First Guaranty Bancshares Preferred Stock Today

FGBIP Preferred Stock  USD 18.40  0.10  0.55%   

Performance

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Odds Of Distress

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First Guaranty is selling at 18.40 as of the 1st of May 2024; that is 0.55 percent increase since the beginning of the trading day. The preferred stock's last reported lowest price was 18.4. First Guaranty has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for First Guaranty Bancshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 1st of April 2024 and ending today, the 1st of May 2024. Click here to learn more.
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana. First Guaranty operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 0 outstanding shares of which 2.23 K shares are currently shorted by private and institutional investors with about 2.5 days to cover all short positions. More on First Guaranty Bancshares

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Follow Valuation Odds of Bankruptcy
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First Preferred Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. First Guaranty's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding First Guaranty or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Business ConcentrationBanking, Banks - Regional, Financial Services, Banks—Regional, Financial Services (View all Sectors)
First Guaranty Bancshares (FGBIP) is traded on NASDAQ Exchange in USA. It is located in 400 East Thomas Street, Hammond, LA, United States, 70401 and employs 6 people. First Guaranty is listed under Banking category by Fama And French industry classification. The company classifies itself under Financial Services sector and is part of Banks—Regional industry. First Guaranty Bancshares has 0 outstanding shares of which 2.23 K shares are currently shorted by private and institutional investors with about 2.5 days to cover all short positions. First Guaranty Bancshares has accumulated about 120.4 M in cash with 26.52 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.23.
Check First Guaranty Probability Of Bankruptcy

First Stock Price Odds Analysis

In regard to a normal probability distribution, the odds of First Guaranty jumping above the current price in 90 days from now is about 63.36%. The First Guaranty Bancshares probability density function shows the probability of First Guaranty preferred stock to fall within a particular range of prices over 90 days. Assuming the 90 days horizon First Guaranty Bancshares has a beta of -0.0347. This usually indicates as returns on the benchmark increase, returns on holding First Guaranty are expected to decrease at a much lower rate. During a bear market, however, First Guaranty Bancshares is likely to outperform the market. Additionally, first Guaranty Bancshares has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 18.4HorizonTargetOdds Above 18.4
36.38%90 days
 18.40 
63.36%
Based on a normal probability distribution, the odds of First Guaranty to move above the current price in 90 days from now is about 63.36 (This First Guaranty Bancshares probability density function shows the probability of First Preferred Stock to fall within a particular range of prices over 90 days) .

First Guaranty Bancshares Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. First Guaranty market risk premium is the additional return an investor will receive from holding First Guaranty long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in First Guaranty. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although First Guaranty's alpha and beta are two of the key measurements used to evaluate First Guaranty's performance over the market, the standard measures of volatility play an important role as well.

First Stock Against Markets

Picking the right benchmark for First Guaranty preferred stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in First Guaranty preferred stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for First Guaranty is critical whether you are bullish or bearish towards First Guaranty Bancshares at a given time. Please also check how First Guaranty's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in First Guaranty without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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First Guaranty Corporate Management

Elected by the shareholders, the First Guaranty's board of directors comprises two types of representatives: First Guaranty inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Guaranty's management team and ensure that shareholders' interests are well served. First Guaranty's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Guaranty's outside directors are responsible for providing unbiased perspectives on the board's policies.

How to buy First Preferred Stock?

Before investing in First Guaranty, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in First Guaranty. To buy First Guaranty preferred stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of First Guaranty. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase First Guaranty preferred stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located First Guaranty Bancshares preferred stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased First Guaranty Bancshares preferred stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the preferred stock
It's important to note that investing in stocks, such as First Guaranty Bancshares, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in preferred stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments.

Already Invested in First Guaranty Bancshares?

The danger of trading First Guaranty Bancshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of First Guaranty is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than First Guaranty. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile First Guaranty Bancshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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When running First Guaranty's price analysis, check to measure First Guaranty's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Guaranty is operating at the current time. Most of First Guaranty's value examination focuses on studying past and present price action to predict the probability of First Guaranty's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Guaranty's price. Additionally, you may evaluate how the addition of First Guaranty to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.