Nu Holdings Stock Today

NU Stock  USD 10.95  0.34  3.01%   

Performance

11 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 3

 
High
 
Low
Very Low
Nu Holdings is selling for under 10.95 as of the 16th of April 2024; that is -3.01 percent down since the beginning of the trading day. The stock's last reported lowest price was 10.92. Nu Holdings has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. Equity ratings for Nu Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 17th of March 2024 and ending today, the 16th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
9th of December 2021
Category
Financial Services
Classification
Financials
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil. Nu Holdings is traded on New York Stock Exchange in the United States. The company has 3.68 B outstanding shares of which 61.08 M shares are now sold short in the market by investors with about 2.11 days to cover all shorted shares. More on Nu Holdings

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Nu Holdings Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Nu Holdings' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Nu Holdings or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
COO PresidentYoussef Lahrech
Thematic Ideas
(View all Themes)
Business ConcentrationDiversified Banks, Banks - Regional, Financial Services, NYSE Composite, Banking, Hedge Favorites, Warren Buffett Holdings, Financials, Banks, Banks—Diversified, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Nu Holdings report their recommendations after researching Nu Holdings' financial statements, talking to executives and customers, or listening in on Nu Holdings' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Nu Holdings. The Nu Holdings consensus assessment is calculated by taking the average forecast from all of the analysts covering Nu Holdings.
Financial Strength
Based on the key indicators related to Nu Holdings' liquidity, profitability, solvency, and operating efficiency, Nu Holdings is performing exceptionally good at this time. It has a great probability to report excellent financial results in May. Financial strength of Nu Holdings is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.170.1618
Sufficiently Up
Slightly volatile
Total Current Liabilities107.9 M113.6 M
Notably Down
Very volatile
Non Current Liabilities Total38.7 B36.9 B
Sufficiently Up
Slightly volatile
Total Assets45.5 B43.3 B
Sufficiently Up
Slightly volatile
Total Current Assets5.1 B4.8 B
Notably Up
Slightly volatile
Nu Holdings' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Nu Holdings' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Nu Holdings' financial leverage. It provides some insight into what part of Nu Holdings' total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Nu Holdings' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Nu Holdings deploys its capital and how much of that capital is borrowed.
Liquidity
Nu Holdings cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company reports 1.17 B of total liabilities with total debt to equity ratio (D/E) of 0.13, which may suggest the company is not taking enough advantage from financial leverage. Nu Holdings has a current ratio of 0.74, implying that it has not enough working capital to pay out debt commitments in time. Debt can assist Nu Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Nu Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Nu Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Nu Holdings to invest in growth at high rates of return. When we think about Nu Holdings' use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

4.38 Billion
Nu Holdings (NU) is traded on New York Stock Exchange in USA. It is located in Rua Capote Valente, 39, São Paulo, SP, Brazil, 5409-0000 and employs 14 people. Nu Holdings is listed under Diversified Banks category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a market capitalization of 52.19 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Nu Holdings's market, we take the total number of its shares issued and multiply it by Nu Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Nu Holdings is active under Banks sector as part of Financials industry. The entity has 3.68 B outstanding shares of which 61.08 M shares are now sold short in the market by investors with about 2.11 days to cover all shorted shares. Nu Holdings reports about 1.18 M in cash with 8.69 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.0.
Check Nu Holdings Probability Of Bankruptcy
Ownership Allocation
Nu Holdings secures a total of 3.68 Billion outstanding shares. The majority of Nu Holdings outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to shop for positions in Nu Holdings to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in Nu Holdings. Please pay attention to any change in the institutional holdings of Nu Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Nu Holdings Ownership Details

Nu Holdings Stock Price Odds Analysis

Attributed to a normal probability distribution, the odds of Nu Holdings jumping above the current price in 90 days from now is about 38.8%. The Nu Holdings probability density function shows the probability of Nu Holdings stock to fall within a particular range of prices over 90 days. Allowing for the 90-day total investment horizon the stock has a beta coefficient of 1.289. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Nu Holdings will likely underperform. Additionally, nu Holdings has an alpha of 0.2279, implying that it can generate a 0.23 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 10.95HorizonTargetOdds Above 10.95
61.06%90 days
 10.95 
38.80%
Based on a normal probability distribution, the odds of Nu Holdings to move above the current price in 90 days from now is about 38.8 (This Nu Holdings probability density function shows the probability of Nu Holdings Stock to fall within a particular range of prices over 90 days) .

Nu Holdings Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Nu Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Nu Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Nu Holdings' value.
InstituionRecorded OnShares
Morgan Stanley - Brokerage Accounts2023-12-31
59.6 M
Artisan Partners Limited Partnership2023-12-31
54.1 M
D. E. Shaw & Co Lp2023-09-30
48.6 M
Ribbit Management Company, Llc2023-12-31
43.6 M
Redpoint Management, Llc2023-12-31
42.4 M
Fidelity International Ltd2023-12-31
41.8 M
T. Rowe Price Associates, Inc.2023-12-31
41.2 M
Fmr Inc2023-12-31
36.2 M
Kontiki Capital Management (hk) Ltd.2023-12-31
35.7 M
Sc Us (ttgp), Ltd.2023-12-31
252.3 M
Capital Research Global Investors2023-12-31
175.2 M
View Nu Holdings Diagnostics

Nu Holdings Historical Income Statement

Nu Holdings Income Statement is one of the three primary financial statements used for reporting Nu Holdings's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Nu Holdings revenue and expense. Nu Holdings Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Nu Holdings' Other Operating Expenses is comparatively stable compared to the past year. Operating Income is likely to gain to about 1.6 B in 2024, despite the fact that Net Loss is likely to grow to (311.8 M). View More Fundamentals

Nu Holdings Stock Against Markets

Picking the right benchmark for Nu Holdings stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Nu Holdings stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Nu Holdings is critical whether you are bullish or bearish towards Nu Holdings at a given time. Please also check how Nu Holdings' historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Nu Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Nu Holdings Corporate Management

Elected by the shareholders, the Nu Holdings' board of directors comprises two types of representatives: Nu Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Nu Holdings. The board's role is to monitor Nu Holdings' management team and ensure that shareholders' interests are well served. Nu Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Nu Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Suzana KubricChief OfficerProfile
Guilherme LagoChief OfficerProfile
Livia ChanesChief BrazilProfile
Jorg FriedemannInvestor OfficerProfile
Guilherme VieiraMangInvestor RelationsProfile
Cristina JunqueiraCoFounder OfficerProfile

How to buy Nu Holdings Stock?

Before investing in Nu Holdings, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Nu Holdings. To buy Nu Holdings stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Nu Holdings. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Nu Holdings stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Nu Holdings stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Nu Holdings stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Nu Holdings, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.

Already Invested in Nu Holdings?

The danger of trading Nu Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Nu Holdings is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Nu Holdings. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Nu Holdings is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Nu Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nu Holdings Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nu Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Nu Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nu Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.
For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

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When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Nu Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nu Holdings. If investors know Nu Holdings will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nu Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
38
Earnings Share
0.21
Revenue Per Share
0.782
Quarterly Revenue Growth
0.922
Return On Assets
0.0281
The market value of Nu Holdings is measured differently than its book value, which is the value of Nu Holdings that is recorded on the company's balance sheet. Investors also form their own opinion of Nu Holdings' value that differs from its market value or its book value, called intrinsic value, which is Nu Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nu Holdings' market value can be influenced by many factors that don't directly affect Nu Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nu Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Nu Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nu Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.