Richard Howes - Challenger Chief Executive of Challenger Life Company Limited

Mr. Richard Howes is Chief Executive Officer, Managing Director, Director of the company. He joined Challenger in 2003 and is currently Chief Executive, Distribution, Product and Marketing. In this role, Richard is responsible for the companys product design, retail and institutional distribution, sales and marketing activities. During his time in this role, Challenger has made significant progress on a number of key growth initiatives including the program to expand Challengers distribution reach by making annuities available on platforms. In the past 12 months Challengers annuities have launched on the BT Panorama platform and new arrangements to launch on Hub24 and Netwealth have also been announced. Once complete, Challenger annuities will be available on the platforms used by 70 percent of Australian financial advisers. Prior to his current role, Richard was the Chief Executive of Challenger Life business where he oversaw Life investment portfolio, asset and liability management, and the annuity product suite. Richard was a key architect in building the portfolio, team and processes which underpin Challenger Life investment strategy and success. Richard initially joined Challenger in 2003 as Life Chief Investment Officer. Richard is a founding member of Challenger Asset and Liability Committee and continues to serve on this committee. Prior to joining Challenger, Richard held senior roles at Zurich Capital Markets, Macquarie Bank and Bankers Trust where his primary responsibility was providing risk management solutions to major companies and institutions globally. He began his career in the strategy department of Queensland Investment Corporationrationration. Richard has a Bachelor of Commerce in Finance and Accounting and a Bachelor of Economics and has completed the Advanced Management Program at Harvard Business School. He is also on the Advisory Board of the University of Queensland Business School. since 2019.