Moneylion Stock Today

ML Stock  USD 78.64  1.90  2.36%   

Performance

8 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 40

 
High
 
Low
Below Average
MoneyLion is selling for 78.64 as of the 13th of April 2024. This is a -2.36 percent decrease since the beginning of the trading day. The stock's lowest day price was 76.01. MoneyLion has about a 40 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. Equity ratings for MoneyLion are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 24th of April 2022 and ending today, the 13th of April 2024. Click here to learn more.
Business Domain
Software & Services
IPO Date
14th of August 2020
Category
Technology
Classification
Information Technology
The companys platform offers access to banking, borrowing, and investing solutions for customers. The company was founded in 2013 and is headquartered in New York, New York. Moneylion operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. The company has 10.52 M outstanding shares of which 187.06 K shares are now sold short in the market by investors with about 0.78 days to cover all shorted shares. More on MoneyLion

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MoneyLion Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. MoneyLion's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding MoneyLion or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Thematic IdeaBanking (View all Themes)
Old NameMillennial Lithium Corp
Business ConcentrationApplication Software, Software - Application, Information Technology, NYSE Composite, Stock Exchange Of, SBF 120, CAC All Tradable, CAC 40, CAC 40 Gross, CAC Consumer Goods, CAC All-Tradable, CAC All Shares, CAC Large 60, CAC All-Tradable Net, SBF 120 Gross, SET Total Return, Banking, Information Technology, Software, Software—Application, Technology (View all Sectors)
Average Analyst Recommendation
Analysts covering MoneyLion report their recommendations after researching MoneyLion's financial statements, talking to executives and customers, or listening in on MoneyLion's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering MoneyLion. The MoneyLion consensus assessment is calculated by taking the average forecast from all of the analysts covering MoneyLion.
Financial Strength
Based on the analysis of MoneyLion's profitability, liquidity, and operating efficiency, MoneyLion is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May. Financial strength of MoneyLion is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.480.8218
Way Down
Pretty Stable
Gross Profit Margin0.360.3779
Sufficiently Down
Slightly volatile
Total Current Liabilities47.1 M55.5 M
Fairly Down
Slightly volatile
Non Current Liabilities Total208.7 M202.5 M
Fairly Up
Slightly volatile
Total Assets401.3 M515.3 M
Significantly Down
Slightly volatile
Total Current Assets261.9 M326.6 M
Significantly Down
Slightly volatile
MoneyLion's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to MoneyLion's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand MoneyLion's financial leverage. It provides some insight into what part of MoneyLion's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on MoneyLion's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how MoneyLion deploys its capital and how much of that capital is borrowed.
Liquidity
MoneyLion cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company reports 196.74 M of total liabilities with total debt to equity ratio (D/E) of 0.61, which is normal for its line of buisiness. MoneyLion has a current ratio of 7.54, indicating that it is in good position to pay out its debt commitments in time. Debt can assist MoneyLion until it has trouble settling it off, either with new capital or with free cash flow. So, MoneyLion's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like MoneyLion sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for MoneyLion to invest in growth at high rates of return. When we think about MoneyLion's use of debt, we should always consider it together with cash and equity.

Free Cash Flow

115.85 Million
MoneyLion (ML) is traded on New York Stock Exchange in USA. It is located in 30 West 21st Street, New York, NY, United States, 10010 and employs 600 people. MoneyLion is listed under Application Software category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a market capitalization of 827.14 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate MoneyLion's market, we take the total number of its shares issued and multiply it by MoneyLion's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. MoneyLion is active under Software sector as part of Information Technology industry. The entity has 10.52 M outstanding shares of which 187.06 K shares are now sold short in the market by investors with about 0.78 days to cover all shorted shares. MoneyLion reports about 154.06 M in cash with 116.35 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.63.
Check MoneyLion Probability Of Bankruptcy
Ownership Allocation
MoneyLion holds a total of 10.52 Million outstanding shares. MoneyLion holds significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Remember, it does not matter who owns the company or if the company is currently losing money. If the true value of the company is more than the market pays for it currently, you can still have a good investment opportunity.
Check MoneyLion Ownership Details

