Bank Net Debt vs Cash Analysis

BFC Stock

USD 82.31 0.27 0.33%

Bank First financial indicator trend analysis is way more than just evaluating Bank First National prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Bank First National is a good investment. Please check the relationship between Bank First Net Debt and its Cash accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Net Debt vs Cash

Net Debt vs Cash Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Bank First National Net Debt account and Cash. At this time, the significance of the direction appears to have pay attention.

The correlation between Bank First's Net Debt and Cash is -0.87. Overlapping area represents the amount of variation of Net Debt that can explain the historical movement of Cash in the same time period over historical financial statements of Bank First National, assuming nothing else is changed. The correlation between historical values of Bank First's Net Debt and Cash is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Debt of Bank First National are associated (or correlated) with its Cash. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Cash has no effect on the direction of Net Debt i.e., Bank First's Net Debt and Cash go up and down completely randomly.

Correlation Coefficient

-0.87

Relationship Direction	Negative
Relationship Strength	Significant

View All Relationships

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Cash

Cash refers to the most liquid asset of Bank First National, which is listed under current asset account on Bank First National balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Bank First customers. The amounts must be unrestricted with restricted cash listed in a different Bank First account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.

Most indicators from Bank First's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Bank First National current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

At present, Bank First's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting. The current year's Enterprise Value is expected to grow to about 801 M, whereas Tax Provision is forecasted to decline to about 11.7 M.

	2021	2022	2023	2024 (projected)
Interest Expense	8.3M	12.4M	4.8M	9.4M
Depreciation And Amortization	3.2M	4.0M	8.4M	8.8M

