Citizens Retained Earnings vs Other Assets Analysis

CFG Stock

USD 37.16 0.64 1.75%

Citizens Financial financial indicator trend analysis is way more than just evaluating Citizens Financial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Financial is a good investment. Please check the relationship between Citizens Financial Retained Earnings and its Other Assets accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Retained Earnings vs Other Assets

Retained Earnings vs Other Assets Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Financial Retained Earnings account and Other Assets. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between Citizens Financial's Retained Earnings and Other Assets is -0.03. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Other Assets in the same time period over historical financial statements of Citizens Financial Group, assuming nothing else is changed. The correlation between historical values of Citizens Financial's Retained Earnings and Other Assets is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Citizens Financial Group are associated (or correlated) with its Other Assets. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Other Assets has no effect on the direction of Retained Earnings i.e., Citizens Financial's Retained Earnings and Other Assets go up and down completely randomly.

Correlation Coefficient

-0.03

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Other Assets

Most indicators from Citizens Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

At this time, Citizens Financial's Enterprise Value Multiple is most likely to increase significantly in the upcoming years.

	2021	2022	2023	2024 (projected)
Interest Expense	339M	1.0B	4.0B	4.2B
Depreciation And Amortization	625M	565M	478M	424.3M

Interest Expense Depreciation And Amortization

Citizens Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Other Liab	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Good Will	Common Stock Total Equity	Short Term Investments	Non Current Liabilities Total	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross
Common Stock Shares Outstanding		-0.75	-0.48	0.49	-0.31	0.06	-0.76	0.04	-0.55	-0.67	-0.67	0.33	0.06	0.42	-0.57	-0.79	0.85	0.54	0.5	-0.72	-0.48	0.8	0.67	0.98	-0.75	-0.55
Total Assets	-0.75		0.57	-0.45	0.42	-0.08	0.91	-0.02	0.77	0.98	0.87	-0.65	-0.38	0.1	0.51	0.88	-0.9	-0.32	-0.38	0.91	0.27	-0.91	-0.8	-0.62	1.0	0.9
Short Long Term Debt Total	-0.48	0.57		0.19	-0.34	-0.39	0.45	0.78	0.08	0.48	0.27	-0.35	0.15	0.35	0.91	0.3	-0.33	-0.72	-0.2	0.38	0.73	-0.33	-0.18	-0.43	0.6	0.31
Total Current Liabilities	0.49	-0.45	0.19		-0.8	-0.11	-0.61	0.47	-0.79	-0.46	-0.43	0.25	0.4	0.27	0.03	-0.48	0.63	-0.33	0.2	-0.44	0.09	0.51	0.58	0.43	-0.41	-0.46
Total Stockholder Equity	-0.31	0.42	-0.34	-0.8		-0.12	0.57	-0.65	0.85	0.47	0.46	-0.4	-0.6	-0.18	-0.26	0.48	-0.66	0.6	-0.35	0.53	-0.31	-0.52	-0.57	-0.25	0.37	0.53
Other Liab	0.06	-0.08	-0.39	-0.11	-0.12		-0.08	-0.45	-0.13	-0.06	0.15	0.02	-0.19	-0.27	-0.41	0.03	0.09	-0.09	0.12	-0.14	-0.39	-0.09	-0.18	0.08	-0.07	-0.01
