Pacific Net Debt vs Cash Analysis

PPBI Stock

USD 21.98 0.18 0.81%

Pacific Premier financial indicator trend analysis is much more than just breaking down Pacific Premier Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Pacific Premier Bancorp is a good investment. Please check the relationship between Pacific Premier Net Debt and its Cash accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Net Debt vs Cash

Net Debt vs Cash Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Pacific Premier Bancorp Net Debt account and Cash. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Pacific Premier's Net Debt and Cash is -0.27. Overlapping area represents the amount of variation of Net Debt that can explain the historical movement of Cash in the same time period over historical financial statements of Pacific Premier Bancorp, assuming nothing else is changed. The correlation between historical values of Pacific Premier's Net Debt and Cash is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Debt of Pacific Premier Bancorp are associated (or correlated) with its Cash. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Cash has no effect on the direction of Net Debt i.e., Pacific Premier's Net Debt and Cash go up and down completely randomly.

Correlation Coefficient

-0.27

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Cash

Cash refers to the most liquid asset of Pacific Premier Bancorp, which is listed under current asset account on Pacific Premier Bancorp balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Pacific Premier customers. The amounts must be unrestricted with restricted cash listed in a different Pacific Premier account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.

Most indicators from Pacific Premier's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Pacific Premier Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

As of now, Pacific Premier's Enterprise Value Multiple is increasing as compared to previous years. The Pacific Premier's current Enterprise Value is estimated to increase to about 2.9 B, while Tax Provision is projected to decrease to under 61.4 M.

	2021	2022	2023	2024 (projected)
Gross Profit	750.1M	762.6M	888.0M	932.4M
Total Revenue	750.1M	762.6M	888.0M	932.4M

