John Heffern - First Bancorp Non-Executive Independent Director
| FBP Stock | USD 17.25 0.21 1.20% |
Director
Mr. John A. Heffern is Director of the company. He is the Principal and Founder of KCA Equity Advisors, LLC, an investment manager for KCA Financials Fund, LP, which focuses on the US financial services sector. Prior to founding the firm in January 2017, from 2005 to December 2016, Mr. Heffern was a Managing Partner and Senior Portfolio Manager at Chartwell Investment Partners, overseeing approximately 3.6 billion AUM Small Cap, Mid Cap SMid Cap US growth equities and team of senior sector analysts. From 1997 to 2005, he was a Senior Vice President and Senior Portfolio Manager with the Growth Investing Group at Delaware Investment Advisers. From 1994 to 1997, he was a Senior Vice President, Equity Research at NatWest Markets, responsible for specialty financial services equity research. Prior to NatWest, he was a Principal and Senior Regional Bank Analyst at Alex Brown Sons since 2021.
| Age | 59 |
| Tenure | 3 years |
| Professional Marks | MBA |
| Address | 1519 Ponce de Leon Avenue, San Juan, PR, United States, 00908-0146 |
| Phone | 787 729 8200 |
| Web | https://www.1firstbank.com |
First Bancorp Management Efficiency
The company has Return on Asset of 0.0161 % which means that on every $100 spent on assets, it made $0.0161 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2118 %, implying that it generated $0.2118 on every 100 dollars invested. First Bancorp's management efficiency ratios could be used to measure how well First Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 05/01/2024, Return On Equity is likely to grow to 0.21, while Return On Tangible Assets are likely to drop 0.01. At this time, First Bancorp's Non Current Liabilities Total is relatively stable compared to the past year. As of 05/01/2024, Total Current Liabilities is likely to grow to about 12.8 B, while Liabilities And Stockholders Equity is likely to drop slightly above 12.3 B.Similar Executives
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Management Performance
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0161 |
First Bancorp Leadership Team
Elected by the shareholders, the First Bancorp's board of directors comprises two types of representatives: First Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Bancorp's management team and ensure that shareholders' interests are well served. First Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ginoris Vizcarra, Executive Vice President, Director of Strategic Management and Retail Banking | ||
| Patricia Eaves, Non-Executive Independent Director | ||
| Sara AlvarezCabrero, Executive Vice President General Counsel, Secretary of the Board of Directors | ||
| Michael McDonald, Executive Vice President Business Group Executive | ||
| Lilian DiazBento, Executive Vice President Business Group Director | ||
| Jose MenendezCortada, Independent Director | ||
| Joshua Bresler, Independent Director | ||
| Robert Gormley, Independent Director | ||
| Jose Lacasa, Executive Vice President Florida Business Director | ||
| Donald Kafka, Chief Operating Officer, Executive Vice President | ||
| Nayda RiveraBatista, Executive Vice President Chief Risk Officer | ||
| Thomas McDonald, Executive Vice President Business Group Executive | ||
| Tracey Dedrick, Non-Executive Independent Director | ||
| Said Ortiz, Chief Accounting Officer | ||
| Peck ODell, Executive Vice President General Counsel, Secretary | ||
| Roberto Herencia, Non-Executive Independent Chairman of the Board | ||
| Aurelio AlemnBermudez, CEO Pres | ||
| Nayda CPA, Executive Officer | ||
| CPA CPA, Ex CFO | ||
| Aurelio AlemanBermudez, President, Chief Executive Officer, Director | ||
| John Heffern, Non-Executive Independent Director | ||
| Daniel Frye, Non-Executive Independent Director | ||
| Orlando CPA, Executive CFO | ||
| Thomas Hagerty, Independent Director | ||
| Juan Pavia, Executive Vice President Chief Credit Officer | ||
| Ginoris LpezLay, Ex Director | ||
| Said CPA, Controller Officer | ||
| Cassan Pancham, Executive VP, Bus. Group Executive and Executive VP of FirstBank Puerto Rico | ||
| Juan Reboyras, Non-Executive Independent Director | ||
| Felix Villamil, Non-Executive Independent Director | ||
| David Matson, Independent Director | ||
| Calixto GarciaVelez, Executive Vice President ; Florida Regional Executive and Special Assets Group Director | ||
| Emilio MartinoValdes, Executive Vice President and Chief Lending Officer of FirstBank | ||
| Carlos Pietrantoni, Executive Vice President Consumer Lending Business Executive | ||
| Ramon CFA, Senior Relations | ||
| Lawrence Odell, Executive Vice President General Counsel, Secretary | ||
| Orlando BergesGonzalez, Executive Vice President, Chief Financial Officer and Interim Chief Accounting Officer | ||
| Michael Harmon, Independent Director | ||
| Luz Crespo, Non-Executive Independent Director | ||
| Ginoris LopezLay, Executive Vice President Retail and Banking Director |
First Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0161 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 2.88 B | ||||
| Shares Outstanding | 166.71 M | ||||
| Shares Owned By Insiders | 2.02 % | ||||
| Shares Owned By Institutions | 96.69 % | ||||
| Number Of Shares Shorted | 2.47 M | ||||
| Price To Earning | 20.90 X |
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When running First Bancorp's price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is First Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.127 | Dividend Share 0.58 | Earnings Share 1.76 | Revenue Per Share 4.986 | Quarterly Revenue Growth 0.002 |
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.