Property Plant And Equipment Net	-0.76	0.91	0.45	-0.61	0.57	-0.08		-0.07	0.87	0.9	0.76	-0.61	-0.42	0.02	0.48	0.77	-0.92	-0.18	-0.43	0.87	0.31	-0.82	-0.72	-0.67	0.9	0.82
Net Debt	0.04	-0.02	0.78	0.47	-0.65	-0.45	-0.07		-0.37	-0.1	-0.38	0.04	0.41	0.43	0.71	-0.32	0.26	-0.52	0.13	-0.19	0.64	0.32	0.33	0.0	0.02	-0.19
Retained Earnings	-0.55	0.77	0.08	-0.79	0.85	-0.13	0.87	-0.37		0.8	0.7	-0.46	-0.47	-0.03	0.14	0.73	-0.84	0.27	-0.25	0.8	0.0	-0.72	-0.72	-0.45	0.74	0.8
Accounts Payable	-0.67	0.98	0.48	-0.46	0.47	-0.06	0.9	-0.1	0.8		0.89	-0.64	-0.41	0.11	0.46	0.85	-0.87	-0.22	-0.37	0.95	0.26	-0.88	-0.75	-0.54	0.97	0.91
Cash	-0.67	0.87	0.27	-0.43	0.46	0.15	0.76	-0.38	0.7	0.89		-0.47	-0.31	-0.1	0.24	0.95	-0.82	-0.21	-0.29	0.86	0.08	-0.94	-0.76	-0.55	0.87	0.77
Non Current Assets Total	0.33	-0.65	-0.35	0.25	-0.4	0.02	-0.61	0.04	-0.46	-0.64	-0.47		0.86	-0.34	-0.18	-0.39	0.63	0.11	0.73	-0.56	0.04	0.63	0.57	0.2	-0.65	-0.64
Non Currrent Assets Other	0.06	-0.38	0.15	0.4	-0.6	-0.19	-0.42	0.41	-0.47	-0.41	-0.31	0.86		-0.24	0.26	-0.2	0.47	-0.31	0.63	-0.37	0.4	0.43	0.45	-0.06	-0.35	-0.5
Other Assets	0.42	0.1	0.35	0.27	-0.18	-0.27	0.02	0.43	-0.03	0.11	-0.1	-0.34	-0.24		0.11	-0.18	0.17	0.13	0.15	-0.05	-0.08	0.18	0.28	0.53	0.12	0.15
Long Term Debt	-0.57	0.51	0.91	0.03	-0.26	-0.41	0.48	0.71	0.14	0.46	0.24	-0.18	0.26	0.11		0.28	-0.36	-0.68	-0.23	0.43	0.94	-0.29	-0.1	-0.58	0.54	0.23
Cash And Short Term Investments	-0.79	0.88	0.3	-0.48	0.48	0.03	0.77	-0.32	0.73	0.85	0.95	-0.39	-0.2	-0.18	0.28		-0.87	-0.26	-0.26	0.85	0.1	-0.94	-0.8	-0.68	0.88	0.79
Net Receivables	0.85	-0.9	-0.33	0.63	-0.66	0.09	-0.92	0.26	-0.84	-0.87	-0.82	0.63	0.47	0.17	-0.36	-0.87		0.19	0.6	-0.91	-0.2	0.93	0.81	0.77	-0.88	-0.83
Good Will	0.54	-0.32	-0.72	-0.33	0.6	-0.09	-0.18	-0.52	0.27	-0.22	-0.21	0.11	-0.31	0.13	-0.68	-0.26	0.19		0.25	-0.21	-0.62	0.28	0.12	0.56	-0.37	-0.1
Common Stock Total Equity	0.5	-0.38	-0.2	0.2	-0.35	0.12	-0.43	0.13	-0.25	-0.37	-0.29	0.73	0.63	0.15	-0.23	-0.26	0.6	0.25		-0.47	-0.21	0.5	0.33	0.49	-0.37	-0.33
Short Term Investments	-0.72	0.91	0.38	-0.44	0.53	-0.14	0.87	-0.19	0.8	0.95	0.86	-0.56	-0.37	-0.05	0.43	0.85	-0.91	-0.21	-0.47		0.3	-0.86	-0.7	-0.63	0.9	0.89
Non Current Liabilities Total	-0.48	0.27	0.73	0.09	-0.31	-0.39	0.31	0.64	0.0	0.26	0.08	0.04	0.4	-0.08	0.94	0.1	-0.2	-0.62	-0.21	0.3		-0.1	0.11	-0.55	0.3	0.01
Inventory	0.8	-0.91	-0.33	0.51	-0.52	-0.09	-0.82	0.32	-0.72	-0.88	-0.94	0.63	0.43	0.18	-0.29	-0.94	0.93	0.28	0.5	-0.86	-0.1		0.88	0.69	-0.9	-0.8
Other Current Assets	0.67	-0.8	-0.18	0.58	-0.57	-0.18	-0.72	0.33	-0.72	-0.75	-0.76	0.57	0.45	0.28	-0.1	-0.8	0.81	0.12	0.33	-0.7	0.11	0.88		0.56	-0.78	-0.75
Other Stockholder Equity	0.98	-0.62	-0.43	0.43	-0.25	0.08	-0.67	0.0	-0.45	-0.54	-0.55	0.2	-0.06	0.53	-0.58	-0.68	0.77	0.56	0.49	-0.63	-0.55	0.69	0.56		-0.62	-0.42
Total Liab	-0.75	1.0	0.6	-0.41	0.37	-0.07	0.9	0.02	0.74	0.97	0.87	-0.65	-0.35	0.12	0.54	0.88	-0.88	-0.37	-0.37	0.9	0.3	-0.9	-0.78	-0.62		0.89
Property Plant And Equipment Gross	-0.55	0.9	0.31	-0.46	0.53	-0.01	0.82	-0.19	0.8	0.91	0.77	-0.64	-0.5	0.15	0.23	0.79	-0.83	-0.1	-0.33	0.89	0.01	-0.8	-0.75	-0.42	0.89

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Citizens Financial Account Relationship Matchups