Gross Profit Total Revenue

Pacific Premier fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Long Term Debt
Total Assets		0.91	0.81	0.53	0.99	0.93	0.14	0.96	0.85	0.72	0.46	0.9	0.54	1.0	0.99	0.64	0.99	0.62	0.97	0.35	0.49	0.98	1.0	0.77	-0.25	0.9
Short Long Term Debt Total	0.91		0.75	0.37	0.91	0.86	0.38	0.96	0.79	0.67	0.46	0.91	0.37	0.89	0.92	0.78	0.91	0.8	0.93	0.39	0.54	0.9	0.91	0.82	-0.37	0.9
Other Current Liab	0.81	0.75		0.76	0.81	0.69	0.36	0.72	0.54	0.22	-0.07	0.68	0.8	0.78	0.77	0.31	0.81	0.26	0.68	0.56	0.3	0.72	0.78	0.47	0.16	0.69
Total Current Liabilities	0.53	0.37	0.76		0.58	0.56	0.34	0.38	0.15	0.14	-0.07	0.46	0.59	0.51	0.51	-0.24	0.58	-0.18	0.39	0.52	0.35	0.5	0.54	0.19	0.51	0.29
Total Stockholder Equity	0.99	0.91	0.81	0.58		0.97	0.19	0.95	0.82	0.74	0.5	0.93	0.48	0.99	0.99	0.6	1.0	0.62	0.96	0.37	0.52	0.99	1.0	0.79	-0.24	0.88
Property Plant And Equipment Net	0.93	0.86	0.69	0.56	0.97		0.15	0.9	0.79	0.83	0.64	0.96	0.3	0.94	0.95	0.55	0.97	0.66	0.94	0.35	0.52	0.97	0.96	0.8	-0.33	0.8
Net Debt	0.14	0.38	0.36	0.34	0.19	0.15		0.23	-0.27	-0.12	-0.19	0.26	0.16	0.06	0.16	-0.02	0.17	0.1	0.2	0.51	0.48	0.1	0.13	0.1	0.4	0.13
Retained Earnings	0.96	0.96	0.72	0.38	0.95	0.9	0.23		0.85	0.78	0.56	0.9	0.36	0.94	0.97	0.77	0.95	0.75	0.98	0.22	0.6	0.95	0.95	0.88	-0.36	0.96
Cash	0.85	0.79	0.54	0.15	0.82	0.79	-0.27	0.85		0.77	0.6	0.77	0.28	0.88	0.85	0.82	0.83	0.76	0.83	0.07	0.24	0.87	0.85	0.78	-0.64	0.85
Non Current Assets Total	0.72	0.67	0.22	0.14	0.74	0.83	-0.12	0.78	0.77		0.95	0.76	-0.16	0.74	0.78	0.65	0.74	0.73	0.82	-0.1	0.58	0.82	0.76	0.83	-0.6	0.71
Non Currrent Assets Other	0.46	0.46	-0.07	-0.07	0.5	0.64	-0.19	0.56	0.6	0.95		0.58	-0.46	0.5	0.54	0.55	0.49	0.67	0.61	-0.26	0.51	0.6	0.51	0.72	-0.67	0.5
Other Assets	0.9	0.91	0.68	0.46	0.93	0.96	0.26	0.9	0.77	0.76	0.58		0.27	0.9	0.91	0.6	0.93	0.75	0.93	0.47	0.41	0.93	0.92	0.81	-0.39	0.77
Cash And Short Term Investments	0.54	0.37	0.8	0.59	0.48	0.3	0.16	0.36	0.28	-0.16	-0.46	0.27		0.52	0.45	0.04	0.49	-0.13	0.35	0.48	-0.03	0.4	0.49	0.03	0.42	0.39
Net Receivables	1.0	0.89	0.78	0.51	0.99	0.94	0.06	0.94	0.88	0.74	0.5	0.9	0.52		0.98	0.64	0.99	0.63	0.96	0.32	0.44	0.99	1.0	0.78	-0.3	0.89
Common Stock Shares Outstanding	0.99	0.92	0.77	0.51	0.99	0.95	0.16	0.97	0.85	0.78	0.54	0.91	0.45	0.98		0.66	0.99	0.66	0.98	0.31	0.57	0.99	0.99	0.82	-0.29	0.91
Non Current Liabilities Total	0.64	0.78	0.31	-0.24	0.6	0.55	-0.02	0.77	0.82	0.65	0.55	0.6	0.04	0.64	0.66		0.6	0.91	0.72	-0.05	0.33	0.65	0.62	0.75	-0.76	0.8
Other Stockholder Equity	0.99	0.91	0.81	0.58	1.0	0.97	0.17	0.95	0.83	0.74	0.49	0.93	0.49	0.99	0.99	0.6		0.62	0.96	0.38	0.49	0.99	1.0	0.79	-0.26	0.87
Total Liab	0.62	0.8	0.26	-0.18	0.62	0.66	0.1	0.75	0.76	0.73	0.67	0.75	-0.13	0.63	0.66	0.91	0.62		0.73	0.17	0.3	0.67	0.63	0.77	-0.82	0.67
Property Plant And Equipment Gross	0.97	0.93	0.68	0.39	0.96	0.94	0.2	0.98	0.83	0.82	0.61	0.93	0.35	0.96	0.98	0.72	0.96	0.73		0.25	0.58	0.97	0.97	0.84	-0.36	0.92
Total Current Assets	0.35	0.39	0.56	0.52	0.37	0.35	0.51	0.22	0.07	-0.1	-0.26	0.47	0.48	0.32	0.31	-0.05	0.38	0.17	0.25		-0.1	0.3	0.36	-0.02	0.18	0.02
Short Term Debt	0.49	0.54	0.3	0.35	0.52	0.52	0.48	0.6	0.24	0.58	0.51	0.41	-0.03	0.44	0.57	0.33	0.49	0.3	0.58	-0.1		0.52	0.49	0.58	0.06	0.58
Common Stock Total Equity	0.98	0.9	0.72	0.5	0.99	0.97	0.1	0.95	0.87	0.82	0.6	0.93	0.4	0.99	0.99	0.65	0.99	0.67	0.97	0.3	0.52		0.99	0.82	-0.35	0.88
Common Stock	1.0	0.91	0.78	0.54	1.0	0.96	0.13	0.95	0.85	0.76	0.51	0.92	0.49	1.0	0.99	0.62	1.0	0.63	0.97	0.36	0.49	0.99		0.78	-0.28	0.88
Other Liab	0.77	0.82	0.47	0.19	0.79	0.8	0.1	0.88	0.78	0.83	0.72	0.81	0.03	0.78	0.82	0.75	0.79	0.77	0.84	-0.02	0.58	0.82	0.78		-0.53	0.85
Accounts Payable	-0.25	-0.37	0.16	0.51	-0.24	-0.33	0.4	-0.36	-0.64	-0.6	-0.67	-0.39	0.42	-0.3	-0.29	-0.76	-0.26	-0.82	-0.36	0.18	0.06	-0.35	-0.28	-0.53		-0.34
Long Term Debt	0.9	0.9	0.69	0.29	0.88	0.8	0.13	0.96	0.85	0.71	0.5	0.77	0.39	0.89	0.91	0.8	0.87	0.67	0.92	0.02	0.58	0.88	0.88	0.85	-0.34

