CURO Group Story

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CURO -- USA Stock  

USD 14.91  0.25  1.71%

Today's article will outline CURO Group. Why are we still confident in our hopes for a recovery. CURO Group Holdings is currently traded for 16.59. The entity has historical hype elasticity of 0.25. The average price elasticity to hype of competition is about 0.66. The firm is forecasted to increase in value after the next press release, with the price going to jump to 16.84. The latest volatility of headline impact on the company stock price is is way over 100 percent making price predictions on social media along less reliable. The price upswing on the next news is estimated to be 1.51%, whereas the daily expected return is currently at 1.8%. Given the investment horizon of 30 days the next forecasted announcement will be in about 6 days.
Published over a month ago
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Should I hold on to my CURO Group (NYSE:CURO) position?
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CURO Group has an asset utilization ratio of 108.91 percent. This suggests that the company is making $1.09 for each dollar of assets. An increasing asset utilization means that CURO Group Holdings is more efficient with each dollar of assets it utilizes for everyday operations. The company has Profit Margin (PM) of 10.71 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 21.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.21.
The successful prediction of CURO Group stock price could yield a significant profit to investors. But is it possible? The efficient-market hypothesis suggests that all published stock prices of traded companies, such as CURO Group Holdings, already reflect all publicly available information. This academic statement is a fundamental principle of many financial and investing theories used today. However, the typical investor usually disagrees with a 'textbook' version of this hypothesis and continually tries to find mispriced stocks to increase returns. We use internally-developed statistical techniques to arrive at the intrinsic value of CURO Group based on CURO Group hews, social hype, general headline patterns, and widely used predictive technical indicators. We also calculate exposure to CURO Group's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to CURO Group's related companies.

Use Technical Analysis to project CURO Group expected Price

CURO Group technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of CURO Group technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of CURO Group trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

How CURO Group utilizes its cash?

To perform a cash flow analysis of CURO Group, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash CURO Group is receiving and how much cash it distributes out in a given period. The CURO Group cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. CURO Group Net Cash Flow from Operations is quite stable at the moment as compared to the past year. The company's current value of Net Cash Flow from Operations is estimated at 621.5 Million

Exercise or conversion by Donald Gayhardt of 15000 shares of CURO Group subject to Rule 16b-3

Legal trades by CURO Group insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
CURO Group insider trading alert for exercise of stock option (right to buy) by Donald Gayhardt, President & CEO, on 5th of January 2021. This event was filed by Curo Group Holdings Corp with SEC on 2021-01-05. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down CURO Group Indicators

This firm reported the previous year's revenue of 947.61 M. Net Income was 99.55 M with profit before overhead, payroll, taxes, and interest of 900.57 M.
 2017 2018 2019 2020 (projected)
Interest Expense82.7 M84.38 M69.76 M79.12 M
Gross Profit335.17 M325.47 M378.62 M381.19 M

Deferred Revenue Breakdown

CURO Group Deferred Revenue yearly trend continues to be quite stable with very little volatility. Deferred Revenue may rise above about 10.4 M this year. Deferred Revenue usually refers to a component of Total Liabilities representing the carrying amount of consideration received or receivable on potential earnings that were not recognized as revenue; including sales; license fees; and royalties; but excluding interest income. CURO Group Deferred Revenue is quite stable at the moment as compared to the past year. The company's current value of Deferred Revenue is estimated at 10.38 Million
201015.72 Million
201612.34 Million
201711.98 Million
20189.48 Million
201910.17 Million
202010.38 Million

Our perspective of the latest CURO Group rise

Latest Sortino Ratio is up to 0.04. Price may slide again. CURO Group Holdings shows above-average downside volatility for the selected time horizon. We advise investors to inspect CURO Group Holdings further and ensure that all market timing and asset allocation strategies are consistent with the estimation of CURO Group future alpha.

Our Final Takeaway

Whereas some other firms under the credit services industry are still a bit expensive, CURO Group may offer a potential longer-term growth to institutional investors. While some institutional investors may not share our view we believe it may be a good time to exit CURO Group as the risk-reward trade off is not appealing enough to hold a position. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to CURO Group.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Gabriel Shpitalnik do not own shares of CURO Group Holdings. Please refer to our Terms of Use for any information regarding our disclosure principles.

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