STBA Total Operating Expenses vs Operating Income Analysis

STBA Stock  USD 30.98  0.02  0.06%   
ST Bancorp financial indicator trend analysis is much more than just breaking down ST Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether ST Bancorp is a good investment. Please check the relationship between ST Bancorp Total Operating Expenses and its Operating Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

Total Operating Expenses vs Operating Income

Total Operating Expenses vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of ST Bancorp Total Operating Expenses account and Operating Income. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between ST Bancorp's Total Operating Expenses and Operating Income is 0.46. Overlapping area represents the amount of variation of Total Operating Expenses that can explain the historical movement of Operating Income in the same time period over historical financial statements of ST Bancorp, assuming nothing else is changed. The correlation between historical values of ST Bancorp's Total Operating Expenses and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Operating Expenses of ST Bancorp are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Total Operating Expenses i.e., ST Bancorp's Total Operating Expenses and Operating Income go up and down completely randomly.

Correlation Coefficient

0.46
Relationship DirectionPositive 
Relationship StrengthWeak

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.

Operating Income

Operating Income is the amount of profit realized from ST Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of ST Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.
Most indicators from ST Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into ST Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.At present, ST Bancorp's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.22, whereas Tax Provision is forecasted to decline to about 27.7 M.
 2021 2022 2023 2024 (projected)
Interest Expense13.2M25.0M35.7M37.3M
Depreciation And Amortization11.5M9.0M6.6M4.9M

ST Bancorp fundamental ratios Correlations

0.331.00.83-0.050.970.410.530.440.870.040.880.380.930.640.8-0.270.520.530.290.840.860.50.88-0.630.88
0.330.310.260.810.37-0.310.140.110.67-0.180.420.140.170.590.040.530.4-0.170.950.30.29-0.270.3-0.410.49
1.00.310.84-0.040.970.380.560.480.86-0.020.860.390.940.650.81-0.320.510.540.270.850.870.480.87-0.60.86
0.830.260.840.070.890.160.890.840.83-0.290.570.260.710.670.8-0.370.480.670.220.660.690.40.59-0.470.6
-0.050.81-0.040.070.05-0.810.090.090.38-0.52-0.030.09-0.150.61-0.270.430.05-0.470.76-0.07-0.07-0.48-0.14-0.090.04
0.970.370.970.890.050.30.650.580.92-0.140.80.450.850.70.85-0.280.580.560.320.780.80.430.8-0.650.84
0.41-0.310.380.16-0.810.30.0-0.050.060.660.47-0.010.41-0.40.48-0.170.320.59-0.280.40.40.510.52-0.260.42
0.530.140.560.890.090.650.01.00.6-0.510.210.160.450.50.69-0.410.480.740.180.420.470.260.27-0.160.28
0.440.110.480.840.090.58-0.051.00.53-0.540.130.120.380.460.63-0.40.440.720.150.350.40.210.19-0.10.2
0.870.670.860.830.380.920.060.60.53-0.180.740.370.690.80.660.040.610.370.60.650.670.210.66-0.680.8
0.04-0.18-0.02-0.29-0.52-0.140.66-0.51-0.54-0.180.28-0.320.0-0.5-0.120.360.040.0-0.2-0.01-0.030.280.19-0.290.18
0.880.420.860.57-0.030.80.470.210.130.740.280.370.820.50.62-0.070.470.310.350.880.870.590.95-0.640.94
0.380.140.390.260.090.45-0.010.160.120.37-0.320.370.410.410.61-0.420.340.080.170.370.380.320.33-0.220.43
0.930.170.940.71-0.150.850.410.450.380.690.00.820.410.550.76-0.490.410.520.190.890.910.530.86-0.350.78
0.640.590.650.670.610.7-0.40.50.460.8-0.50.50.410.550.37-0.140.15-0.040.490.510.530.160.45-0.430.54
0.80.040.810.8-0.270.850.480.690.630.66-0.120.620.610.760.37-0.530.660.790.080.690.720.550.65-0.410.66
-0.270.53-0.32-0.370.43-0.28-0.17-0.41-0.40.040.36-0.07-0.42-0.49-0.14-0.530.11-0.430.45-0.41-0.43-0.48-0.26-0.22-0.07
0.520.40.510.480.050.580.320.480.440.610.040.470.340.410.150.660.110.640.520.390.410.080.38-0.370.58
0.53-0.170.540.67-0.470.560.590.740.720.370.00.310.080.52-0.040.79-0.430.64-0.050.470.50.390.4-0.130.33
0.290.950.270.220.760.32-0.280.180.150.6-0.20.350.170.190.490.080.450.52-0.050.290.29-0.30.25-0.290.43
0.840.30.850.66-0.070.780.40.420.350.65-0.010.880.370.890.510.69-0.410.390.470.291.00.60.95-0.370.84
0.860.290.870.69-0.070.80.40.470.40.67-0.030.870.380.910.530.72-0.430.410.50.291.00.60.95-0.380.84
0.5-0.270.480.4-0.480.430.510.260.210.210.280.590.320.530.160.55-0.480.080.39-0.30.60.60.61-0.290.45
0.880.30.870.59-0.140.80.520.270.190.660.190.950.330.860.450.65-0.260.380.40.250.950.950.61-0.560.91
-0.63-0.41-0.6-0.47-0.09-0.65-0.26-0.16-0.1-0.68-0.29-0.64-0.22-0.35-0.43-0.41-0.22-0.37-0.13-0.29-0.37-0.38-0.29-0.56-0.71
0.880.490.860.60.040.840.420.280.20.80.180.940.430.780.540.66-0.070.580.330.430.840.840.450.91-0.71
Click cells to compare fundamentals

