Peoples Accounts Payable vs Short Term Investments Analysis

PFIS Stock  USD 38.99  1.12  2.96%   
Peoples Fin financial indicator trend analysis is much more than just breaking down Peoples Fin prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Peoples Fin is a good investment. Please check the relationship between Peoples Fin Accounts Payable and its Short Term Investments accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.

Accounts Payable vs Short Term Investments

Accounts Payable vs Short Term Investments Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Peoples Fin Accounts Payable account and Short Term Investments. At this time, the significance of the direction appears to have almost no relationship.
The correlation between Peoples Fin's Accounts Payable and Short Term Investments is 0.13. Overlapping area represents the amount of variation of Accounts Payable that can explain the historical movement of Short Term Investments in the same time period over historical financial statements of Peoples Fin, assuming nothing else is changed. The correlation between historical values of Peoples Fin's Accounts Payable and Short Term Investments is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Accounts Payable of Peoples Fin are associated (or correlated) with its Short Term Investments. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Investments has no effect on the direction of Accounts Payable i.e., Peoples Fin's Accounts Payable and Short Term Investments go up and down completely randomly.

Correlation Coefficient

0.13
Relationship DirectionPositive 
Relationship StrengthInsignificant

Accounts Payable

An accounting item on the balance sheet that represents Peoples Fin obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Peoples Fin are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.

Short Term Investments

Short Term Investments is an item under the current assets section of Peoples Fin balance sheet. It contains any investments Peoples Fin undertook that will expire in less than one year. These accounts contain financial instruments such as stocks or bonds that Peoples Fin can easily liquidate in the marketplace.
Most indicators from Peoples Fin's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Peoples Fin current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.At this time, Peoples Fin's Selling General Administrative is comparatively stable compared to the past year. Tax Provision is likely to gain to about 6.4 M in 2024, whereas Sales General And Administrative To Revenue is likely to drop 0.22 in 2024.
 2021 2022 2023 2024 (projected)
Interest Expense9.4M15.6M4.5M4.3M
Depreciation And Amortization491K363K3.5M3.7M

Peoples Fin fundamental ratios Correlations

0.360.560.60.940.990.280.980.440.680.620.890.220.970.60.590.541.00.960.230.260.560.630.610.79-0.26
0.36-0.07-0.040.470.450.970.310.31-0.04-0.040.270.330.340.540.650.550.360.220.280.960.56-0.04-0.020.31-0.23
0.56-0.070.940.410.56-0.070.62-0.030.930.950.45-0.60.670.070.0-0.070.560.640.14-0.11-0.030.940.960.090.03
0.6-0.040.940.430.6-0.040.67-0.010.990.990.63-0.620.720.06-0.02-0.090.60.7-0.15-0.08-0.051.00.990.13-0.23
0.940.470.410.430.940.350.870.590.520.430.780.410.860.80.750.770.930.810.340.320.790.450.440.82-0.1
0.990.450.560.60.940.370.970.430.680.620.880.20.950.610.610.550.990.940.240.360.570.620.620.75-0.29
0.280.97-0.07-0.040.350.370.240.08-0.05-0.040.20.220.280.390.550.410.280.160.240.970.41-0.05-0.020.19-0.24
0.980.310.620.670.870.970.240.390.740.70.890.110.970.480.490.390.980.980.180.240.430.70.680.72-0.31
0.440.31-0.03-0.010.590.430.080.390.05-0.030.360.510.330.730.520.680.440.290.20.150.720.030.00.570.01
0.68-0.040.930.990.520.68-0.050.740.050.980.7-0.510.790.140.060.00.690.77-0.12-0.090.040.990.980.25-0.23
0.62-0.040.950.990.430.62-0.040.7-0.030.980.64-0.610.730.02-0.03-0.120.620.72-0.12-0.07-0.080.990.990.13-0.26
0.890.270.450.630.780.880.20.890.360.70.640.070.880.430.420.350.890.89-0.230.180.380.660.610.66-0.57
0.220.33-0.6-0.620.410.20.220.110.51-0.51-0.610.070.030.580.580.690.210.070.370.260.67-0.58-0.60.650.1
0.970.340.670.720.860.950.280.970.330.790.730.880.030.510.480.420.970.960.160.250.450.750.730.68-0.26
0.60.540.070.060.80.610.390.480.730.140.020.430.580.510.850.970.60.410.390.350.990.080.070.780.16
0.590.650.0-0.020.750.610.550.490.520.06-0.030.420.580.480.850.850.590.410.420.490.850.0-0.020.720.04
0.540.55-0.07-0.090.770.550.410.390.680.0-0.120.350.690.420.970.850.520.330.430.380.99-0.07-0.060.730.18
1.00.360.560.60.930.990.280.980.440.690.620.890.210.970.60.590.520.960.220.260.560.630.610.79-0.26
0.960.220.640.70.810.940.160.980.290.770.720.890.070.960.410.410.330.960.120.160.360.720.70.72-0.34
0.230.280.14-0.150.340.240.240.180.2-0.12-0.12-0.230.370.160.390.420.430.220.120.260.42-0.15-0.080.270.63
0.260.96-0.11-0.080.320.360.970.240.15-0.09-0.070.180.260.250.350.490.380.260.160.260.38-0.09-0.050.2-0.29
0.560.56-0.03-0.050.790.570.410.430.720.04-0.080.380.670.450.990.850.990.560.360.420.38-0.03-0.030.760.19
0.63-0.040.941.00.450.62-0.050.70.030.990.990.66-0.580.750.080.0-0.070.630.72-0.15-0.09-0.030.990.16-0.23
0.61-0.020.960.990.440.62-0.020.680.00.980.990.61-0.60.730.07-0.02-0.060.610.7-0.08-0.05-0.030.990.13-0.19
0.790.310.090.130.820.750.190.720.570.250.130.660.650.680.780.720.730.790.720.270.20.760.160.13-0.09
-0.26-0.230.03-0.23-0.1-0.29-0.24-0.310.01-0.23-0.26-0.570.1-0.260.160.040.18-0.26-0.340.63-0.290.19-0.23-0.19-0.09
Click cells to compare fundamentals