Click cells to compare fundamentals

Pacific Premier Account Relationship Matchups

Pacific Premier fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	11.8B	19.7B	21.1B	21.7B	19.1B	20.0B
Short Long Term Debt Total	732.2M	532.5M	888.6M	1.3B	979.0M	1.0B
Other Current Liab	13.1B	12.7B	12.1B	13.2B	4.9B	5.1B
Total Current Liabilities	13.6B	12.8B	12.7B	183.6M	5.4B	3.1B
Total Stockholder Equity	2.0B	2.7B	2.9B	2.8B	2.9B	3.0B
Property Plant And Equipment Net	59.0M	78.9M	71.9M	64.5M	98.2M	103.1M
Net Debt	402.6M	(351.1M)	581.6M	228.2M	41.5M	39.4M
Retained Earnings	396.1M	330.6M	542.0M	700.0M	604.1M	634.3M
Cash	329.6M	883.6M	306.9M	1.1B	937.5M	984.3M
Non Current Assets Total	2.4B	5.0B	5.7B	5.0B	18.1B	19.0B
Non Currrent Assets Other	(1.4M)	(89.1M)	(87.3M)	(183.6M)	15.9B	16.7B
Other Assets	7.7B	9.8B	10.7B	12.9B	14.8B	15.6B
Cash And Short Term Investments	1.7B	4.8B	4.6B	3.7B	(936.5M)	(889.6M)
Net Receivables	39.4M	74.6M	65.7M	73.8M	68.5M	71.9M
Common Stock Shares Outstanding	60.7M	79.5M	94.0M	94.1M	94.2M	98.9M
Liabilities And Stockholders Equity	11.8B	19.7B	21.1B	21.7B	19.1B	20.0B
Non Current Liabilities Total	733.5M	532.5M	888.6M	18.7B	10.7B	11.3B
Other Stockholder Equity	1.6B	2.4B	2.4B	2.4B	2.4B	2.5B
Total Liab	733.5M	532.5M	888.6M	18.9B	16.2B	17.0B
Property Plant And Equipment Gross	59.0M	78.9M	127.0M	130.3M	133.8M	140.5M
Total Current Assets	1.7B	4.9B	4.6B	3.8B	1.0B	1.8B
Short Term Debt	506.3M	31.0M	577.4M	219.7M	479.2M	503.1M
Common Stock Total Equity	586K	931K	929K	933K	1.1M	1.1M
Common Stock	586K	931K	929K	933K	938K	984.9K
Other Liab	33.6M	17.9M	23.7M	41.5M	47.7M	50.1M
Accounts Payable	8.9B	243.2M	17.1B	(13.4B)	(15.4B)	(14.6B)
Long Term Debt	732.2M	501.5M	888.6M	1.3B	931.8M	978.4M
Short Term Investments	1.4B	3.9B	4.3B	2.6B	1.1B	785.5M
Inventory	(369.4M)	(958.2M)	(372.6M)	(1.2B)	868.0M	911.4M
Other Current Assets	369.4M	958.2M	372.6M	1.2B	1.0B	2.0B
Accumulated Other Comprehensive Income	21.5M	60.3M	(7.9M)	(265.2M)	(99.6M)	(94.6M)
Intangible Assets	83.3M	85.5M	69.6M	55.6M	43.3M	33.7M
Property Plant Equipment	102.2M	78.9M	71.9M	64.5M	74.2M	77.9M
Net Tangible Assets	1.1B	1.8B	1.9B	1.8B	2.1B	2.2B
Good Will	808.7M	808.3M	898.6M	901.3M	1.0B	541.4M
Long Term Debt Total	215.1M	501.5M	330.6M	331.2M	380.9M	399.9M
Capital Surpluse	1.6B	2.4B	2.4B	2.4B	2.7B	2.9B
Long Term Investments	1.4B	4.0B	4.7B	4.0B	2.9B	3.6B

