Citizens Other Assets vs Accounts Payable Analysis

CZWI Stock  USD 11.64  0.32  2.83%   
Citizens Community financial indicator trend analysis is way more than just evaluating Citizens Community prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Community is a good investment. Please check the relationship between Citizens Community Other Assets and its Accounts Payable accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.

Other Assets vs Accounts Payable

Other Assets vs Accounts Payable Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Community Other Assets account and Accounts Payable. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Citizens Community's Other Assets and Accounts Payable is 0.9. Overlapping area represents the amount of variation of Other Assets that can explain the historical movement of Accounts Payable in the same time period over historical financial statements of Citizens Community Bancorp, assuming nothing else is changed. The correlation between historical values of Citizens Community's Other Assets and Accounts Payable is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Other Assets of Citizens Community Bancorp are associated (or correlated) with its Accounts Payable. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Accounts Payable has no effect on the direction of Other Assets i.e., Citizens Community's Other Assets and Accounts Payable go up and down completely randomly.

Correlation Coefficient

0.9
Relationship DirectionPositive 
Relationship StrengthVery Strong

Other Assets

Accounts Payable

An accounting item on the balance sheet that represents Citizens Community obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Citizens Community are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.
Most indicators from Citizens Community's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Community current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
As of now, Citizens Community's Enterprise Value Over EBITDA is increasing as compared to previous years. The Citizens Community's current Enterprise Value Multiple is estimated to increase to 78.64, while Selling General Administrative is projected to decrease to under 13.5 M.
 2021 2022 2023 2024 (projected)
Total Revenue69.7M67.2M93.8M98.5M
Interest Expense10.4M13.0M35.9M37.7M

Citizens Community fundamental ratios Correlations

0.990.65-0.630.880.840.410.850.540.80.560.74-0.520.890.880.880.870.950.930.830.990.790.880.10.740.89
0.990.63-0.650.860.880.410.880.510.780.580.76-0.540.880.880.850.870.930.910.850.980.770.910.070.760.91
0.650.63-0.120.740.280.040.280.720.30.060.4-0.560.280.340.820.360.710.770.320.730.60.40.10.20.41
-0.63-0.65-0.12-0.54-0.73-0.35-0.7-0.09-0.54-0.64-0.480.47-0.71-0.8-0.48-0.7-0.63-0.41-0.67-0.59-0.47-0.710.04-0.77-0.71
0.880.860.74-0.540.630.230.660.660.650.440.56-0.440.710.690.840.720.870.90.670.90.780.70.270.560.71
0.840.880.28-0.730.630.480.990.240.780.680.73-0.450.920.940.590.940.730.690.870.80.540.990.010.860.99
0.410.410.04-0.350.230.480.460.560.660.04-0.02-0.360.530.390.380.490.340.390.180.370.440.440.650.410.44
0.850.880.28-0.70.660.990.460.270.80.690.74-0.360.930.940.570.950.720.70.870.80.530.980.060.850.98
0.540.510.72-0.090.660.240.560.270.47-0.110.06-0.360.330.220.670.370.530.70.10.590.590.320.740.190.33
0.80.780.3-0.540.650.780.660.80.470.270.43-0.360.910.810.690.810.760.780.660.760.760.790.310.670.79
0.560.580.06-0.640.440.680.040.69-0.110.270.73-0.10.650.690.250.720.430.310.750.520.120.66-0.230.690.66
0.740.760.4-0.480.560.73-0.020.740.060.430.73-0.210.660.710.470.70.60.60.750.720.280.75-0.30.780.75
-0.52-0.54-0.560.47-0.44-0.45-0.36-0.36-0.36-0.36-0.1-0.21-0.34-0.46-0.7-0.37-0.62-0.51-0.33-0.55-0.59-0.480.09-0.31-0.48
0.890.880.28-0.710.710.920.530.930.330.910.650.66-0.340.940.670.960.80.760.850.830.660.910.140.830.91
0.880.880.34-0.80.690.940.390.940.220.810.690.71-0.460.940.680.950.840.70.910.840.640.95-0.070.820.95
0.880.850.82-0.480.840.590.380.570.670.690.250.47-0.70.670.680.650.950.90.640.910.920.650.140.440.66
0.870.870.36-0.70.720.940.490.950.370.810.720.7-0.370.960.950.650.770.740.850.840.570.960.130.840.96
0.950.930.71-0.630.870.730.340.720.530.760.430.6-0.620.80.840.950.770.90.780.960.890.780.030.590.79
0.930.910.77-0.410.90.690.390.70.70.780.310.6-0.510.760.70.90.740.90.660.940.830.750.240.570.76
0.830.850.32-0.670.670.870.180.870.10.660.750.75-0.330.850.910.640.850.780.660.80.620.87-0.190.660.87
0.990.980.73-0.590.90.80.370.80.590.760.520.72-0.550.830.840.910.840.960.940.80.80.850.090.690.86
0.790.770.6-0.470.780.540.440.530.590.760.120.28-0.590.660.640.920.570.890.830.620.80.570.230.330.58
0.880.910.4-0.710.70.990.440.980.320.790.660.75-0.480.910.950.650.960.780.750.870.850.570.030.851.0
0.10.070.10.040.270.010.650.060.740.31-0.23-0.30.090.14-0.070.140.130.030.24-0.190.090.230.030.040.03
0.740.760.2-0.770.560.860.410.850.190.670.690.78-0.310.830.820.440.840.590.570.660.690.330.850.040.85
0.890.910.41-0.710.710.990.440.980.330.790.660.75-0.480.910.950.660.960.790.760.870.860.581.00.030.85
Click cells to compare fundamentals

