Affirm Stock Analysis

AFRM
 Stock
  

USD 12.81  1.60  11.10%   

The big decline in price over the last few months for Affirm Holdings could raise concerns from stakeholders as the firm is trading at a share price of 12.81 on 12,255,831 in volume. The company management teams failed to add value to investors and position the firm supply of money to exploit market volatility in November. However, diversifying your holdings with Affirm Holdings or similar stocks can still protect your portfolios during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 7.11. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Affirm Holdings partners.
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The Affirm Holdings stock analysis report makes it easy to digest most publicly released information about Affirm Holdings and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Affirm Stock analysis module also helps to analyze the Affirm Holdings price relationship with some important fundamental indicators such as market cap and management efficiency.

Affirm Stock Analysis Notes

About 84.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.45. Some equities with similar Price to Book (P/B) outperform the market in the long run. Affirm Holdings has Price/Earnings To Growth (PEG) ratio of 0.17. The entity recorded a loss per share of 2.3. The firm had not issued any dividends in recent years. Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. Affirm Holdings operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 2552 people. For more info on Affirm Holdings please contact Max Levchin at 415 984 0490 or go to https://www.affirm.com.

Affirm Holdings Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Affirm Holdings' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Affirm Holdings or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Affirm Holdings generated a negative expected return over the last 90 days
Affirm Holdings has high historical volatility and very poor performance
The company reported the previous year's revenue of 1.35 B. Net Loss for the year was (707.42 M) with profit before overhead, payroll, taxes, and interest of 662.43 M.
Affirm Holdings currently holds about 1.56 B in cash with (162.19 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.38.
Over 84.0% of the company shares are held by institutions such as insurance companies

Affirm Holdings Upcoming and Recent Events

Earnings reports are used by Affirm Holdings to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Affirm Holdings previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report10th of February 2022
Next Financial Report9th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End8th of September 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Affirm Largest EPS Surprises

Earnings surprises can significantly impact Affirm Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-09-09
2021-06-30-0.29-0.48-0.1965 
2022-02-10
2021-12-31-0.34-0.57-0.2367 
2022-05-12
2022-03-31-0.51-0.190.3262 
View All Earnings Estimates

Affirm Holdings SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Affirm Holdings prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Affirm Holdings investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Affirm Holdings specific information freely available to individual and institutional investors to make a timely investment decision.
25th of August 2022
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. Results of Operations and Financial Condition
View
4th of August 2022
Unclassified Corporate Event
View
6th of June 2022
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
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12th of May 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition. Entry into a Material Definitive Agreement
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3rd of May 2022
Unclassified Corporate Event
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14th of March 2022
Financial Statements and Exhibits. Regulation FD Disclosure
View
10th of March 2022
Unclassified Corporate Event
View
3rd of March 2022
Financial Statements and Exhibits. Other Events
View

Affirm Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 4.04 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Affirm Holdings's market, we take the total number of its shares issued and multiply it by Affirm Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Affirm Profitablity

Affirm Holdings' profitability indicators refer to fundamental financial ratios that showcase Affirm Holdings' ability to generate income relative to its revenue or operating costs. If, let's say, Affirm Holdings is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Affirm Holdings' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Affirm Holdings' profitability requires more research than a typical breakdown of Affirm Holdings' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (0.45) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.68) %, which suggests for every $100 dollars of sales, it generated a net operating loss of -0.01.

Management Efficiency

The entity has return on total asset (ROA) of (0.0981) % which means that it has lost $0.0981 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of (0.264) %, meaning that it created substantial loss on money invested by shareholders. Affirm Holdings management efficiency ratios could be used to measure how well affirm holdings manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 2nd of December, Affirm Holdings shows the mean deviation of 4.79, and Risk Adjusted Performance of (0.10). Affirm Holdings technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate data for nineteen technical drivers for Affirm Holdings, which can be compared to its rivals. Please confirm Affirm Holdings standard deviation, as well as the relationship between the maximum drawdown and expected short fall to decide if Affirm Holdings is priced correctly, providing market reflects its regular price of 12.81 per share. Given that Affirm Holdings has jensen alpha of (0.89), we suggest you to validate Affirm Holdings's prevailing market performance to make sure the company can sustain itself at a future point.

