Upstart Common Stock vs Retained Earnings Analysis

UPST Stock

USD 22.87 0.74 3.34%

Upstart HoldingsInc financial indicator trend analysis is much more than just breaking down Upstart HoldingsInc prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Upstart HoldingsInc is a good investment. Please check the relationship between Upstart HoldingsInc Common Stock and its Retained Earnings accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.

Common Stock vs Retained Earnings

Common Stock vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Upstart HoldingsInc Common Stock account and Retained Earnings. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Upstart HoldingsInc's Common Stock and Retained Earnings is -0.25. Overlapping area represents the amount of variation of Common Stock that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Upstart HoldingsInc, assuming nothing else is changed. The correlation between historical values of Upstart HoldingsInc's Common Stock and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock of Upstart HoldingsInc are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Common Stock i.e., Upstart HoldingsInc's Common Stock and Retained Earnings go up and down completely randomly.

Correlation Coefficient

-0.25

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Common Stock

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from Upstart HoldingsInc's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Upstart HoldingsInc current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.Sales General And Administrative To Revenue is likely to gain to 0.43 in 2024, whereas Tax Provision is likely to drop (441 K) in 2024.

	2021	2022	2023	2024 (projected)
Interest Income	50.6M	105.6M	156.2M	164.0M
Net Interest Income	47.3M	94.7M	130.9M	137.4M

Interest Income Net Interest Income

Upstart HoldingsInc fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Net Invested Capital	Property Plant And Equipment Gross
Common Stock Shares Outstanding		0.7	0.73	-0.94	-0.98	0.88	0.84	0.86	0.88	0.43	-0.13	0.82	0.79	0.53	-0.42	-0.22	0.74	0.79	0.71	0.92	0.75	0.56	0.87	0.37	0.83	0.87
Total Assets	0.7		0.97	-0.56	-0.57	0.92	0.96	0.89	0.94	0.68	-0.23	0.66	0.83	0.65	-0.32	0.08	0.97	0.84	0.6	0.83	0.98	0.76	0.93	0.9	0.98	0.96
Short Long Term Debt Total	0.73	0.97		-0.65	-0.62	0.88	0.94	0.86	0.94	0.8	-0.29	0.78	0.71	0.64	-0.18	0.13	0.98	0.73	0.76	0.84	0.99	0.84	0.91	0.87	0.96	0.96
Other Current Liab	-0.94	-0.56	-0.65		0.94	-0.77	-0.7	-0.72	-0.8	-0.4	-0.05	-0.85	-0.63	-0.29	0.41	-0.01	-0.68	-0.65	-0.7	-0.81	-0.63	-0.46	-0.72	-0.23	-0.71	-0.76
Total Current Liabilities	-0.98	-0.57	-0.62	0.94		-0.8	-0.73	-0.81	-0.79	-0.36	0.13	-0.81	-0.71	-0.49	0.38	0.29	-0.63	-0.72	-0.67	-0.87	-0.63	-0.5	-0.78	-0.21	-0.73	-0.78
Total Stockholder Equity	0.88	0.92	0.88	-0.77	-0.8		0.98	0.97	0.97	0.52	-0.11	0.79	0.93	0.59	-0.47	-0.03	0.92	0.94	0.57	0.96	0.91	0.65	0.98	0.65	0.97	0.97
Other Liab	0.84	0.96	0.94	-0.7	-0.73	0.98		0.94	0.97	0.6	-0.21	0.76	0.88	0.64	-0.37	-0.04	0.94	0.89	0.64	0.95	0.97	0.71	0.99	0.76	0.99	0.99
Net Tangible Assets	0.86	0.89	0.86	-0.72	-0.81	0.97	0.94		0.94	0.6	-0.31	0.79	0.88	0.75	-0.32	-0.2	0.88	0.89	0.6	0.94	0.89	0.76	0.97	0.64	0.95	0.95
Property Plant And Equipment Net	0.88	0.94	0.94	-0.8	-0.79	0.97	0.97	0.94		0.62	-0.1	0.79	0.88	0.57	-0.45	0.08	0.97	0.9	0.66	0.92	0.94	0.7	0.95	0.72	0.98	0.99
Net Debt	0.43	0.68	0.8	-0.4	-0.36	0.52	0.6	0.6	0.62		-0.64	0.69	0.24	0.72	0.38	0.03	0.71	0.27	0.82	0.52	0.76	0.96	0.6	0.73	0.66	0.66
Retained Earnings	-0.13	-0.23	-0.29	-0.05	0.13	-0.11	-0.21	-0.31	-0.1	-0.64		-0.29	0.08	-0.84	-0.74	0.66	-0.11	0.09	-0.54	-0.23	-0.32	-0.72	-0.28	-0.32	-0.22	-0.23
Accounts Payable	0.82	0.66	0.78	-0.85	-0.81	0.79	0.76	0.79	0.79	0.69	-0.29		0.52	0.51	-0.04	-0.02	0.75	0.54	0.8	0.87	0.75	0.74	0.81	0.39	0.78	0.79
Cash	0.79	0.83	0.71	-0.63	-0.71	0.93	0.88	0.88	0.88	0.24	0.08	0.52		0.47	-0.7	-0.05	0.8	1.0	0.29	0.83	0.76	0.41	0.86	0.56	0.86	0.86
Non Current Assets Total	0.53	0.65	0.64	-0.29	-0.49	0.59	0.64	0.75	0.57	0.72	-0.84	0.51	0.47		0.27	-0.59	0.54	0.47	0.62	0.62	0.69	0.87	0.69	0.59	0.65	0.66
Non Currrent Assets Other	-0.42	-0.32	-0.18	0.41	0.38	-0.47	-0.37	-0.32	-0.45	0.38	-0.74	-0.04	-0.7	0.27		-0.31	-0.36	-0.7	0.23	-0.33	-0.2	0.31	-0.32	-0.08	-0.35	-0.35
Other Assets	-0.22	0.08	0.13	-0.01	0.29	-0.03	-0.04	-0.2	0.08	0.03	0.66	-0.02	-0.05	-0.59	-0.31		0.24	-0.03	-0.15	-0.17	0.03	-0.18	-0.14	0.19	0.01	-0.03
Long Term Debt	0.74	0.97	0.98	-0.68	-0.63	0.92	0.94	0.88	0.97	0.71	-0.11	0.75	0.8	0.54	-0.36	0.24		0.82	0.64	0.84	0.96	0.74	0.9	0.83	0.97	0.96
Cash And Short Term Investments	0.79	0.84	0.73	-0.65	-0.72	0.94	0.89	0.89	0.9	0.27	0.09	0.54	1.0	0.47	-0.7	-0.03	0.82		0.31	0.84	0.78	0.43	0.87	0.57	0.87	0.87
Net Receivables	0.71	0.6	0.76	-0.7	-0.67	0.57	0.64	0.6	0.66	0.82	-0.54	0.8	0.29	0.62	0.23	-0.15	0.64	0.31		0.66	0.73	0.81	0.66	0.53	0.67	0.71
Common Stock Total Equity	0.92	0.83	0.84	-0.81	-0.87	0.96	0.95	0.94	0.92	0.52	-0.23	0.87	0.83	0.62	-0.33	-0.17	0.84	0.84	0.66		0.87	0.67	0.98	0.53	0.93	0.93
Non Current Liabilities Total	0.75	0.98	0.99	-0.63	-0.63	0.91	0.97	0.89	0.94	0.76	-0.32	0.75	0.76	0.69	-0.2	0.03	0.96	0.78	0.73	0.87		0.82	0.95	0.87	0.98	0.97
Other Current Assets	0.56	0.76	0.84	-0.46	-0.5	0.65	0.71	0.76	0.7	0.96	-0.72	0.74	0.41	0.87	0.31	-0.18	0.74	0.43	0.81	0.67	0.82		0.74	0.73	0.76	0.76
Other Stockholder Equity	0.87	0.93	0.91	-0.72	-0.78	0.98	0.99	0.97	0.95	0.6	-0.28	0.81	0.86	0.69	-0.32	-0.14	0.9	0.87	0.66	0.98	0.95	0.74		0.7	0.98	0.98
Total Liab	0.37	0.9	0.87	-0.23	-0.21	0.65	0.76	0.64	0.72	0.73	-0.32	0.39	0.56	0.59	-0.08	0.19	0.83	0.57	0.53	0.53	0.87	0.73	0.7		0.79	0.77
Net Invested Capital	0.83	0.98	0.96	-0.71	-0.73	0.97	0.99	0.95	0.98	0.66	-0.22	0.78	0.86	0.65	-0.35	0.01	0.97	0.87	0.67	0.93	0.98	0.76	0.98	0.79		0.99
Property Plant And Equipment Gross	0.87	0.96	0.96	-0.76	-0.78	0.97	0.99	0.95	0.99	0.66	-0.23	0.79	0.86	0.66	-0.35	-0.03	0.96	0.87	0.71	0.93	0.97	0.76	0.98	0.77	0.99