Citizens Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	451.2M	428.2M	427.4M	477.8M	476.7M	402.8M
Total Assets	165.7B	183.3B	188.4B	226.7B	222.0B	180.5B
Short Long Term Debt Total	14.1B	8.6B	7.0B	15.9B	14.0B	12.2B
Total Current Liabilities	9M	243M	74M	3M	505M	479.8M
Total Stockholder Equity	22.2B	22.7B	23.4B	23.7B	24.3B	23.8B
Other Liab	3.1B	4.8B	3.4B	3.5B	3.1B	2.7B
Property Plant And Equipment Net	761M	759M	768M	844M	895M	781.8M
Net Debt	10.4B	(4.5B)	(2.5B)	5.0B	1.9B	1.8B
Retained Earnings	6.5B	6.4B	8.0B	9.2B	9.8B	5.7B
Accounts Payable	125.3B	147.2B	154.4B	180.7B	207.8B	133.2B
Cash	3.7B	13.0B	9.5B	10.9B	12.0B	6.8B
Non Current Assets Total	32.5B	34.0B	36.2B	9.3B	9.2B	8.8B
Non Currrent Assets Other	(552M)	(800M)	(1.4B)	(33.8B)	(38.6B)	(36.7B)
Other Assets	106.4B	111.4B	115.1B	217.1B	181.2B	128.8B
Long Term Debt	14.2B	8.5B	6.9B	7.4B	13.5B	9.9B
Cash And Short Term Investments	24.3B	36.0B	35.5B	34.9B	31.6B	29.0B
Net Receivables	2.5B	2.0B	1.6B	1.5B	1.1B	1.1B
Good Will	7.0B	7.1B	7.1B	8.2B	8.2B	6.0B
Short Term Investments	20.6B	22.9B	26.1B	24.0B	29.7B	23.3B
Liabilities And Stockholders Equity	165.7B	183.3B	188.4B	226.7B	222.0B	180.5B
Non Current Liabilities Total	14.9B	9.0B	6.9B	3M	13.5B	9.5B
Inventory	(3.7B)	(13.5B)	(10.0B)	(14.2B)	(12.7B)	(12.1B)
Other Current Assets	3.7B	13.5B	10.0B	(36.0B)	13.0B	12.4B
Other Stockholder Equity	14.5B	14.3B	14.1B	17.1B	16.3B	13.3B
Total Liab	143.5B	160.7B	165.0B	203.0B	197.6B	156.7B
Property Plant And Equipment Gross	761M	759M	1.6B	1.7B	1.7B	1.0B
Total Current Assets	26.8B	37.9B	37.1B	316M	31.6B	59.9B
Accumulated Other Comprehensive Income	(411M)	(60M)	(665M)	(4.6B)	(3.8B)	(3.6B)
Short Term Debt	9M	243M	74M	3M	505M	479.8M
Intangible Assets	1.6B	1.6B	64M	197M	157M	149.2M
Property Plant Equipment	761M	759M	768M	844M	970.6M	763.4M
Other Current Liab	(9M)	(243M)	(74M)	(3M)	(505M)	(479.8M)
Net Tangible Assets	13.6B	13.7B	14.3B	13.3B	15.3B	14.5B
Retained Earnings Total Equity	6.5B	6.4B	8.0B	9.2B	10.5B	5.6B
Long Term Debt Total	14.2B	8.5B	6.9B	7.4B	6.6B	8.2B
Capital Surpluse	18.9B	18.9B	19.0B	22.1B	25.5B	21.1B
Deferred Long Term Liab	571M	573M	866M	629M	723.4M	719.1M
Long Term Investments	144.4B	152.3B	28.3B	33.8B	38.6B	36.7B
Short Long Term Debt	9M	243M	74M	3M	505M	479.8M
Preferred Stock Total Equity	840M	1.6B	2.0B	2.0B	2.3B	2.4B

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When determining whether Citizens Financial is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:

How To Invest In Citizens

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Is Citizens Stock a good investment?

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What is Citizens Financial's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Note that the Citizens Financial information on this page should be used as a complementary analysis to other Citizens Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

Complementary Tools for Citizens Stock analysis

When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.

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Is Citizens Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.35)

Dividend Share

1.68

Earnings Share

2.78

Revenue Per Share

15.701

Quarterly Revenue Growth

(0.09)

The market value of Citizens Financial is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Citizens Retained Earnings vs Other Assets Analysis

Retained Earnings vs Other Assets

Retained Earnings vs Other Assets Correlation Analysis

Correlation Coefficient

Retained Earnings

Other Assets

Citizens Financial fundamental ratios Correlations

Citizens Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Citizens Financial fundamental ratios Accounts

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Complementary Tools for Citizens Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Other Stockholder Equity	+ 0.98	Common Stock Shares Outstanding
Accounts Payable	+ 0.98	Total Assets
Total Liab	+ 0.97	Accounts Payable
Short Term Investments	+ 0.95	Accounts Payable
Cash And Short Term Investments	+ 0.95	Cash

Inventory	- 0.94	Cash And Short Term Investments
Inventory	- 0.94	Cash
Net Receivables	- 0.92	Property Plant And Equipment Net
Short Term Investments	- 0.91	Net Receivables
Inventory	- 0.91	Total Assets
Total Liab	- 0.9	Inventory