Affirm Holdings Price Movement Analysis

The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Triangular Moving Average shows Affirm Holdings double smoothed mean price over a specified number of previous prices (i.e., averaged twice).
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Affirm Holdings Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affirm Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affirm Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Affirm Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Rabois Keith over three weeks ago via Macroaxis 
Sale by Rabois Keith of 14269 shares of Affirm Holdings
Adkins Katherine over a month ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 1401 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over two months ago via Macroaxis 
Acquisition by Adkins Katherine of 122850 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over two months ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 4911 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over three months ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 4911 shares of Affirm Holdings subject to Rule 16b-3
Jiyane Siphelele over three months ago via Macroaxis 
Exercise or conversion by Jiyane Siphelele of 555 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over three months ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 166 shares of Affirm Holdings subject to Rule 16b-3
Linford Michael over three months ago via Macroaxis 
Payment of 1464 shares by Linford Michael of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over three months ago via Macroaxis 
Acquisition by Adkins Katherine of 117873 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over six months ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 305 shares of Affirm Holdings subject to Rule 16b-3
Adkins Katherine over six months ago via Macroaxis 
Exercise or conversion by Adkins Katherine of 305 shares of Affirm Holdings subject to Rule 16b-3
Gic Private Ltd over six months ago via Macroaxis 
Affirm Holdings exotic insider transaction detected

Affirm Holdings Technical and Predictive Indicators

Affirm Holdings Forecast Models

Affirm Holdings time-series forecasting models is one of many Affirm Holdings' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Affirm Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Affirm Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Affirm Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Affirm shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual Stock such as Affirm Holdings. By using and applying Affirm Stock analysis, traders can create a robust methodology for identifying Affirm entry and exit points for their positions.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. Affirm Holdings operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 2552 people.

Current Affirm Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Affirm analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Affirm analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
162.27Buy11Odds
Affirm Holdings current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Affirm analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Affirm stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Affirm Holdings, talking to its executives and customers, or listening to Affirm conference calls.
Affirm Analyst Advice Details

Affirm Stock Analysis Indicators

Affirm Holdings stock analysis indicators help investors evaluate how Affirm Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Affirm Holdings shares will generate the highest return on investment. By understating and applying Affirm Holdings stock analysis, traders can identify Affirm Holdings position entry and exit signals to maximize returns.
Begin Period Cash Flow1692632000.00
Logo U R LimglogosUSAFRM.png
Common Stock Shares Outstanding281704041.00
Total Stockholder Equity2618255000.00
DescriptionAffirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The companys platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consume
Total Cashflows From Investing Activities-2011338000.00
Tax Provision-17414000.00
Property Plant And Equipment Net222153000.00
Retained Earnings-1605902000.00
Cash And Short Term Investments2850544000.00
Retained Earnings Total Equity-1605902000.00
Cash1255171000.00
CodeAFRM
Accounts Payable33072000.00
Net Debt2888750000.00
50 Day M A17.7342
Total Current Liabilities162853000.00
Currency CodeUSD
Other Operating Expenses2145646000.00
Non Current Assets Total1244806000.00
Common Stock Total Equity3000.00
Non Currrent Assets Other361030000.00
Please continue to Trending Equities. You can also try Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

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When running Affirm Holdings price analysis, check to measure Affirm Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Affirm Holdings is operating at the current time. Most of Affirm Holdings' value examination focuses on studying past and present price action to predict the probability of Affirm Holdings' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Affirm Holdings' price. Additionally, you may evaluate how the addition of Affirm Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Affirm Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine Affirm Holdings value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.