Moneylion Stock Analysis

ML Stock  USD 78.64  1.90  2.36%   
MoneyLion is overvalued with Real Value of 44.5 and Target Price of 28.62. The main objective of MoneyLion stock analysis is to determine its intrinsic value, which is an estimate of what MoneyLion is worth, separate from its market price. There are two main types of MoneyLion's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect MoneyLion's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of MoneyLion's stock to identify patterns and trends that may indicate its future price movements.
The MoneyLion stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. MoneyLion is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. MoneyLion Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and MoneyLion's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.

MoneyLion Stock Analysis Notes

About 28.0% of the company outstanding shares are owned by corporate insiders. The book value of MoneyLion was now reported as 24.7. The company recorded a loss per share of 4.63. MoneyLion had not issued any dividends in recent years. The entity had 1:30 split on the 25th of April 2023. The companys platform offers access to banking, borrowing, and investing solutions for customers. The company was founded in 2013 and is headquartered in New York, New York. Moneylion operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 556 people. To find out more about MoneyLion contact Diwakar Choubey at 212 380 9865 or learn more at https://www.investors.moneylion.com.

MoneyLion Quarterly Total Revenue

112.96 Million

MoneyLion Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. MoneyLion's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding MoneyLion or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
MoneyLion is way too risky over 90 days horizon
MoneyLion appears to be risky and price may revert if volatility continues
The company generated the yearly revenue of 423.43 M. Annual Net Loss to common stockholders was (45.24 M) with gross profit of 134.72 M.
MoneyLion has a poor financial position based on the latest SEC disclosures
About 28.0% of the company outstanding shares are owned by corporate insiders
Latest headline from finance.yahoo.com: Exposure Management Market worth 7.6 billion by 2029, growing at a CAGR of 28.3 percent Report by MarketsandMarkets

MoneyLion Upcoming and Recent Events

Earnings reports are used by MoneyLion to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MoneyLion previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
21st of March 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
21st of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

MoneyLion Largest EPS Surprises

Earnings surprises can significantly impact MoneyLion's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2023-03-14
2022-12-31-0.11-0.13-0.0218 
2022-11-10
2022-09-30-0.12-0.090.0325 
2022-03-10
2021-12-31-0.09-0.12-0.0333 
View All Earnings Estimates

MoneyLion Thematic Classifications

In addition to having MoneyLion stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banking Idea
Banking
USA Equities from Banking industry as classified by Fama & French

MoneyLion Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as MoneyLion is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MoneyLion backward and forwards among themselves. MoneyLion's institutional investor refers to the entity that pools money to purchase MoneyLion's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Blackrock Inc2023-12-31
48.7 K
Hightower Advisors, Llc2023-12-31
42.7 K
Jane Street Group, Llc2023-12-31
42.5 K
Charles Schwab Investment Management Inc2023-12-31
28.8 K
Cubist Systematic Strategies, Llc2023-12-31
28 K
Two Sigma Investments Llc2023-12-31
27.4 K
Qube Research & Technologies2023-12-31
26.4 K
Balyasny Asset Management Llc2023-12-31
25.9 K
Goldman Sachs Group Inc2023-12-31
25.8 K
Stepstone Group Llc2023-12-31
779 K
Vanguard Group Inc2023-12-31
229.5 K
Note, although MoneyLion's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

MoneyLion Market Capitalization

The company currently falls under 'Small-Cap' category with a market capitalization of 827.14 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate MoneyLion's market, we take the total number of its shares issued and multiply it by MoneyLion's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

MoneyLion Profitablity

MoneyLion's profitability indicators refer to fundamental financial ratios that showcase MoneyLion's ability to generate income relative to its revenue or operating costs. If, let's say, MoneyLion is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, MoneyLion's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of MoneyLion's profitability requires more research than a typical breakdown of MoneyLion's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin (PM) of (0.11) %, which may indicate that it does not properly execute on its own pricing strategies. This is way below average. Likewise, it shows Net Operating Margin (NOM) of (0.01) %, which signifies that for every 100 dollars of sales, it has a net operating loss of $0.01.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.13)(0.14)
Return On Capital Employed(0.01)(0.01)
Return On Assets(0.09)(0.09)
Return On Equity(0.18)(0.17)