Citizens Community Account Relationship Matchups

Citizens Community fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.6B1.7B1.8B1.9B1.9B
Total Stockholder Equity150.6M160.6M170.9M167.1M173.3M182.0M
Non Current Assets Total262.7M264.3M351.6M338.7M1.8B1.9B
Non Currrent Assets Other(262.7M)(264.3M)(351.6M)(338.7M)44.4M68.0M
Other Assets1.0B1.1B1.1B1.4B1.7B1.7B
Common Stock Shares Outstanding11.1M11.2M10.7M10.5M10.5M6.5M
Liabilities And Stockholders Equity1.5B1.6B1.7B1.8B1.9B1.9B
Non Current Liabilities Total174.5M181.8M170.0M1.6B300.1M248.0M
Other Stockholder Equity128.4M126.2M119.9M119.2M119.4M68.9M
Total Liab174.5M181.8M170.0M1.6B1.7B1.8B
Net Debt113.9M58.6M120.8M179.3M111.5M61.5M
Cash60.6M123.2M49.2M35.6M37.1M36.2M
Cash And Short Term Investments240.7M267.4M252.3M35.6M192.9M202.5M
Total Current Assets245.4M273.1M256.2M40.9M44.3M42.1M
Short Long Term Debt Total174.5M181.8M170.0M214.9M148.7M102.4M
Property Plant And Equipment Net21.1M21.2M21.2M20.5M19.9M10.0M
Retained Earnings22.5M32.8M50.7M65.4M71.1M74.7M
Net Receivables4.7M5.7M3.9M5.3M5.4M2.7M
Property Plant And Equipment Gross21.1M21.2M29.9M31.0M31.0M32.5M
Total Current Liabilities875.8M794.3M973.4M1.2B1.4B1.4B
Other Liab7.6M11.4M11.3M7.7M8.8M5.5M
Accounts Payable1.2B1.3B1.4B1.4B1.6B1.7B
Long Term Debt43.6M58.3M170.0M214.9M147.0M154.3M
Common Stock Total Equity113K111K105K104K119.6K72.7K
Accumulated Other Comprehensive Income(471K)1.5M161K(17.7M)(17.3M)(16.5M)
Short Term Debt611K8.6M11.6M117.5M65.1M55.3M
Intangible Assets11.9M8.7M8.1M6.7M5.6M5.2M
Common Stock113K111K105K104K119.6K74.7K
Property Plant Equipment21.1M21.2M21.2M20.5M23.6M24.7M
Short Term Investments180.1M144.2M203.1M166.0M155.7M90.4M
Other Current Assets66.8M129.0M54.5M42.2M44.3M42.1M
Inventory(66.8M)(129.0M)(54.5M)(42.2M)(198.3M)(188.4M)
Net Tangible Assets111.5M123.6M135.5M133.1M153.1M92.6M
Retained Earnings Total Equity22.5M32.8M50.7M65.4M75.2M79.0M
Other Current Liab875.2M785.7M961.8M1.1B1.3B765.6M
Capital Surpluse128.9M126.7M119.9M119.2M137.1M95.5M
Long Term Investments210.5M171.7M290.8M280.0M253.0M265.6M
Non Current Liabilities Other141.4M134.9M122.8M152.2M175.0M183.7M

Currently Active Assets on Macroaxis

When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

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When running Citizens Community's price analysis, check to measure Citizens Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Community is operating at the current time. Most of Citizens Community's value examination focuses on studying past and present price action to predict the probability of Citizens Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Community's price. Additionally, you may evaluate how the addition of Citizens Community to your portfolios can decrease your overall portfolio volatility.
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Is Citizens Community's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.115
Dividend Share
0.32
Earnings Share
1.29
Revenue Per Share
5.736
Quarterly Revenue Growth
0.062
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.