Pacific Premier Investors Sentiment

The influence of Pacific Premier's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Pacific. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Pacific Premier's public news can be used to forecast risks associated with an investment in Pacific. The trend in average sentiment can be used to explain how an investor holding Pacific can time the market purely based on public headlines and social activities around Pacific Premier Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Pacific Premier's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Pacific Premier's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Pacific Premier's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Pacific Premier.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Pacific Premier in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Pacific Premier's short interest history, or implied volatility extrapolated from Pacific Premier options trading.

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When determining whether Pacific Premier Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pacific Premier's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pacific Premier Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pacific Premier Bancorp Stock:

How To Invest In Pacific

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Is Pacific Stock a good investment?

Details

What is Pacific Premier's Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Note that the Pacific Premier Bancorp information on this page should be used as a complementary analysis to other Pacific Premier's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.

Complementary Tools for Pacific Stock analysis

When running Pacific Premier's price analysis, check to measure Pacific Premier's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pacific Premier is operating at the current time. Most of Pacific Premier's value examination focuses on studying past and present price action to predict the probability of Pacific Premier's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pacific Premier's price. Additionally, you may evaluate how the addition of Pacific Premier to your portfolios can decrease your overall portfolio volatility.

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Is Pacific Premier's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.26)

Dividend Share

1.32

Earnings Share

0.14

Revenue Per Share

4.462

Quarterly Revenue Growth

(0.11)

The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Pacific Net Debt vs Cash Analysis

Net Debt vs Cash

Net Debt vs Cash Correlation Analysis

Correlation Coefficient

Net Debt

Cash

Pacific Premier fundamental ratios Correlations

Pacific Premier Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Pacific Premier fundamental ratios Accounts

Pacific Premier Investors Sentiment

Becoming a Better Investor with Macroaxis

Build Optimal Portfolios

Align your risk with return expectations

Complementary Tools for Pacific Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Net Receivables	+ 1.0	Total Assets
Common Stock	+ 1.0	Total Assets
Other Stockholder Equity	+ 1.0	Total Stockholder Equity
Common Stock	+ 1.0	Total Stockholder Equity
Common Stock	+ 1.0	Net Receivables
Common Stock	+ 1.0	Other Stockholder Equity

Accounts Payable	- 0.82	Total Liab
Accounts Payable	- 0.76	Non Current Liabilities Total
Accounts Payable	- 0.67	Non Currrent Assets Other
Accounts Payable	- 0.64	Cash
Accounts Payable	- 0.6	Non Current Assets Total
Accounts Payable	- 0.53	Other Liab