Berkshire Historical Balance Sheet

BHLB Stock  USD 22.48  0.50  2.18%   
Trend analysis of Berkshire Hills Bancorp balance sheet accounts such as Short Long Term Debt Total of 586 M, Total Current Liabilities of 10 B or Total Stockholder Equity of 726.3 M provides information on Berkshire Hills' total assets, liabilities, and equity, which is the actual value of Berkshire Hills Bancorp to its prevalent stockholders. By breaking down trends over time using Berkshire Hills balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
 
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Financial Statement Analysis is much more than just reviewing and examining Berkshire Hills Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Berkshire Hills Bancorp is a good buy for the upcoming year.

Berkshire Hills Inventory

64.56 Million

  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.

About Berkshire Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Berkshire Hills Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Berkshire Hills Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Berkshire Hills and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Berkshire currently owns. An asset can also be divided into two categories, current and non-current.

Berkshire Hills Balance Sheet Chart

Berkshire Hills Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how Berkshire Hills Bancorp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At present, Berkshire Hills' Short and Long Term Debt Total is projected to decrease significantly based on the last few years of reporting. The current year's Total Current Liabilities is expected to grow to about 10 B, whereas Total Assets are forecasted to decline to about 6.4 B.

Total Assets

Total assets refers to the total amount of Berkshire Hills assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Berkshire Hills Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on Berkshire Hills balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of Berkshire Hills Bancorp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Cash

Cash refers to the most liquid asset of Berkshire Hills Bancorp, which is listed under current asset account on Berkshire Hills Bancorp balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Berkshire Hills customers. The amounts must be unrestricted with restricted cash listed in a different Berkshire Hills account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.
Most accounts from Berkshire Hills' balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Berkshire Hills Bancorp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
At present, Berkshire Hills' Short and Long Term Debt Total is projected to decrease significantly based on the last few years of reporting. The current year's Total Current Liabilities is expected to grow to about 10 B, whereas Total Assets are forecasted to decline to about 6.4 B.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total110.8M125.5M568.3M586.0M
Total Assets11.6B11.7B12.4B6.4B

Berkshire Hills balance sheet Correlations

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0.250.00.470.470.80.66-0.13-0.1-0.130.02-0.050.140.010.79-0.030.18-0.310.780.93-0.160.190.830.270.770.03
0.070.0-0.070.08-0.59-0.230.990.930.99-0.520.50.00.93-0.230.350.40.36-0.340.02-0.14-0.240.07-0.04-0.350.54
0.90.47-0.070.860.360.3-0.050.16-0.10.590.580.870.160.320.30.780.430.450.190.44-0.470.720.740.550.65
0.880.470.080.860.290.120.090.270.040.50.570.840.260.280.430.750.460.380.230.52-0.210.630.60.40.66
0.10.8-0.590.360.290.67-0.69-0.65-0.690.29-0.380.05-0.560.78-0.26-0.15-0.510.830.75-0.080.330.60.20.82-0.34
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0.12-0.130.99-0.050.09-0.69-0.320.961.0-0.460.580.080.94-0.340.40.460.47-0.43-0.13-0.07-0.320.0-0.01-0.430.61
0.34-0.10.930.160.27-0.65-0.40.960.94-0.210.750.310.93-0.330.470.660.62-0.37-0.150.16-0.450.110.13-0.420.78
0.06-0.130.99-0.10.04-0.69-0.31.00.94-0.510.530.010.94-0.340.370.40.41-0.44-0.12-0.1-0.28-0.03-0.03-0.430.55
0.650.02-0.520.590.50.29-0.26-0.46-0.21-0.510.360.73-0.390.050.080.470.410.25-0.090.73-0.290.260.330.050.35
0.78-0.050.50.580.57-0.38-0.420.580.750.530.360.770.62-0.190.60.940.84-0.11-0.210.53-0.720.370.47-0.250.97
0.980.140.00.870.840.05-0.160.080.310.010.730.770.180.010.360.870.720.17-0.070.64-0.540.510.570.10.8
0.240.010.930.160.26-0.56-0.170.940.930.94-0.390.620.18-0.270.50.550.42-0.35-0.110.02-0.360.10.3-0.220.65
0.10.79-0.230.320.280.780.57-0.34-0.33-0.340.05-0.190.01-0.27-0.34-0.04-0.480.980.78-0.040.190.650.070.71-0.17
0.43-0.030.350.30.43-0.26-0.220.40.470.370.080.60.360.5-0.340.550.53-0.3-0.230.32-0.260.150.46-0.090.57
0.890.180.40.780.75-0.15-0.210.460.660.40.470.940.870.55-0.040.550.810.06-0.020.5-0.620.540.550.00.97
0.68-0.310.360.430.46-0.51-0.490.470.620.410.410.840.720.42-0.480.530.81-0.36-0.390.41-0.540.110.19-0.390.87
0.240.78-0.340.450.380.830.53-0.43-0.37-0.440.25-0.110.17-0.350.98-0.30.06-0.360.760.080.130.720.130.72-0.09
0.030.930.020.190.230.750.58-0.13-0.15-0.12-0.09-0.21-0.07-0.110.78-0.23-0.02-0.390.76-0.310.330.73-0.10.6-0.14
0.58-0.16-0.140.440.52-0.08-0.56-0.070.16-0.10.730.530.640.02-0.040.320.50.410.08-0.31-0.360.050.39-0.210.48
-0.550.19-0.24-0.47-0.210.330.23-0.32-0.45-0.28-0.29-0.72-0.54-0.360.19-0.26-0.62-0.540.130.33-0.36-0.24-0.480.15-0.63
0.620.830.070.720.630.60.470.00.11-0.030.260.370.510.10.650.150.540.110.720.730.05-0.240.390.620.39
0.60.27-0.040.740.60.20.24-0.010.13-0.030.330.470.570.30.070.460.550.190.13-0.10.39-0.480.390.450.45
0.190.77-0.350.550.40.820.92-0.43-0.42-0.430.05-0.250.1-0.220.71-0.090.0-0.390.720.6-0.210.150.620.45-0.15
0.810.030.540.650.66-0.34-0.320.610.780.550.350.970.80.65-0.170.570.970.87-0.09-0.140.48-0.630.390.45-0.15
Click cells to compare fundamentals

