TFS Financial Net Worth

TFS Financial Net Worth Breakdown

  TFSL
The net worth of TFS Financial is the difference between its total assets and liabilities. TFS Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of TFS Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. TFS Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if TFS Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in TFS Financial stock.

TFS Financial Net Worth Analysis

TFS Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including TFS Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of TFS Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform TFS Financial's net worth analysis. One common approach is to calculate TFS Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares TFS Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing TFS Financial's net worth. This approach calculates the present value of TFS Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of TFS Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate TFS Financial's net worth. This involves comparing TFS Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into TFS Financial's net worth relative to its peers.

Enterprise Value

4.05 Billion

To determine if TFS Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding TFS Financial's net worth research are outlined below:
TFS Financial has a poor financial position based on the latest SEC disclosures
Over 91.0% of the company shares are owned by institutional investors
On 21st of March 2024 TFS Financial paid $ 0.2825 per share dividend to its current shareholders
Latest headline from investing.com: TFS Financial exec sells 130k in company stock
TFS Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in TFS Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to TFS Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

TFS Financial Target Price Consensus

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. TFS target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. TFS Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Hold
Most TFS analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand TFS stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of TFS Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

TFS Financial Target Price Projection

TFS Financial's current and average target prices are 13.38 and 15.00, respectively. The current price of TFS Financial is the price at which TFS Financial is currently trading. On the other hand, TFS Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

TFS Financial Market Quote on 16th of May 2024

Low Price13.29Odds
High Price13.45Odds

13.38

Target Price

Analyst Consensus On TFS Financial Target Price

Low Estimate13.65Odds
High Estimate16.65Odds

15.0

Historical Lowest Forecast  13.65 Target Price  15.0 Highest Forecast  16.65
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on TFS Financial and the information provided on this page.

Know TFS Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as TFS Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading TFS Financial backward and forwards among themselves. TFS Financial's institutional investor refers to the entity that pools money to purchase TFS Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Charles Schwab Investment Management Inc2023-12-31
427.6 K
Morgan Stanley - Brokerage Accounts2023-12-31
401.9 K
Northern Trust Corp2023-12-31
386.5 K
Hartland & Co2023-12-31
260.3 K
Norges Bank2023-12-31
192.3 K
Goldman Sachs Group Inc2023-12-31
191.2 K
Nuveen Asset Management, Llc2023-12-31
185.1 K
Bank Of America Corp2023-12-31
182 K
Alaska Permanent Fund Corp2023-12-31
178.7 K
Vanguard Group Inc2023-12-31
5.2 M
Renaissance Technologies Corp2023-12-31
3.6 M
Note, although TFS Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow TFS Financial's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.77 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate TFS Financial's market, we take the total number of its shares issued and multiply it by TFS Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Market Cap

3 Billion

Project TFS Financial's profitablity

TFS Financial's profitability indicators refer to fundamental financial ratios that showcase TFS Financial's ability to generate income relative to its revenue or operating costs. If, let's say, TFS Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, TFS Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of TFS Financial's profitability requires more research than a typical breakdown of TFS Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
Last ReportedProjected for Next Year
Return On Tangible Assets 0  0 
Return On Capital Employed 0.01  0.01 
Return On Assets 0  0 
Return On Equity 0.04  0.03 
The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.
When accessing TFS Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures TFS Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of TFS Financial's profitability and make more informed investment decisions.
The data published in TFS Financial's official financial statements usually reflect TFS Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of TFS Financial. For example, before you start analyzing numbers published by TFS accountants, it's critical to develop an understanding of what TFS Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of TFS Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, TFS Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in TFS Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of TFS Financial. Please utilize our Beneish M Score to check the likelihood of TFS Financial's management manipulating its earnings.

Evaluate TFS Financial's management efficiency

The value of Return On Tangible Assets is estimated to slide to 0. The value of Return On Capital Employed is expected to slide to 0.01. At this time, TFS Financial's Debt To Assets are quite stable compared to the past year. Asset Turnover is expected to rise to 0.02 this year, although the value of Total Assets will most likely fall to about 13.2 B. TFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 6.25  4.56 
Net Current Asset Value 0.00  0.00 
Tangible Asset Value 0.00  0.00 
Tangible Book Value Per Share 37.72  39.60 
Enterprise Value Over EBITDA 77.95  81.84 
Price Book Value Ratio 1.96  2.68 
Enterprise Value Multiple 77.95  81.84 
Price Fair Value 1.96  2.68 
Enterprise Value7.3 BB
The analysis of TFS Financial's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze TFS Financial's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of TFS Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Revenue
304.1 M
Quarterly Revenue Growth
0.033
Revenue Per Share
1.095
Return On Equity
0.042
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific TFS Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on TFS Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases TFS Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

TFS Financial Corporate Filings

F4
9th of May 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
30th of April 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13th of February 2024
Other Reports
ViewVerify
10Q
8th of February 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
TFS Financial time-series forecasting models is one of many TFS Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary TFS Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

TFS Financial Earnings Estimation Breakdown

The calculation of TFS Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of TFS Financial is estimated to be 0.07 with the future projection ranging from a low of 0.06 to a high of 0.08. Please be aware that this consensus of annual earnings estimates for TFS Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.07
0.06
Lowest
Expected EPS
0.07
0.08
Highest

TFS Financial Earnings Projection Consensus

Suppose the current estimates of TFS Financial's value are higher than the current market price of the TFS Financial stock. In this case, investors may conclude that TFS Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and TFS Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2024Current EPS (TTM)
283.13%
0.07
0.07
0.28

TFS Financial Earnings per Share Projection vs Actual

Actual Earning per Share of TFS Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering TFS Financial predict the company's earnings will be in the future. The higher the earnings per share of TFS Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

TFS Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as TFS Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of TFS Financial should always be considered in relation to other companies to make a more educated investment decision.