Peoples Fin Account Relationship Matchups

Peoples Fin fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets2.5B2.9B3.4B3.6B3.7B3.9B
Short Long Term Debt Total184.9M97.8M35.7M148.5M86.6M78.1M
Other Current Liab(153.4M)(50.7M)(408K)(115.8M)2.6B2.7B
Total Current Liabilities153.4M50.7M408K115.8M2.6B2.7B
Total Stockholder Equity300.8M316.9M340.1M315.4M340.4M357.4M
Property Plant And Equipment Net47.9M47.0M51.5M55.7M61.3M64.3M
Net Debt153.7M52.6M(1.8M)110.6M43.9M54.9M
Retained Earnings154.0M171.0M203.8M230.5M248.6M261.0M
Cash31.2M45.2M37.5M37.9M42.7M23.2M
Non Current Assets Total451.4M414.6M704.0M694.5M3.5B3.7B
Non Currrent Assets Other(8.2M)(10.5M)(10.4M)(12.4M)3.4B3.5B
Other Assets1.7B2.1B2.1B2.3B2.7B2.8B
Cash And Short Term Investments361.6M341.1M554.8M515.6M(33.5M)(31.8M)
Net Receivables7.0M8.3M8.5M11.7M12.7M13.4M
Common Stock Total Equity14.8M14.4M14.3M14.3M16.5M10.3M
Common Stock Shares Outstanding7.4M7.3M7.2M7.2M7.2M5.4M
Liabilities And Stockholders Equity2.5B2.9B3.4B3.6B3.7B3.9B
Other Stockholder Equity135.3M129.3M127.5M126.9M122.1M61.5M
Total Liab2.2B2.6B3.0B3.2B3.4B3.6B
Property Plant And Equipment Gross47.9M47.0M85.3M91.8M100.0M105.0M
Total Current Assets368.6M349.4M563.4M527.3M209.7M242.1M
Accumulated Other Comprehensive Income(3.2M)2.1M(5.5M)(56.3M)(44.4M)(42.1M)
Short Term Debt152.2M50M2.9M114.9M43.4M42.0M
Common Stock14.8M14.4M14.3M14.3M14.1M10.5M
Non Current Liabilities Total32.7M47.8M35.7M115.8M805.0M845.2M
Accounts Payable1.3M736K408K903K5.8M6.1M
Short Term Investments330.5M295.9M517.3M477.7M398.9M251.0M
Other Current Assets38.6M237.3M289.1M49.7M209.7M199.2M
Intangible Assets1.6M960K468K105K870K826.5K
Other Liab7.8M10.8M30.4M12.4M14.3M13.5M
Net Tangible Assets234.1M252.5M276.3M251.9M289.7M220.1M
Long Term Debt32.7M47.8M35.7M33.6M58M45.7M
Retained Earnings Total Equity152.2M171.0M203.8M230.5M265.1M145.5M
Long Term Debt Total49.7M37.9M32.7M33M29.7M31.0M
Capital Surpluse135.3M129.3M127.5M126.9M145.9M134.9M
Inventory(38.6M)(237.3M)(289.1M)(49.7M)20.8M21.8M
Long Term Investments1.9B303.3M588.7M569.0M488.9M866.7M
Short Long Term Debt86.5M152.2M50M114.9M17.6M16.7M
Non Current Liabilities Other18.7M46.1M32.6M42.7M49.1M51.6M

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When determining whether Peoples Fin is a strong investment it is important to analyze Peoples Fin's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Peoples Fin's future performance. For an informed investment choice regarding Peoples Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

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Is Peoples Fin's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peoples Fin. If investors know Peoples will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peoples Fin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.53)
Dividend Share
1.64
Earnings Share
3.27
Revenue Per Share
13.68
Quarterly Revenue Growth
(0.14)
The market value of Peoples Fin is measured differently than its book value, which is the value of Peoples that is recorded on the company's balance sheet. Investors also form their own opinion of Peoples Fin's value that differs from its market value or its book value, called intrinsic value, which is Peoples Fin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peoples Fin's market value can be influenced by many factors that don't directly affect Peoples Fin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peoples Fin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Peoples Fin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peoples Fin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.