Berkshire Hills Account Relationship Matchups

Berkshire Hills balance sheet Accounts

201920202021202220232024 (projected)
Total Assets13.2B12.8B11.6B11.7B12.4B6.4B
Short Long Term Debt Total827.6M571.6M110.8M125.5M568.3M586.0M
Total Current Liabilities136.6M43.9M775K1.6M9.6B10.0B
Total Stockholder Equity1.8B1.2B1.2B954.1M1.0B726.3M
Property Plant And Equipment Net120.4M112.7M94.4M85.2M116.3M67.5M
Net Debt722.1M480.4M1.5M(19.8M)(635.0M)(603.2M)
Retained Earnings361.1M(233.3M)(139.4M)(71.4M)(33.1M)(31.5M)
Cash105.4M91.2M109.4M145.3M1.2B1.3B
Non Current Assets Total2.9B3.8B4.2B2.8B11.1B11.7B
Non Currrent Assets Other(51.2M)(80.7M)(69.8M)(2.3M)9.7B10.2B
Cash And Short Term Investments1.9B3.3B3.5B2.1B(148.1M)(140.7M)
Net Receivables60.2M87.7M64.1M81.3M86.7M91.0M
Common Stock Shares Outstanding49.4M50.3M49.6M45.9M43.5M25.3M
Liabilities And Stockholders Equity13.2B12.8B11.6B11.7B12.4B6.4B
Non Current Liabilities Total827.6M571.6M110.8M1.6M1.9B2.0B
Other Current Assets652.6M2.0B1.7B776.6M1.3B1.2B
Other Stockholder Equity1.3B1.4B142.6M1.2B1.2B1.3B
Total Liab11.5B11.7B10.4B10.7B11.4B12.0B
Property Plant And Equipment Gross196.7M172.7M235.4M298.5M213.7M224.4M
Total Current Assets1.9B3.3B3.6B2.2B1.3B1.2B
Accumulated Other Comprehensive Income12.0M30.9M(3.2M)(181.1M)(153.1M)(145.5M)
Short Term Debt125M40M14.8M10.8M270.6M361.2M
Other Liab82.7M232.7M192.7M88.6M101.9M70.5M
Accounts Payable11.6M3.9M775K1.6M12.4M11.7M
Other Assets8.4B5.7B3.8B6.7B7.7B5.4B
Long Term Debt702.6M571.6M110.8M125.5M246.6M256.8M
Good Will553.8M0.0(16.0M)(13.0M)(15.0M)(14.3M)
Short Term Investments1.8B3.2B3.4B2.0B1.0B944.1M
Inventory(652.6M)(2.0B)(1.7B)(776.6M)61.5M64.6M
Intangible Assets45.6M34.8M45.6M37.5M31.8M22.9M
Common Stock1.5B517K528K1.2B607.2K576.8K
Property Plant Equipment121.5M112.8M94.4M85.2M98.0M67.7M
Treasury Stock(22.0M)(69.6M)(31.3M)(89.9M)(80.9M)(76.8M)
Other Current Liab(136.6M)(43.9M)(775K)(1.6M)9.3B9.7B
Net Tangible Assets1.1B1.2B1.2B929.6M1.1B824.9M
Retained Earnings Total Equity361.1M(233.3M)(139.4M)(71.4M)(64.3M)(61.1M)
Capital Surpluse1.4B1.4B1.4B1.4B1.6B1.1B
Long Term Investments11.2B2.2B4.1B2.6B1.6B1.5B

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When determining whether Berkshire Hills Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Berkshire Hills' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Berkshire Hills Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Berkshire Hills Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

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Is Berkshire Hills' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Berkshire Hills. If investors know Berkshire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Berkshire Hills listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.075
Dividend Share
0.72
Earnings Share
0.5
Revenue Per Share
7.53
Quarterly Revenue Growth
(0.53)
The market value of Berkshire Hills Bancorp is measured differently than its book value, which is the value of Berkshire that is recorded on the company's balance sheet. Investors also form their own opinion of Berkshire Hills' value that differs from its market value or its book value, called intrinsic value, which is Berkshire Hills' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Berkshire Hills' market value can be influenced by many factors that don't directly affect Berkshire Hills' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Berkshire Hills' value and its price as these two are different measures arrived at by different means. Investors typically determine if Berkshire Hills is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Berkshire Hills' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.