Optimumbank Holdings Stock Today
| OPHC Stock | USD 4.30 0.01 0.23% |
Performance3 of 100
| Odds Of DistressLess than 9
|
OptimumBank Holdings is trading at 4.30 as of the 12th of May 2024, a 0.23 percent up since the beginning of the trading day. The stock's open price was 4.29. OptimumBank Holdings has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for OptimumBank Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 12th of February 2024 and ending today, the 12th of May 2024. Click here to learn more.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company was founded in 2000 and is based in Fort Lauderdale, Florida. Optimumbank Hlds operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 9.63 M outstanding shares of which 6.55 K shares are now shorted by private and institutional investors with about 0.82 trading days to cover. More on OptimumBank Holdings
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OptimumBank Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. OptimumBank Holdings' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding OptimumBank Holdings or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO | Timothy Terry |
| Business Concentration | Banking, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) |
OptimumBank Holdings (OPHC) is traded on NASDAQ Exchange in USA. It is located in 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308 and employs 60 people. OptimumBank Holdings is listed under Banking category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 41.43 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate OptimumBank Holdings's market, we take the total number of its shares issued and multiply it by OptimumBank Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. OptimumBank Holdings conducts business under Banks sector and is part of Financials industry. The entity has 9.63 M outstanding shares of which 6.55 K shares are now shorted by private and institutional investors with about 0.82 trading days to cover.
OptimumBank Holdings currently holds about 77.27 M in cash with 6.88 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.82, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
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Ownership AllocationOptimumBank Holdings has a total of 9.63 Million outstanding shares. OptimumBank Holdings has significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
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OptimumBank Stock Price Odds Analysis
What are OptimumBank Holdings' target price odds to finish over the current price? Based on a normal probability distribution, the odds of OptimumBank Holdings jumping above the current price in 90 days from now is about 35.03%. The OptimumBank Holdings probability density function shows the probability of OptimumBank Holdings stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days OptimumBank Holdings has a beta of 0.0543. This indicates as returns on the market go up, OptimumBank Holdings average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding OptimumBank Holdings will be expected to be much smaller as well. Additionally, optimumBank Holdings has an alpha of 0.0774, implying that it can generate a 0.0774 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of OptimumBank Holdings to move above the current price in 90 days from now is about 35.03 (This OptimumBank Holdings probability density function shows the probability of OptimumBank Stock to fall within a particular range of prices over 90 days) .
OptimumBank Holdings Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. OptimumBank Holdings market risk premium is the additional return an investor will receive from holding OptimumBank Holdings long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in OptimumBank Holdings. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although OptimumBank Holdings' alpha and beta are two of the key measurements used to evaluate OptimumBank Holdings' performance over the market, the standard measures of volatility play an important role as well.
| Risk Adjusted Performance | 0.0324 | |||
| Jensen Alpha | 0.0774 | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | 0.0033 |
OptimumBank Stock Against Markets
Picking the right benchmark for OptimumBank Holdings stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in OptimumBank Holdings stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for OptimumBank Holdings is critical whether you are bullish or bearish towards OptimumBank Holdings at a given time. Please also check how OptimumBank Holdings' historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in OptimumBank Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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OptimumBank Holdings Corporate Management
Elected by the shareholders, the OptimumBank Holdings' board of directors comprises two types of representatives: OptimumBank Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OptimumBank. The board's role is to monitor OptimumBank Holdings' management team and ensure that shareholders' interests are well served. OptimumBank Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OptimumBank Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Lisa Corr | Assistant Lending | Profile | |
| Lesile Legg | Branch Operations | Profile | |
| Frank Nelson | Senior Lending | Profile | |
| Rosa Arias | Head Teller | Profile |
How to buy OptimumBank Stock?
Before investing in OptimumBank Holdings, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in OptimumBank Holdings. To buy OptimumBank Holdings stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of OptimumBank Holdings. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase OptimumBank Holdings stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located OptimumBank Holdings stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased OptimumBank Holdings stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as OptimumBank Holdings, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy OptimumBank Stock please use our How to Invest in OptimumBank Holdings guide.
Already Invested in OptimumBank Holdings?
The danger of trading OptimumBank Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of OptimumBank Holdings is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than OptimumBank Holdings. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile OptimumBank Holdings is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in rate. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.Note that the OptimumBank Holdings information on this page should be used as a complementary analysis to other OptimumBank Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Complementary Tools for OptimumBank Stock analysis
When running OptimumBank Holdings' price analysis, check to measure OptimumBank Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings is operating at the current time. Most of OptimumBank Holdings' value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings' price. Additionally, you may evaluate how the addition of OptimumBank Holdings to your portfolios can decrease your overall portfolio volatility.
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Is OptimumBank Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.