Ginoris LpezLay - First Bancorp Ex Director

FBP Stock  USD 17.25  0.21  1.20%   

Insider

Ginoris LpezLay is Ex Director of First Bancorp
Age 56
Address 1519 Ponce de Leon Avenue, San Juan, PR, United States, 00908-0146
Phone787 729 8200
Webhttps://www.1firstbank.com

First Bancorp Management Efficiency

The company has Return on Asset of 0.0161 % which means that on every $100 spent on assets, it made $0.0161 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2118 %, implying that it generated $0.2118 on every 100 dollars invested. First Bancorp's management efficiency ratios could be used to measure how well First Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 05/01/2024, Return On Equity is likely to grow to 0.21, while Return On Tangible Assets are likely to drop 0.01. At this time, First Bancorp's Non Current Liabilities Total is relatively stable compared to the past year. As of 05/01/2024, Total Current Liabilities is likely to grow to about 12.8 B, while Liabilities And Stockholders Equity is likely to drop slightly above 12.3 B.
The company has 733.12 M in debt with debt to equity (D/E) ratio of 6.42, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist First Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, First Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Bancorp's use of debt, we should always consider it together with cash and equity.

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First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico. First Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 3075 people. First Bancorp (FBP) is traded on New York Stock Exchange in USA. It is located in 1519 Ponce de Leon Avenue, San Juan, PR, United States, 00908-0146 and employs 3,168 people. First Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Bancorp Leadership Team

Elected by the shareholders, the First Bancorp's board of directors comprises two types of representatives: First Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Bancorp's management team and ensure that shareholders' interests are well served. First Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Ginoris Vizcarra, Executive Vice President, Director of Strategic Management and Retail Banking
Patricia Eaves, Non-Executive Independent Director
Sara AlvarezCabrero, Executive Vice President General Counsel, Secretary of the Board of Directors
Michael McDonald, Executive Vice President Business Group Executive
Lilian DiazBento, Executive Vice President Business Group Director
Jose MenendezCortada, Independent Director
Joshua Bresler, Independent Director
Robert Gormley, Independent Director
Jose Lacasa, Executive Vice President Florida Business Director
Donald Kafka, Chief Operating Officer, Executive Vice President
Nayda RiveraBatista, Executive Vice President Chief Risk Officer
Thomas McDonald, Executive Vice President Business Group Executive
Tracey Dedrick, Non-Executive Independent Director
Said Ortiz, Chief Accounting Officer
Peck ODell, Executive Vice President General Counsel, Secretary
Roberto Herencia, Non-Executive Independent Chairman of the Board
Aurelio AlemnBermudez, CEO Pres
Nayda CPA, Executive Officer
CPA CPA, Ex CFO
Aurelio AlemanBermudez, President, Chief Executive Officer, Director
John Heffern, Non-Executive Independent Director
Daniel Frye, Non-Executive Independent Director
Orlando CPA, Executive CFO
Thomas Hagerty, Independent Director
Juan Pavia, Executive Vice President Chief Credit Officer
Ginoris LpezLay, Ex Director
Said CPA, Controller Officer
Cassan Pancham, Executive VP, Bus. Group Executive and Executive VP of FirstBank Puerto Rico
Juan Reboyras, Non-Executive Independent Director
Felix Villamil, Non-Executive Independent Director
David Matson, Independent Director
Calixto GarciaVelez, Executive Vice President ; Florida Regional Executive and Special Assets Group Director
Emilio MartinoValdes, Executive Vice President and Chief Lending Officer of FirstBank
Carlos Pietrantoni, Executive Vice President Consumer Lending Business Executive
Ramon CFA, Senior Relations
Lawrence Odell, Executive Vice President General Counsel, Secretary
Orlando BergesGonzalez, Executive Vice President, Chief Financial Officer and Interim Chief Accounting Officer
Michael Harmon, Independent Director
Luz Crespo, Non-Executive Independent Director
Ginoris LopezLay, Executive Vice President Retail and Banking Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

First Bancorp Investors Sentiment

The influence of First Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to First Bancorp's public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average First Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on First Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Bancorp's short interest history, or implied volatility extrapolated from First Bancorp options trading.

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When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in First Stock, please use our How to Invest in First Bancorp guide.
Note that the First Bancorp information on this page should be used as a complementary analysis to other First Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

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When running First Bancorp's price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is First Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.127
Dividend Share
0.58
Earnings Share
1.76
Revenue Per Share
4.986
Quarterly Revenue Growth
0.002
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.