Min Park - Hanmi Financial Executive Vice President Chief Credit Officer

HAFC Stock  USD 15.80  0.15  0.96%   

President

Mr. Min S. Park is Executive Vice President, Chief Credit Officer of the Hanmi financial corporation. Mr. Park served as Executive Vice President and Chief Credit Officer of Hanmi and Hanmi Bank since April 2015. In March 2017, Mr. Parks title was changed to Chief Credit Risk Officer as a result of an organizational change to the credit administration division. He previously served as Executive Vice President and Deputy Chief Credit Officer of Hanmi Bank since August 2014 until his promotion. Prior to his tenure with Hanmi Bank, he was Senior Vice President and Manager of Commercial Business Credit at East West Bank for four years. Mr. Park has over 30 years of banking experience. In the area of credit administration, Mr. Park served as a Senior Credit Administrator at Nara Bank from 2001 to October 2006 and at Hanmi Bank from July 2007 to December 2009 since 2018.
Age 61
Tenure 6 years
Address 900 Wilshire Boulevard, Los Angeles, CA, United States, 90017
Phone213 382 2200
Webhttps://www.hanmi.com
Park also held a Senior Corporationrationrationrate Banking Officer position at Sanwa Bank from 1997 to 2001.

Hanmi Financial Management Efficiency

At present, Hanmi Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Hanmi Financial's Non Currrent Assets Other are projected to decrease significantly based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 6.34, whereas Total Assets are forecasted to decline to about 4.2 B. Hanmi Financial's management efficiency ratios could be used to measure how well Hanmi Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 501.41 M in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Hanmi Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Hanmi Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hanmi Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hanmi to invest in growth at high rates of return. When we think about Hanmi Financial's use of debt, we should always consider it together with cash and equity.

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Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company was founded in 1982 and is headquartered in Los Angeles, California. Hanmi Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 586 people. Hanmi Financial (HAFC) is traded on NASDAQ Exchange in USA. It is located in 900 Wilshire Boulevard, Los Angeles, CA, United States, 90017 and employs 615 people. Hanmi Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Hanmi Financial Leadership Team

Elected by the shareholders, the Hanmi Financial's board of directors comprises two types of representatives: Hanmi Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanmi. The board's role is to monitor Hanmi Financial's management team and ensure that shareholders' interests are well served. Hanmi Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanmi Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Michael Du, Senior Officer
Bonita Lee, COO, Sr. Executive VP, COO of Hanmi Bank and Sr. Executive VP of Hanmi Bank
Greg Kim, Executive Vice President Chief Administrative Officer
Anthony Kim, Senior Officer
Matthew Fuhr, Executive Vice President Chief Credit Administrative Officer
Romolo Santarosa, CFO, Sr. Executive VP, CFO of Hanmi Bank and Sr. Executive VP of Corporate Fin. and Strategy of Hanmi Bank
Vivian Kim, General VP
Min Park, Executive Vice President Chief Credit Officer
Joseph Pangrazio, Senior Officer

Hanmi Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hanmi Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Hanmi Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Hanmi Financial's short interest history, or implied volatility extrapolated from Hanmi Financial options trading.

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When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
Note that the Hanmi Financial information on this page should be used as a complementary analysis to other Hanmi Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

Complementary Tools for Hanmi Stock analysis

When running Hanmi Financial's price analysis, check to measure Hanmi Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanmi Financial is operating at the current time. Most of Hanmi Financial's value examination focuses on studying past and present price action to predict the probability of Hanmi Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanmi Financial's price. Additionally, you may evaluate how the addition of Hanmi Financial to your portfolios can decrease your overall portfolio volatility.
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Is Hanmi Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanmi Financial. If investors know Hanmi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanmi Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.31)
Dividend Share
1
Earnings Share
2.4
Revenue Per Share
8.052
Quarterly Revenue Growth
(0.09)
The market value of Hanmi Financial is measured differently than its book value, which is the value of Hanmi that is recorded on the company's balance sheet. Investors also form their own opinion of Hanmi Financial's value that differs from its market value or its book value, called intrinsic value, which is Hanmi Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanmi Financial's market value can be influenced by many factors that don't directly affect Hanmi Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanmi Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.