75.6M	74.2M	72.1M	69.0M	107.4M	63.5M
Net Debt	603.8M	(266.0M)	(957.6M)	590.6M	460.4M	384.4M
Retained Earnings	696.2M	749.1M	856.2M	958.4M	1.0B	1.1B
Cash	216.8M	672.7M	1.3B	197.4M	205.2M	189.4M
Non Current Assets Total	2.0B	2.4B	2.8B	2.8B	13.1B	13.7B
Non Currrent Assets Other	(44.0M)	(62.3M)	(63.0M)	(136.1M)	415.0M	394.2M
Other Assets	6.5B	6.5B	6.2B	7.2B	8.3B	6.6B
Cash And Short Term Investments	1.2B	2.0B	3.0B	1.7B	(173.8M)	(165.1M)
Common Stock Shares Outstanding	44.1M	44.0M	43.7M	43.2M	44.8M	34.4M
Liabilities And Stockholders Equity	9.7B	10.9B	12.0B	11.7B	13.3B	14.0B
Non Current Liabilities Total	165.4M	238.3M	213.7M	585.0M	6.9B	7.2B
Other Stockholder Equity	442.7M	437.6M	417.1M	404.7M	564.3M	592.5M
Total Liab	8.6B	9.7B	10.8B	10.6B	11.9B	12.5B
Property Plant And Equipment Gross	75.6M	74.2M	184.4M	189.8M	243.5M	255.7M
Total Current Assets	1.2B	2.0B	3.0B	1.7B	247.9M	235.5M
Other Current Liab	(655.3M)	(168.4M)	(97.8M)	(585.0M)	4.6B	2.7B
Total Current Liabilities	655.3M	168.4M	97.8M	585.0M	5.0B	5.3B
Accumulated Other Comprehensive Income	(19.0M)	417K	(23.3M)	(190.0M)	(160.9M)	(152.9M)
Short Term Debt	655.3M	168.4M	97.8M	585.0M	393.8M	324.1M
Other Current Assets	218.3M	674.1M	1.3B	230.5M	247.9M	235.5M
Other Liab	107.9M	256.9M	215.7M	139.1M	159.9M	96.3M
Accounts Payable	7.6B	9.1B	10.2B	9.5B	10.9B	5.9B
Long Term Debt	101.2M	199.2M	213.7M	202.9M	250.7M	250.6M
Short Term Investments	975.3M	1.3B	1.7B	1.5B	1.4B	1.1B
Treasury Stock	(138.2M)	(136.1M)	(134.0M)	(140.4M)	(126.4M)	(132.7M)
Intangible Assets	12.0M	11.7M	8.9M	7.3M	40.4M	42.5M
Property Plant Equipment	75.6M	74.2M	72.1M	69.0M	79.4M	78.5M
Net Tangible Assets	833.6M	895.3M	961.0M	885.0M	1.0B	732.6M
Retained Earnings Total Equity	696.2M	749.1M	856.2M	958.4M	1.1B	575.4M
Long Term Debt Total	101.2M	199.2M	199.7M	198.1M	178.3M	204.4M
Capital Surpluse	576.7M	578.1M	577.0M	577.9M	664.5M	565.2M
Long Term Investments	7.7B	8.0B	2.5B	2.5B	2.4B	4.2B
Non Current Liabilities Other	251.2M	296.0M	229.7M	286.7M	329.7M	346.2M

NBT Bancorp Investors Sentiment

The influence of NBT Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in NBT. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to NBT Bancorp's public news can be used to forecast risks associated with an investment in NBT. The trend in average sentiment can be used to explain how an investor holding NBT can time the market purely based on public headlines and social activities around NBT Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

NBT Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for NBT Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average NBT Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on NBT Bancorp.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards NBT Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, NBT Bancorp's short interest history, or implied volatility extrapolated from NBT Bancorp options trading.

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:

How To Invest In NBT

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Is NBT Stock a good investment?

Details

What is NBT Bancorp's Net Worth?

Details

Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.

Complementary Tools for NBT Stock analysis

When running NBT Bancorp's price analysis, check to measure NBT Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NBT Bancorp is operating at the current time. Most of NBT Bancorp's value examination focuses on studying past and present price action to predict the probability of NBT Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NBT Bancorp's price. Additionally, you may evaluate how the addition of NBT Bancorp to your portfolios can decrease your overall portfolio volatility.

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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.09)

Dividend Share

1.26

Earnings Share

2.58

Revenue Per Share

11.054

Quarterly Revenue Growth

0.101

The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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NBT Total Stockholder Equity vs Earning Assets Analysis

Total Stockholder Equity vs Earning Assets

Total Stockholder Equity vs Earning Assets Correlation Analysis

Correlation Coefficient

Total Stockholder Equity

Earning Assets

NBT Bancorp fundamental ratios Correlations

NBT Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

NBT Bancorp fundamental ratios Accounts

NBT Bancorp Investors Sentiment

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for NBT Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Common Stock	+ 1.0	Common Stock Total Equity
Total Stockholder Equity	+ 0.99	Total Assets
Total Liab	+ 0.99	Total Stockholder Equity
Non Current Liabilities Total	+ 0.99	Non Current Assets Total
Total Current Liabilities	+ 0.99	Non Current Assets Total

Common Stock	- 0.88	Common Stock Shares Outstanding
Common Stock Total Equity	- 0.88	Common Stock Shares Outstanding
Cash	- 0.85	Net Debt
Common Stock Total Equity	- 0.85	Property Plant And Equipment Net
Common Stock	- 0.84	Property Plant And Equipment Net
Common Stock	- 0.74	Other Assets