Hometrust Bancshares Stock Fundamentals
| HTBI Stock | USD 26.64 0.23 0.87% |
HomeTrust Bancshares fundamentals help investors to digest information that contributes to HomeTrust Bancshares' financial success or failures. It also enables traders to predict the movement of HomeTrust Stock. The fundamental analysis module provides a way to measure HomeTrust Bancshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to HomeTrust Bancshares stock.
As of now, HomeTrust Bancshares' Income Before Tax is increasing as compared to previous years. The HomeTrust Bancshares' current Total Other Income Expense Net is estimated to increase to about 62.4 M, while Depreciation And Amortization is projected to decrease to under 1.3 M. HomeTrust | Select Account or Indicator |
HomeTrust Bancshares Company Profit Margin Analysis
HomeTrust Bancshares' Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current HomeTrust Bancshares Profit Margin | 0.27 % |
Most of HomeTrust Bancshares' fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, HomeTrust Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
HomeTrust Profit Margin Historical Pattern
Today, most investors in HomeTrust Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various HomeTrust Bancshares' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of HomeTrust Bancshares profit margin as a starting point in their analysis.
HomeTrust Bancshares Profit Margin |
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In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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HomeTrust Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, HomeTrust Bancshares has a Profit Margin of 0.2657%. This is 97.72% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 120.92% lower than that of the firm.
HomeTrust Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining HomeTrust Bancshares's current stock value. Our valuation model uses many indicators to compare HomeTrust Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across HomeTrust Bancshares competition to find correlations between indicators driving HomeTrust Bancshares's intrinsic value. More Info.HomeTrust Bancshares is rated # 2 in return on equity category among related companies. It is rated # 2 in return on asset category among related companies reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for HomeTrust Bancshares is roughly 9.17 . As of now, HomeTrust Bancshares' Return On Equity is increasing as compared to previous years.Comparative valuation analysis is a catch-all model that can be used if you cannot value HomeTrust Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for HomeTrust Bancshares' Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the HomeTrust Bancshares' earnings, one of the primary drivers of an investment's value.HomeTrust Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HomeTrust Bancshares' direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HomeTrust Bancshares could also be used in its relative valuation, which is a method of valuing HomeTrust Bancshares by comparing valuation metrics of similar companies.HomeTrust Bancshares is currently under evaluation in profit margin category among related companies.
HomeTrust Bancshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of HomeTrust Bancshares from analyzing HomeTrust Bancshares' financial statements. These drivers represent accounts that assess HomeTrust Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of HomeTrust Bancshares' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 507.5M | 443.0M | 448.6M | 348.6M | 313.7M | 280.7M | |
| Enterprise Value | 1.0B | 1.0B | 472.5M | 479.2M | 431.3M | 361.6M |
HomeTrust Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.012 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 348.67 M | ||||
| Shares Outstanding | 17.44 M | ||||
| Shares Owned By Insiders | 16.20 % | ||||
| Shares Owned By Institutions | 56.91 % | ||||
| Number Of Shares Shorted | 71.22 K | ||||
| Price To Earning | 11.74 X | ||||
| Price To Book | 0.85 X | ||||
| Price To Sales | 2.24 X | ||||
| Revenue | 186.37 M | ||||
| Gross Profit | 150.56 M | ||||
| EBITDA | 58.69 M | ||||
| Net Income | 44.6 M | ||||
| Cash And Equivalents | 121.69 M | ||||
| Cash Per Share | 7.85 X | ||||
| Total Debt | 467.23 M | ||||
| Debt To Equity | 6.55 % | ||||
| Book Value Per Share | 29.64 X | ||||
| Cash Flow From Operations | (42.4 M) | ||||
| Short Ratio | 2.35 X | ||||
| Earnings Per Share | 2.97 X | ||||
| Price To Earnings To Growth | 2.62 X | ||||
| Target Price | 33.17 | ||||
| Number Of Employees | 541 | ||||
| Beta | 0.77 | ||||
| Market Capitalization | 464.73 M | ||||
| Total Asset | 4.61 B | ||||
| Retained Earnings | 308.65 M | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 4.61 B | ||||
| Last Dividend Paid | 0.41 |
About HomeTrust Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HomeTrust Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HomeTrust Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HomeTrust Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 10.3 M | 9.2 M | |
| Total Revenue | 214.3 M | 114.3 M | |
| Cost Of Revenue | 14.5 M | 12.5 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.04 | |
| Sales General And Administrative To Revenue | 0.40 | 0.56 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.09) | (0.1) | |
| Revenue Per Share | 10.05 | 10.55 | |
| Ebit Per Revenue | 0.28 | 0.21 |
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Try AI Portfolio ArchitectCheck out HomeTrust Bancshares Piotroski F Score and HomeTrust Bancshares Altman Z Score analysis. For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.Note that the HomeTrust Bancshares information on this page should be used as a complementary analysis to other HomeTrust Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Complementary Tools for HomeTrust Stock analysis
When running HomeTrust Bancshares' price analysis, check to measure HomeTrust Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HomeTrust Bancshares is operating at the current time. Most of HomeTrust Bancshares' value examination focuses on studying past and present price action to predict the probability of HomeTrust Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HomeTrust Bancshares' price. Additionally, you may evaluate how the addition of HomeTrust Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is HomeTrust Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. If investors know HomeTrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HomeTrust Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.12) | Dividend Share 0.41 | Earnings Share 2.97 | Revenue Per Share 11.347 | Quarterly Revenue Growth 0.105 |
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HomeTrust Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.