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Upstart HoldingsInc Account Relationship Matchups

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When determining whether Upstart HoldingsInc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Upstart Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Upstart Holdingsinc Stock. Highlighted below are key reports to facilitate an investment decision about Upstart Holdingsinc Stock:

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.

You can also try the Stocks Directory module to find actively traded stocks across global markets.

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When running Upstart HoldingsInc's price analysis, check to measure Upstart HoldingsInc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart HoldingsInc is operating at the current time. Most of Upstart HoldingsInc's value examination focuses on studying past and present price action to predict the probability of Upstart HoldingsInc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart HoldingsInc's price. Additionally, you may evaluate how the addition of Upstart HoldingsInc to your portfolios can decrease your overall portfolio volatility.

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Is Upstart HoldingsInc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart HoldingsInc. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart HoldingsInc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

2.091

Earnings Share

(2.87)

Revenue Per Share

6.547

Quarterly Revenue Growth

0.019

Return On Assets

(0.07)

The market value of Upstart HoldingsInc is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart HoldingsInc's value that differs from its market value or its book value, called intrinsic value, which is Upstart HoldingsInc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart HoldingsInc's market value can be influenced by many factors that don't directly affect Upstart HoldingsInc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Upstart HoldingsInc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart HoldingsInc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart HoldingsInc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Upstart Common Stock vs Retained Earnings Analysis

Common Stock vs Retained Earnings

Common Stock vs Retained Earnings Correlation Analysis

Correlation Coefficient

Common Stock

Retained Earnings

Upstart HoldingsInc fundamental ratios Correlations

Upstart HoldingsInc Account Relationship Matchups

High Positive Relationship

High Negative Relationship

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Cash And Short Term Investments	+ 1.0	Cash
Non Current Liabilities Total	+ 0.99	Short Long Term Debt Total
Other Stockholder Equity	+ 0.99	Other Liab
Net Invested Capital	+ 0.99	Other Liab
Property Plant And Equipment Gross	+ 0.99	Other Liab
Property Plant And Equipment Gross	+ 0.99	Property Plant And Equipment Net

Total Current Liabilities	- 0.98	Common Stock Shares Outstanding
Other Current Liab	- 0.94	Common Stock Shares Outstanding
Common Stock Total Equity	- 0.87	Total Current Liabilities
Accounts Payable	- 0.85	Other Current Liab
Non Current Assets Total	- 0.84	Retained Earnings
Accounts Payable	- 0.81	Total Current Liabilities