MoneyLion Stock Price Odds Analysis

Proceeding from a normal probability distribution, the odds of MoneyLion jumping above the current price in 90 days from now is under 4%. The MoneyLion probability density function shows the probability of MoneyLion stock to fall within a particular range of prices over 90 days. Allowing for the 90-day total investment horizon the stock has a beta coefficient of 2.5718. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, MoneyLion will likely underperform. Additionally, moneyLion has an alpha of 0.4357, implying that it can generate a 0.44 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 78.64HorizonTargetOdds Above 78.64
96.11%90 days
 78.64 
3.87%
Based on a normal probability distribution, the odds of MoneyLion to move above the current price in 90 days from now is under 4 (This MoneyLion probability density function shows the probability of MoneyLion Stock to fall within a particular range of prices over 90 days) .

MoneyLion Stock Institutional Holders

Institutional Holdings refers to the ownership stake in MoneyLion that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of MoneyLion's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing MoneyLion's value.
InstituionRecorded OnShares
Blackrock Inc2023-12-31
48.7 K
Hightower Advisors, Llc2023-12-31
42.7 K
Jane Street Group, Llc2023-12-31
42.5 K
Charles Schwab Investment Management Inc2023-12-31
28.8 K
Cubist Systematic Strategies, Llc2023-12-31
28 K
Two Sigma Investments Llc2023-12-31
27.4 K
Qube Research & Technologies2023-12-31
26.4 K
Balyasny Asset Management Llc2023-12-31
25.9 K
Goldman Sachs Group Inc2023-12-31
25.8 K
Stepstone Group Llc2023-12-31
779 K
Vanguard Group Inc2023-12-31
229.5 K
View MoneyLion Diagnostics

MoneyLion Historical Income Statement

MoneyLion Income Statement is one of the three primary financial statements used for reporting MoneyLion's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of MoneyLion revenue and expense. MoneyLion Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, MoneyLion's Total Operating Expenses is quite stable compared to the past year. Reconciled Depreciation is expected to rise to about 25.7 M this year, although the value of Interest Expense will most likely fall to about 15.8 M. View More Fundamentals

MoneyLion Stock Against Markets

Picking the right benchmark for MoneyLion stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in MoneyLion stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for MoneyLion is critical whether you are bullish or bearish towards MoneyLion at a given time. Please also check how MoneyLion's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in MoneyLion without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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MoneyLion Corporate Management

Elected by the shareholders, the MoneyLion's board of directors comprises two types of representatives: MoneyLion inside directors who are chosen from within the company, and outside directors, selected externally and held independent of MoneyLion. The board's role is to monitor MoneyLion's management team and ensure that shareholders' interests are well served. MoneyLion's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, MoneyLion's outside directors are responsible for providing unbiased perspectives on the board's policies.

How to buy MoneyLion Stock?

Before investing in MoneyLion, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in MoneyLion. To buy MoneyLion stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of MoneyLion. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase MoneyLion stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located MoneyLion stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased MoneyLion stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as MoneyLion, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy MoneyLion Stock please use our How to Invest in MoneyLion guide.

Already Invested in MoneyLion?

The danger of trading MoneyLion is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of MoneyLion is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than MoneyLion. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile MoneyLion is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether MoneyLion is a strong investment it is important to analyze MoneyLion's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MoneyLion's future performance. For an informed investment choice regarding MoneyLion Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.
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When running MoneyLion's price analysis, check to measure MoneyLion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MoneyLion is operating at the current time. Most of MoneyLion's value examination focuses on studying past and present price action to predict the probability of MoneyLion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MoneyLion's price. Additionally, you may evaluate how the addition of MoneyLion to your portfolios can decrease your overall portfolio volatility.
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Is MoneyLion's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MoneyLion. If investors know MoneyLion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MoneyLion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(4.63)
Revenue Per Share
44.042
Quarterly Revenue Growth
0.19
Return On Assets
(0.01)
Return On Equity
(0.17)
The market value of MoneyLion is measured differently than its book value, which is the value of MoneyLion that is recorded on the company's balance sheet. Investors also form their own opinion of MoneyLion's value that differs from its market value or its book value, called intrinsic value, which is MoneyLion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MoneyLion's market value can be influenced by many factors that don't directly affect MoneyLion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MoneyLion's value and its price as these two are different measures arrived at by different means. Investors typically determine if MoneyLion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MoneyLion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.