ST Bancorp Account Relationship Matchups

ST Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets8.8B9.0B9.5B9.1B9.6B10.1B
Short Long Term Debt Total396.5M162.8M76.8M439.2M552.3M289.6M
Total Stockholder Equity1.2B1.2B1.2B1.2B1.3B1.3B
Property Plant And Equipment Net56.9M55.6M52.6M49.3M91.1M95.7M
Net Debt227.2M(66.9M)(845.4M)229.2M318.7M164.0M
Retained Earnings761.1M710.1M773.7M863.9M959.6M1.0B
Cash169.3M229.7M922.2M210.0M233.6M125.6M
Non Current Assets Total1.2B1.2B1.3B428.1M9.3B9.8B
Non Currrent Assets Other(38.9M)(52.0M)(47.6M)(1.1B)8.5B9.0B
Other Assets7.4B6.8B6.3B8.5B9.7B10.2B
Cash And Short Term Investments169.3M1.0B1.8B210.0M(233.6M)(221.9M)
Common Stock Shares Outstanding34.6M39.1M39.1M39.0M38.7M31.9M
Liabilities And Stockholders Equity8.8B9.0B9.5B9.1B9.6B10.1B
Non Current Liabilities Total115.1M87.8M76.8M7.6B1.7B1.8B
Other Stockholder Equity339.0M332.1M336.3M329.2M311.1M326.7M
Total Liab7.6B7.8B76.8M7.9B8.3B8.7B
Property Plant And Equipment Gross56.9M55.6M130.0M131.6M136.0M142.8M
Total Current Assets169.3M1.0B1.8B210.0M239.0M227.1M
Other Current Liab(281.3M)(75M)7.9B6.1B7.0B7.4B
Accumulated Other Comprehensive Income(11.7M)9.0M(7.1M)(112.1M)(90.9M)(86.4M)
Short Term Debt281.3M75M96.9M370M458.2M270.3M
Other Liab41.6M164.7M124.2M112.2M129.1M71.9M
Accounts Payable7.0B7.4B8.0B7.2B8.3B4.4B
Long Term Debt115.1M87.8M76.8M69.2M88.6M99.8M
Inventory3.5M2.2M13.3M3.1M3.5M4.8M
Treasury Stock(32.1M)(43.6M)(61.0M)(68.6M)(78.9M)(82.8M)
Property Plant Equipment56.9M101.9M96.7M92.4M106.2M111.5M
Other Current Assets201.3M309.8M972.9M219.4M239.0M227.1M
Intangible Assets10.9M8.7M6.9M5.4M4.1M3.9M
Net Tangible Assets809.5M772.6M833.0M805.9M926.7M641.0M
Retained Earnings Total Equity628.1M701.8M761.1M710.1M816.6M633.7M
Long Term Debt Total92.9M115.9M115.1M87.8M79.0M81.2M
Capital Surpluse216.1M210.3M399.9M400.7M460.8M483.8M
Long Term Investments7.1B18.5M910.8M1.0B970.4M921.9M
Non Current Liabilities Other115.4M56.6M139.6M229.9M264.4M132.3M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ST Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ST Bancorp's short interest history, or implied volatility extrapolated from ST Bancorp options trading.

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When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
Note that the ST Bancorp information on this page should be used as a complementary analysis to other ST Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

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When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ST Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
0.98
Earnings Share
3.53
Revenue Per Share
9.973
Quarterly Revenue Growth
(0.07)
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.