TFS Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact TFS Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-04-30
2024-03-310.060.070.0116 
2024-01-30
2023-12-310.060.070.0116 
2023-10-26
2023-09-300.050.070.0240 
2023-07-27
2023-06-300.040.060.0250 
2023-04-27
2023-03-310.080.06-0.0225 
2023-01-26
2022-12-310.080.080.0
2022-10-27
2022-09-300.080.090.0112 
2022-07-28
2022-06-300.060.060.0
2022-04-28
2022-03-310.060.060.0
2022-01-27
2021-12-310.060.060.0
2021-10-28
2021-09-300.060.060.0
2021-07-29
2021-06-300.060.060.0
2021-04-29
2021-03-310.070.080.0114 
2021-01-28
2020-12-310.070.090.0228 
2020-10-29
2020-09-300.060.05-0.0116 
2020-07-30
2020-06-300.050.10.05100 
2020-04-30
2020-03-310.050.060.0120 
2020-01-30
2019-12-310.060.090.0350 
2019-10-30
2019-09-300.060.080.0233 
2019-07-30
2019-06-300.070.06-0.0114 
2019-04-30
2019-03-310.070.070.0
2019-01-30
2018-12-310.080.07-0.0112 
2018-10-29
2018-09-300.080.080.0
2018-07-30
2018-06-300.090.07-0.0222 
2018-04-30
2018-03-310.090.08-0.0111 
2018-01-30
2017-12-310.080.090.0112 
2017-10-30
2017-09-300.080.080.0
2017-07-27
2017-06-300.070.080.0114 
2017-04-28
2017-03-310.070.080.0114 
2017-01-30
2016-12-310.070.070.0
2016-10-27
2016-09-300.070.080.0114 
2016-07-28
2016-06-300.070.070.0
2016-04-28
2016-03-310.060.070.0116 
2016-01-28
2015-12-310.060.060.0
2015-10-30
2015-09-300.060.080.0233 
2015-07-30
2015-06-300.050.060.0120 
2015-04-30
2015-03-310.050.050.0
2015-01-29
2014-12-310.060.060.0
2014-10-29
2014-09-300.060.05-0.0116 
2014-07-30
2014-06-300.060.060.0
2014-04-24
2014-03-310.050.050.0
2014-01-30
2013-12-310.050.050.0
2013-10-30
2013-09-300.050.050.0
2013-07-30
2013-06-300.030.050.0266 
2013-04-25
2013-03-310.030.040.0133 
2013-01-30
2012-12-310.020.040.02100 
2012-10-30
2012-09-300.010.0036-0.006464 
2012-07-30
2012-06-300.030.0029-0.027190 
2012-02-01
2011-12-310.030.030.0
2011-11-16
2011-09-300.030.030.0
2011-08-03
2011-06-300.010.020.01100 
2011-02-09
2010-12-31-0.01-0.02-0.01100 
2010-11-10
2010-09-300.02-0.04-0.06300 
2010-08-04
2010-06-300.030.030.0
2010-05-05
2010-03-310.020.01-0.0150 
2010-02-01
2009-12-310.020.030.0150 
2009-11-13
2009-09-300.03-0.04-0.07233 
2009-08-05
2009-06-300.020.030.0150 
2009-05-06
2009-03-310.020.020.0
2009-02-04
2008-12-310.030.040.0133 
2008-11-25
2008-09-300.030.040.0133 
2008-08-06
2008-06-300.040.02-0.0250 
2008-05-08
2008-03-310.060.05-0.0116 
2008-02-11
2007-12-310.050.060.0120 

Be your own money manager

Our tools can tell you how much better you can do entering a position in TFS Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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TFS Financial Corporate Management

Elected by the shareholders, the TFS Financial's board of directors comprises two types of representatives: TFS Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of TFS. The board's role is to monitor TFS Financial's management team and ensure that shareholders' interests are well served. TFS Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, TFS Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Cathy ZbanekChief Marketing and HR Officer of Third Federal Savings and LoanProfile
Russell HolmesChief ClevelandProfile
Susanne MillerChief OfficerProfile
Deborah HandChief OfficerProfile
Kathleen DanckersChief OfficerProfile

How to buy TFS Stock?

The net worth of TFS Financial is the difference between its total assets and liabilities. TFS Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of TFS Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. TFS Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if TFS Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in TFS Financial stock.

Already Invested in TFS Financial?

The danger of trading TFS Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of TFS Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than TFS Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile TFS Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

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When running TFS Financial's price analysis, check to measure TFS Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TFS Financial is operating at the current time. Most of TFS Financial's value examination focuses on studying past and present price action to predict the probability of TFS Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TFS Financial's price. Additionally, you may evaluate how the addition of TFS Financial to your portfolios can decrease your overall portfolio volatility.
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Is TFS Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.251
Dividend Share
1.13
Earnings Share
0.28
Revenue Per Share
1.095
Quarterly Revenue Growth
0.033
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.