David Huffman - TFS Financial CFO and Secretary

TFSL Stock  USD 13.04  0.34  2.68%   

CFO

Mr. David S. Huffman is no longer Chief Financial Officer, Secretary of the Company effective September 30, 2018 . He joined the Association in 1993, and has served as its Chief Financial Officer since 2000. He has also served as Chief Financial Officer of the Company since 2004 and as Secretary since 2011 since 2011.
Age 64
Tenure 13 years
Address 7007 Broadway Avenue, Cleveland, OH, United States, 44105
Phone216 441 6000
Webhttps://www.thirdfederal.com
Huffman has more than 30 years of experience in the financial institutions industry, including serving as Chief Financial Officer of First American Savings Bank of Canton, Ohio, from 1989 to 1993.

TFS Financial Management Efficiency

The value of Return On Tangible Assets is estimated to slide to 0. The value of Return On Capital Employed is expected to slide to 0.01. At this time, TFS Financial's Debt To Assets are quite stable compared to the past year. Asset Turnover is expected to rise to 0.02 this year, although the value of Total Assets will most likely fall to about 13.2 B. TFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 5.27 B in liabilities with Debt to Equity (D/E) ratio of 6.77, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist TFS Financial until it has trouble settling it off, either with new capital or with free cash flow. So, TFS Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like TFS Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for TFS to invest in growth at high rates of return. When we think about TFS Financial's use of debt, we should always consider it together with cash and equity.

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TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Tfs Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1005 people. TFS Financial (TFSL) is traded on NASDAQ Exchange in USA. It is located in 7007 Broadway Avenue, Cleveland, OH, United States, 44105 and employs 995 people. TFS Financial is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

TFS Financial Leadership Team

Elected by the shareholders, the TFS Financial's board of directors comprises two types of representatives: TFS Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of TFS. The board's role is to monitor TFS Financial's management team and ensure that shareholders' interests are well served. TFS Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, TFS Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Cathy Zbanek, Chief Marketing and HR Officer of Third Federal Savings and Loan
Judith Adam, Chief Risk Officer
Anthony Asher, Independent Director
Terrence Ozan, Independent Director
William Mulligan, Independent Director
Meredith Weil, VP, Director, Member of Nominating Committee and COO of Third Federal Savings and Loan
Martin Cohen, Independent Director
Ben Stefanski, Independent Director
Paul Huml, COO and Chief Accounting Officer
Marc Stefanski, Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee
Gavin Stefanski, Chief Cleveland
Paul Stefanik, Independent Director
Ashley Williams, Director
Susanne Miller, Chief Officer
Anna Motta, CIO
Kathleen Danckers, Chief Officer
Timothy Mulhern, Chief Officer
Russell Holmes, Chief Cleveland
Deborah Hand, Chief Officer
Robert Fiala, Independent Director
David Huffman, CFO and Secretary
Andrew Rubino, Chief Cleveland
Robert Heisler, Independent Director
John Ringenbach, Director
Bradley Stefanski, Chief Cleveland

TFS Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is TFS Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.

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When running TFS Financial's price analysis, check to measure TFS Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TFS Financial is operating at the current time. Most of TFS Financial's value examination focuses on studying past and present price action to predict the probability of TFS Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TFS Financial's price. Additionally, you may evaluate how the addition of TFS Financial to your portfolios can decrease your overall portfolio volatility.
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Is TFS Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.251
Dividend Share
0.565
Earnings Share
0.28
Revenue Per Share
1.095
Quarterly Revenue Growth
0.033
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.