Is FinVolution Stock a Good Investment?
FinVolution Investment Advice | FINV |
- Examine FinVolution's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research FinVolution's leadership team and their track record. Good management can help FinVolution navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact FinVolution's business and its evolving consumer preferences.
- Compare FinVolution's performance and market position to its competitors. Analyze how FinVolution is positioned in terms of product offerings, innovation, and market share.
- Check if FinVolution pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about FinVolution's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in FinVolution Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if FinVolution Group is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine FinVolution Stock
Researching FinVolution's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 20.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.75. Some equities with similar Price to Book (P/B) outperform the market in the long run. FinVolution Group last dividend was issued on the 15th of April 2024.
To determine if FinVolution is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding FinVolution's research are outlined below:
| FinVolution Group generated a negative expected return over the last 90 days | |
| FinVolution Group is unlikely to experience financial distress in the next 2 years | |
| FinVolution Group has a poor financial position based on the latest SEC disclosures | |
| About 20.0% of the company shares are held by company insiders | |
| On 7th of May 2024 FinVolution paid $ 0.237 per share dividend to its current shareholders | |
| Latest headline from news.google.com: HCEP Management Ltd Grows Stock Position in FinVolution Group - MarketBeat |
FinVolution Quarterly Gross Profit |
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FinVolution uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in FinVolution Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to FinVolution's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 12th of March 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact FinVolution's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises FinVolution's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-11-14 | 2022-09-30 | 0.09 | 0.19 | 0.1 | 111 | ||
2022-08-22 | 2022-06-30 | 0.09 | 0.19 | 0.1 | 111 | ||
2019-08-20 | 2019-06-30 | 1.68 | 2.11 | 0.43 | 25 | ||
2018-08-22 | 2018-06-30 | 1.44 | 1.87 | 0.43 | 29 | ||
2020-11-17 | 2020-09-30 | 1.43 | 2.05 | 0.62 | 43 | ||
2018-11-20 | 2018-09-30 | 1.3 | 1.92 | 0.62 | 47 | ||
2019-05-15 | 2019-03-31 | 1.58 | 2.26 | 0.68 | 43 | ||
2020-05-27 | 2020-03-31 | 0.62 | 1.36 | 0.74 | 119 |
Know FinVolution's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as FinVolution is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading FinVolution Group backward and forwards among themselves. FinVolution's institutional investor refers to the entity that pools money to purchase FinVolution's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Millennium Management Llc | 2024-03-31 | 1.1 M | Sei Investments Co | 2024-03-31 | 931.7 K | Goldman Sachs Group Inc | 2024-03-31 | 906.8 K | Norges Bank | 2023-12-31 | 816.4 K | Two Sigma Advisers, Llc | 2024-03-31 | 814.2 K | O'shaughnessy Asset Management Llc | 2024-03-31 | 713.7 K | Vestcor Investment Management Corp | 2024-03-31 | 664.7 K | American Century Companies Inc | 2024-03-31 | 660.3 K | Wexford Capital Lp | 2024-03-31 | 592.3 K | Susquehanna International Group, Llp | 2024-03-31 | 16.5 M | Allspring Global Investments Holdings, Llc | 2024-03-31 | 8.9 M |
FinVolution's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.31 B.Market Cap |
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FinVolution's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.11 | 0.10 | |
| Return On Capital Employed | 0.39 | 0.41 | |
| Return On Assets | 0.11 | 0.10 | |
| Return On Equity | 0.17 | 0.20 |
Determining FinVolution's profitability involves analyzing its financial statements and using various financial metrics to determine if FinVolution is a good buy. For example, gross profit margin measures FinVolution's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of FinVolution's profitability and make more informed investment decisions.
The data published in FinVolution's official financial statements typically reflect FinVolution's business processes, product offerings, services, and other fundamental events. However, there are additional fundamental indicators that are easier to understand and visualize along the underlying realities that are driving FinVolution's quantitative information. For example, before you start analyzing numbers published by FinVolution accountants, it’s essential to understand FinVolution's liquidity, profitability, and earnings quality within the context of the Consumer Finance space in which it operates.
Please note, the imprecision that can be found in FinVolution's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FinVolution Group. Check FinVolution's Beneish M Score to see the likelihood of FinVolution's management manipulating its earnings.
Evaluate FinVolution's management efficiency
FinVolution Group has return on total asset (ROA) of 0.2037 % which means that it generated a profit of $0.2037 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1683 %, meaning that it created $0.1683 on every $100 dollars invested by stockholders. FinVolution's management efficiency ratios could be used to measure how well FinVolution manages its routine affairs as well as how well it operates its assets and liabilities. At this time, FinVolution's Return On Capital Employed is fairly stable compared to the past year. Return On Equity is likely to climb to 0.20 in 2024, whereas Return On Tangible Assets are likely to drop 0.1 in 2024. At this time, FinVolution's Net Tangible Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 3.2 B in 2024, whereas Other Current Assets are likely to drop slightly above 6.7 B in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 50.01 | 52.51 | |
| Tangible Book Value Per Share | 49.91 | 52.40 | |
| Enterprise Value Over EBITDA | 1.89 | 1.79 | |
| Price Book Value Ratio | 0.70 | 0.66 | |
| Enterprise Value Multiple | 1.89 | 1.79 | |
| Price Fair Value | 0.70 | 0.66 | |
| Enterprise Value | 4.6 B | 4.4 B |
The analysis of FinVolution's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze FinVolution's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of FinVolution Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield 0.0505 | Forward Dividend Yield 0.0505 | Forward Dividend Rate 0.24 | Beta 0.406 |
Basic technical analysis of FinVolution Stock
As of the 16th of June 2024, FinVolution shows the Mean Deviation of 1.17, standard deviation of 1.51, and Variance of 2.27. FinVolution Group technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm FinVolution Group variance and skewness to decide if FinVolution Group is priced favorably, providing market reflects its regular price of 4.69 per share. Given that FinVolution has information ratio of (0.07), we urge you to verify FinVolution Group's prevailing market performance to make sure the company can sustain itself at a future point.Understand FinVolution's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing FinVolution's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 1.17 | |||
| Coefficient Of Variation | (1,302) | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.27 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.1) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 7.84 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 2.0 | |||
| Skewness | (0.57) | |||
| Kurtosis | 0.4961 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 1.17 | |||
| Coefficient Of Variation | (1,302) | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.27 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.1) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 7.84 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 2.0 | |||
| Skewness | (0.57) | |||
| Kurtosis | 0.4961 |
Consider FinVolution's intraday indicators
FinVolution intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of FinVolution stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
FinVolution Corporate Filings
6K | 16th of May 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
13A | 8th of May 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 25th of April 2024 Other Reports | ViewVerify | |
| 7th of September 2023 Other Reports | ViewVerify |
FinVolution Stock media impact
Far too much social signal, news, headlines, and media speculation about FinVolution that are available to investors today. That information is available publicly through FinVolution media outlets and privately through word of mouth or via FinVolution internal channels. However, regardless of the origin, that massive amount of FinVolution data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of FinVolution news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of FinVolution relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to FinVolution's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive FinVolution alpha.
FinVolution Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards FinVolution can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
FinVolution Corporate Executives
Elected by the shareholders, the FinVolution's board of directors comprises two types of representatives: FinVolution inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FinVolution. The board's role is to monitor FinVolution's management team and ensure that shareholders' interests are well served. FinVolution's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FinVolution's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jiayuan Xu | Chief Financial Officer | Profile | |
| Yuxiang Wang | Chief Technology Officer and Chief Product Officer | Profile |
Additional Tools for FinVolution Stock Analysis
When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.