Sapiens Financial Statements From 2010 to 2024

SPNS Stock   11,850  160.00  1.37%   
Sapiens International financial statements provide useful quarterly and yearly information to potential Sapiens International investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Sapiens International financial statements helps investors assess Sapiens International's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Sapiens International's valuation are summarized below:
Sapiens International does not presently have any fundamental trend indicators for analysis.
Check Sapiens International financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Sapiens main balance sheet or income statement drivers, such as , as well as many exotic indicators such as . Sapiens financial statements analysis is a perfect complement when working with Sapiens International Valuation or Volatility modules.
  
This module can also supplement various Sapiens International Technical models . Check out the analysis of Sapiens International Correlation against competitors.
For information on how to trade Sapiens Stock refer to our How to Trade Sapiens Stock guide.

Sapiens International Company Return On Equity Analysis

Sapiens International's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Return On Equity

 = 

Net Income

Total Equity

More About Return On Equity | All Equity Analysis

Current Sapiens International Return On Equity

    
  0.14  
Most of Sapiens International's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Sapiens International is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Competition

Based on the latest financial disclosure, Sapiens International has a Return On Equity of 0.1387. This is 101.15% lower than that of the Technology sector and 100.73% lower than that of the Software - Infrastructure industry. The return on equity for all Israel stocks is 144.74% lower than that of the firm.

Sapiens International Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Sapiens International's current stock value. Our valuation model uses many indicators to compare Sapiens International value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Sapiens International competition to find correlations between indicators driving Sapiens International's intrinsic value. More Info.
Sapiens International is currently regarded as top stock in return on equity category among related companies. It is currently regarded as top stock in return on asset category among related companies reporting about  0.44  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Sapiens International is roughly  2.27 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Sapiens International by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Sapiens International's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Sapiens International's earnings, one of the primary drivers of an investment's value.

About Sapiens International Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Sapiens International income statement, its balance sheet, and the statement of cash flows. Sapiens International investors use historical funamental indicators, such as Sapiens International's revenue or net income, to determine how well the company is positioned to perform in the future. Although Sapiens International investors may use each financial statement separately, they are all related. The changes in Sapiens International's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Sapiens International's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Sapiens International Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Sapiens International. Please read more on our technical analysis and fundamental analysis pages.
Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, Europe, the Asia Pacific, and South Africa. The company was founded in 1982 and is headquartered in Holon, Israel. SAPIENS INTL operates under Software - Infrastructure classification in Israel and is traded on Tel Aviv Stock Exchange. It employs 2378 people.

Currently Active Assets on Macroaxis

When determining whether Sapiens International is a strong investment it is important to analyze Sapiens International's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Sapiens International's future performance. For an informed investment choice regarding Sapiens Stock, refer to the following important reports:
Check out the analysis of Sapiens International Correlation against competitors.
For information on how to trade Sapiens Stock refer to our How to Trade Sapiens Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

Complementary Tools for Sapiens Stock analysis

When running Sapiens International's price analysis, check to measure Sapiens International's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sapiens International is operating at the current time. Most of Sapiens International's value examination focuses on studying past and present price action to predict the probability of Sapiens International's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sapiens International's price. Additionally, you may evaluate how the addition of Sapiens International to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Sapiens International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sapiens International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sapiens International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.