Versabank Stock Performance
| VBNK Stock | USD 9.71 0.14 1.42% |
The entity has a beta of 0.41, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, VersaBank's returns are expected to increase less than the market. However, during the bear market, the loss of holding VersaBank is expected to be smaller as well. VersaBank has an expected return of -0.3%. Please make sure to validate VersaBank value at risk, daily balance of power, as well as the relationship between the Daily Balance Of Power and price action indicator , to decide if VersaBank performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
0 of 100
Weak | Strong |
Very Weak
Over the last 90 days VersaBank has generated negative risk-adjusted returns adding no value to investors with long positions. Despite weak performance in the last few months, the Stock's basic indicators remain quite persistent which may send shares a bit higher in July 2024. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return (0.72) | Five Day Return 0.94 | Year To Date Return (12.44) | Ten Year Return 175.07 | All Time Return 175.07 |
Forward Dividend Yield 0.0075 | Payout Ratio 0.0618 | Forward Dividend Rate 0.07 | Dividend Date 2024-04-30 | Ex Dividend Date 2024-04-04 |
1 | VersaBank Trading Down 5 percent - Defense World | 04/09/2024 |
2 | Have Insiders Been Buying VersaBank Shares - Yahoo Canada Shine On | 04/15/2024 |
3 | Closing Bell Versabank down on Friday - The Globe and Mail | 04/19/2024 |
| VersaBank dividend paid on 30th of April 2024 | 04/30/2024 |
5 | Can VersaBank Run Higher on Rising Earnings Estimates - Yahoo Singapore News | 05/09/2024 |
6 | VersaBank Announces Q2 2024 Financial Results Date - TipRanks.com - TipRanks | 05/22/2024 |
7 | Canadian Imperial Bank Beats Q2 Earnings and Revenue Estimates | 05/30/2024 |
| Begin Period Cash Flow | 88.6 M | |
| Total Cashflows From Investing Activities | -28.1 M |
VersaBank |
VersaBank Relative Risk vs. Return Landscape
If you would invest 1,188 in VersaBank on March 5, 2024 and sell it today you would lose (217.00) from holding VersaBank or give up 18.27% of portfolio value over 90 days. VersaBank is currently does not generate positive expected returns and assumes 1.9672% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than VersaBank, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
VersaBank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for VersaBank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as VersaBank, and traders can use it to determine the average amount a VersaBank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1528
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | VBNK |
Estimated Market Risk
| 1.97 actual daily | 17 83% of assets are more volatile |
Expected Return
| -0.3 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.15 actual daily | 0 Most of other assets perform better |
Based on monthly moving average VersaBank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of VersaBank by adding VersaBank to a well-diversified portfolio.
VersaBank Fundamentals Growth
VersaBank Stock prices reflect investors' perceptions of the future prospects and financial health of VersaBank, and VersaBank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on VersaBank Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0116 | ||||
| Profit Margin | 0.41 % | ||||
| Operating Margin | 0.59 % | ||||
| Current Valuation | 244.61 M | ||||
| Shares Outstanding | 25.96 M | ||||
| Price To Earning | 12.09 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 2.35 X | ||||
| Revenue | 108.64 M | ||||
| Gross Profit | 108.03 M | ||||
| EBITDA | 59.43 M | ||||
| Net Income | 42.16 M | ||||
| Cash And Equivalents | 84.21 M | ||||
| Cash Per Share | 3.07 X | ||||
| Total Debt | 110.62 M | ||||
| Book Value Per Share | 14.46 X | ||||
| Cash Flow From Operations | 94.72 M | ||||
| Earnings Per Share | 1.25 X | ||||
| Market Capitalization | 252.11 M | ||||
| Total Asset | 4.2 B | ||||
| Retained Earnings | 146.04 M | ||||
About VersaBank Performance
To evaluate VersaBank Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when VersaBank generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare VersaBank Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand VersaBank market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents VersaBank's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00 | 0.00 | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.05 |
Things to note about VersaBank performance evaluation
Checking the ongoing alerts about VersaBank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for VersaBank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| VersaBank generated a negative expected return over the last 90 days | |
| About 45.0% of the company outstanding shares are owned by insiders | |
| On 30th of April 2024 VersaBank paid $ 0.0185 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Canadian Imperial Bank Beats Q2 Earnings and Revenue Estimates |
- Analyzing VersaBank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether VersaBank's stock is overvalued or undervalued compared to its peers.
- Examining VersaBank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating VersaBank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of VersaBank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of VersaBank's stock. These opinions can provide insight into VersaBank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Complementary Tools for VersaBank Stock analysis
When running VersaBank's price analysis, check to measure VersaBank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy VersaBank is operating at the current time. Most of VersaBank's value examination focuses on studying past and present price action to predict the probability of VersaBank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move VersaBank's price. Additionally, you may evaluate how the addition of VersaBank to your portfolios can decrease your overall portfolio volatility.
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Share Portfolio Track or share privately all of your investments from the convenience of any device |
Is VersaBank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.413 | Dividend Share 0.1 | Earnings Share 1.25 | Revenue Per Share 4.286 | Quarterly Revenue Growth 0.135 |
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.