Management Efficiency

The value of Return On Tangible Assets is estimated to slide to -0.14. The value of Return On Capital Employed is expected to slide to -0.01. At this time, MoneyLion's Net Tangible Assets are quite stable compared to the past year. Other Assets is expected to rise to about 172.2 M this year, although the value of Non Current Assets Total will most likely fall to about 139.5 M. MoneyLion's management efficiency ratios could be used to measure how well MoneyLion manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 26.75  28.09 
Net Current Asset Value 0.00  0.00 
Tangible Asset Value 0.00  0.00 
Tangible Book Value Per Share 8.39  7.97 
Enterprise Value Over EBITDA 36.19  38.00 
Price Book Value Ratio 2.34  2.46 
Enterprise Value Multiple 36.19  38.00 
Price Fair Value 2.34  2.46 
Enterprise Value705 M359.3 M
The analysis of MoneyLion's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze MoneyLion's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of MoneyLion Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Beta
2.709

Technical Drivers

As of the 13th of April 2024, MoneyLion secures the Mean Deviation of 4.34, downside deviation of 5.96, and Risk Adjusted Performance of 0.0689. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MoneyLion, as well as the relationship between them. Strictly speaking, you can use this information to find out if the firm will indeed mirror its model of past prices, or the prices will eventually revert. We were able to break down and interpolate nineteen technical drivers for MoneyLion, which can be compared to its peers in the industry. Please verify MoneyLion standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if MoneyLion is priced some-what accurately, providing market reflects its recent price of 78.64 per share. Given that MoneyLion has jensen alpha of 0.4357, we recommend you to check MoneyLion's last-minute market performance to make sure the company can sustain itself at a future point.

MoneyLion Price Movement Analysis

The output start index for this execution was eleven with a total number of output elements of fifty. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. MoneyLion middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for MoneyLion. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

MoneyLion Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MoneyLion insiders, such as employees or executives, is commonly permitted as long as it does not rely on MoneyLion's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MoneyLion insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

MoneyLion Predictive Daily Indicators

MoneyLion intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MoneyLion stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

MoneyLion Corporate Filings

F4
19th of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
13th of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
8th of March 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
7th of March 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
16th of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
12th of February 2024
An amended filing to the original Schedule 13G
ViewVerify
F4
1st of December 2023
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
22nd of November 2023
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

MoneyLion Forecast Models

MoneyLion's time-series forecasting models are one of many MoneyLion's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MoneyLion's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About MoneyLion Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how MoneyLion prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling MoneyLion shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as MoneyLion. By using and applying MoneyLion Stock analysis, traders can create a robust methodology for identifying MoneyLion entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.11)(0.11)
Operating Profit Margin(0.01)(0.01)
Net Loss(0.11)(0.11)
Gross Profit Margin 0.38  0.36 

Current MoneyLion Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. MoneyLion analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. MoneyLion analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
28.62Strong Buy5Odds
MoneyLion current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most MoneyLion analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand MoneyLion stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of MoneyLion, talking to its executives and customers, or listening to MoneyLion conference calls.
MoneyLion Analyst Advice Details

MoneyLion Stock Analysis Indicators

MoneyLion stock analysis indicators help investors evaluate how MoneyLion stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading MoneyLion shares will generate the highest return on investment. By understating and applying MoneyLion stock analysis, traders can identify MoneyLion position entry and exit signals to maximize returns.
Begin Period Cash Flow153.7 M
Long Term Debt189.8 M
Common Stock Shares Outstanding9.6 M
Total Stockholder Equity257.2 M
Tax Provision2.8 M
Property Plant And Equipment NetM
Cash And Short Term Investments94.5 M
Cash94.5 M
Accounts Payable52.4 M
Net Debt102.3 M
50 Day M A60.4878
Total Current Liabilities55.5 M
Other Operating Expenses428.8 M
Non Current Assets Total188.6 M
Non Currrent Assets Other4.1 M
Stock Based Compensation22.9 M
When determining whether MoneyLion is a strong investment it is important to analyze MoneyLion's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MoneyLion's future performance. For an informed investment choice regarding MoneyLion Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

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When running MoneyLion's price analysis, check to measure MoneyLion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MoneyLion is operating at the current time. Most of MoneyLion's value examination focuses on studying past and present price action to predict the probability of MoneyLion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MoneyLion's price. Additionally, you may evaluate how the addition of MoneyLion to your portfolios can decrease your overall portfolio volatility.
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Is MoneyLion's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MoneyLion. If investors know MoneyLion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MoneyLion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(4.63)
Revenue Per Share
44.042
Quarterly Revenue Growth
0.19
Return On Assets
(0.01)
Return On Equity
(0.17)
The market value of MoneyLion is measured differently than its book value, which is the value of MoneyLion that is recorded on the company's balance sheet. Investors also form their own opinion of MoneyLion's value that differs from its market value or its book value, called intrinsic value, which is MoneyLion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MoneyLion's market value can be influenced by many factors that don't directly affect MoneyLion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MoneyLion's value and its price as these two are different measures arrived at by different means. Investors typically determine if MoneyLion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MoneyLion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.