Laura Kendall - HomeTrust Bancshares Independent Director

HTBI Stock  USD 25.77  0.31  1.19%   

Director

Ms. Laura C. Kendall is an Independent Director of the Company., effective 1 April 2016. Ms. Kendall is a Managing Director at Aurora Management Partners and has over 30 years of financial and management experience. She was with Aurora Management Partners since 2013 and prior to that worked in numerous leadership roles with Tanner Companies LLC, CFOdynamics LLC, Delhaize America, Inc., and its subsidiary, Food Lion, Inc., FM Distributors, Inc., and Perry Drug Stores, Inc. since 2016.
Age 65
Tenure 8 years
Professional MarksCPA
Address 10 Woodfin Street, Asheville, NC, United States, 28801
Phone828 259 3939
Webhttps://www.htb.com
Kendall also holds her CPA license and is member of the American Institute of CPAs as well as the National Association of Corporationrationrationrate Directors. She is a previous member of the Board of Directors at Bank of Commerce and of Charles & Colvard .

HomeTrust Bancshares Management Efficiency

The company has return on total asset (ROA) of 0.012 % which means that it generated a profit of $0.012 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.11 %, meaning that it created $0.11 on every $100 dollars invested by stockholders. HomeTrust Bancshares' management efficiency ratios could be used to measure how well HomeTrust Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. As of now, HomeTrust Bancshares' Return On Tangible Assets are increasing as compared to previous years. The HomeTrust Bancshares' current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.01. As of now, HomeTrust Bancshares' Return On Tangible Assets are increasing as compared to previous years. The HomeTrust Bancshares' current Return On Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 3.1 B.
The company currently holds 467.23 M in liabilities with Debt to Equity (D/E) ratio of 6.55, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist HomeTrust Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, HomeTrust Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like HomeTrust Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for HomeTrust to invest in growth at high rates of return. When we think about HomeTrust Bancshares' use of debt, we should always consider it together with cash and equity.

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HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina. Hometrust Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 493 people. HomeTrust Bancshares (HTBI) is traded on NASDAQ Exchange in USA. It is located in 10 Woodfin Street, Asheville, NC, United States, 28801 and employs 541 people. HomeTrust Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

HomeTrust Bancshares Leadership Team

Elected by the shareholders, the HomeTrust Bancshares' board of directors comprises two types of representatives: HomeTrust Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HomeTrust. The board's role is to monitor HomeTrust Bancshares' management team and ensure that shareholders' interests are well served. HomeTrust Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HomeTrust Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Kevin Nunley, Senior Credit
Robert James, Independent Director
F McFarland, Independent Director
Teresa White, Chief Admin. Officer, Sr. VP, Corporate Secretary, Chief Admin. Officer of HomeTrust Bank, Sr. VP of HomeTrust Bank and Corporate Secretary of HomeTrust Bank
Laura Kendall, Independent Director
John Sprink, Interim Exec
Bonnie Zelwak, VP Bank
Robert Shepherd, Independent Director
Stanford Allen, Director, Sr. VP of Hometrust Bank and President of Cherryville Federal Bank Division and Director of Hometrust Bank
Steven Goforth, Independent Director
Howard Sellinger, CIO, Executive VP, CIO of Hometrust Bank and Executive VP of Hometrust Bank
John II, Executive Banking
Peggy Melville, Independent Director
Craig Koontz, Independent Director
Kristin Powell, Senior Vice President Director of Mortgage Lending
Robert Dinsmore, Independent Director
Richard Williams, Independent Director
Hunter Westbrook, Chief Banking Officer, Executive VP, Chief Banking Officer of Home Trust Bank and Executive VP of Home Trust Bank
Brian Gompers, Senior Vice President and Commercial Banking Relationship Manager of the Bank
Megan Pelletier, Ex Officer
Jesse Cureton, Advisory Director
Larry McDevitt, Vice Chairman of the Board, Lead Director
Anderson Smith, Director
William Flynt, Independent Director
Lora Jex, Executive Officer
Marty Caywood, Executive Vice President CIO
Dana Stonestreet, Chairman, CEO and President Member of Executive Committee, Chairman of Hometrust Bank, CEO of Hometrust Bank and President of Hometrust Bank
Tony VunCannon, CFO, Executive VP, Treasurer, CFO of Home Trust Bank and Treasurer of Home Trust Bank
Keith Houghton, Chief Credit Officer, Executive VP, Chief Credit Officer of Hometrust Bank and Executive VP of Hometrust Bank
Paula Labian, Chief Human Resource Officer
Parrish Little, Executive Vice President Chief Risk Officer
Sidney Biesecker, Director, Chairman of Investment Committee, President of Industrial Federal Bank Division, Sr. VP of Hometrust Bank and Director of Hometrust Bank

HomeTrust Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is HomeTrust Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards HomeTrust Bancshares in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, HomeTrust Bancshares' short interest history, or implied volatility extrapolated from HomeTrust Bancshares options trading.

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When determining whether HomeTrust Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HomeTrust Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hometrust Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hometrust Bancshares Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HomeTrust Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.
Note that the HomeTrust Bancshares information on this page should be used as a complementary analysis to other HomeTrust Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..

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When running HomeTrust Bancshares' price analysis, check to measure HomeTrust Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HomeTrust Bancshares is operating at the current time. Most of HomeTrust Bancshares' value examination focuses on studying past and present price action to predict the probability of HomeTrust Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HomeTrust Bancshares' price. Additionally, you may evaluate how the addition of HomeTrust Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is HomeTrust Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. If investors know HomeTrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HomeTrust Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.41
Earnings Share
2.97
Revenue Per Share
11.347
Quarterly Revenue Growth
0.105
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HomeTrust Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.