Interest Expense Depreciation And Amortization

Bank First fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Cash And Short Term Investments	Common Stock Total Equity	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Intangible Assets	Total Current Liabilities	Other Assets	Short Term Debt	Short Term Investments	Good Will	Other Liab
Total Assets		0.7	0.98	0.99	-0.47	1.0	0.76	0.79	0.75	0.54	-0.35	0.71	0.75	-0.53	0.93	0.68	0.99	-0.52	-0.33	0.89	0.77	-0.12	0.71	0.71	0.94	0.82
Short Long Term Debt Total	0.7		0.77	0.71	-0.08	0.7	0.52	0.88	0.88	-0.03	-0.08	0.38	0.49	-0.42	0.79	0.6	0.7	-0.51	-0.07	0.81	0.55	-0.63	0.43	0.19	0.81	0.47
Total Stockholder Equity	0.98	0.77		0.98	-0.45	0.98	0.78	0.88	0.85	0.43	-0.27	0.67	0.78	-0.54	0.98	0.76	0.98	-0.56	-0.26	0.95	0.71	-0.29	0.66	0.61	0.98	0.75
Property Plant And Equipment Net	0.99	0.71	0.98		-0.49	0.99	0.78	0.79	0.75	0.54	-0.28	0.68	0.72	-0.6	0.93	0.63	1.0	-0.59	-0.26	0.9	0.79	-0.15	0.69	0.69	0.94	0.83
Net Debt	-0.47	-0.08	-0.45	-0.49		-0.49	-0.87	-0.33	-0.3	-0.71	0.22	-0.43	-0.26	0.25	-0.39	-0.22	-0.53	0.18	0.22	-0.34	-0.46	0.04	-0.2	-0.42	-0.4	-0.25
Retained Earnings	1.0	0.7	0.98	0.99	-0.49		0.78	0.79	0.75	0.56	-0.39	0.74	0.73	-0.49	0.91	0.68	0.98	-0.49	-0.38	0.88	0.79	-0.12	0.72	0.72	0.92	0.81
Cash	0.76	0.52	0.78	0.78	-0.87	0.78		0.71	0.69	0.59	-0.2	0.53	0.47	-0.44	0.74	0.48	0.82	-0.43	-0.18	0.71	0.63	-0.33	0.36	0.47	0.75	0.48
Non Current Assets Total	0.79	0.88	0.88	0.79	-0.33	0.79	0.71		1.0	0.05	-0.14	0.5	0.61	-0.38	0.93	0.79	0.8	-0.46	-0.12	0.93	0.46	-0.69	0.35	0.21	0.92	0.46
Non Currrent Assets Other	0.75	0.88	0.85	0.75	-0.3	0.75	0.69	1.0		-0.01	-0.1	0.45	0.56	-0.34	0.9	0.77	0.76	-0.43	-0.08	0.9	0.42	-0.72	0.3	0.14	0.89	0.43
Cash And Short Term Investments	0.54	-0.03	0.43	0.54	-0.71	0.56	0.59	0.05	-0.01		-0.36	0.56	0.38	-0.37	0.3	0.09	0.55	-0.22	-0.36	0.24	0.63	0.49	0.61	0.88	0.32	0.59
Common Stock Total Equity	-0.35	-0.08	-0.27	-0.28	0.22	-0.39	-0.2	-0.14	-0.1	-0.36		-0.79	-0.12	-0.19	-0.15	-0.22	-0.25	-0.24	1.0	-0.05	-0.34	-0.24	-0.34	-0.44	-0.13	-0.26
Common Stock Shares Outstanding	0.71	0.38	0.67	0.68	-0.43	0.74	0.53	0.5	0.45	0.56	-0.79		0.46	-0.21	0.57	0.47	0.66	-0.18	-0.78	0.49	0.6	0.05	0.65	0.64	0.56	0.66
Non Current Liabilities Total	0.75	0.49	0.78	0.72	-0.26	0.73	0.47	0.61	0.56	0.38	-0.12	0.46		-0.47	0.81	0.84	0.75	-0.42	-0.11	0.82	0.43	-0.1	0.7	0.61	0.8	0.51
Other Current Assets	-0.53	-0.42	-0.54	-0.6	0.25	-0.49	-0.44	-0.38	-0.34	-0.37	-0.19	-0.21	-0.47		-0.56	-0.09	-0.6	0.98	-0.2	-0.55	-0.61	0.18	-0.46	-0.42	-0.59	-0.42
Other Stockholder Equity	0.93	0.79	0.98	0.93	-0.39	0.91	0.74	0.93	0.9	0.3	-0.15	0.57	0.81	-0.56		0.81	0.94	-0.59	-0.13	0.99	0.6	-0.43	0.57	0.48	1.0	0.65
Total Liab	0.68	0.6	0.76	0.63	-0.22	0.68	0.48	0.79	0.77	0.09	-0.22	0.47	0.84	-0.09	0.81		0.66	-0.1	-0.2	0.83	0.21	-0.39	0.44	0.32	0.78	0.37
Property Plant And Equipment Gross	0.99	0.7	0.98	1.0	-0.53	0.98	0.82	0.8	0.76	0.55	-0.25	0.66	0.75	-0.6	0.94	0.66		-0.59	-0.24	0.91	0.78	-0.18	0.69	0.68	0.95	0.8
Total Current Assets	-0.52	-0.51	-0.56	-0.59	0.18	-0.49	-0.43	-0.46	-0.43	-0.22	-0.24	-0.18	-0.42	0.98	-0.59	-0.1	-0.59		-0.24	-0.58	-0.59	0.31	-0.4	-0.29	-0.62	-0.4
Common Stock	-0.33	-0.07	-0.26	-0.26	0.22	-0.38	-0.18	-0.12	-0.08	-0.36	1.0	-0.78	-0.11	-0.2	-0.13	-0.2	-0.24	-0.24		-0.04	-0.33	-0.26	-0.34	-0.44	-0.11	-0.25
Intangible Assets	0.89	0.81	0.95	0.9	-0.34	0.88	0.71	0.93	0.9	0.24	-0.05	0.49	0.82	-0.55	0.99	0.83	0.91	-0.58	-0.04		0.55	-0.47	0.54	0.44	0.99	0.62
Total Current Liabilities	0.77	0.55	0.71	0.79	-0.46	0.79	0.63	0.46	0.42	0.63	-0.34	0.6	0.43	-0.61	0.6	0.21	0.78	-0.59	-0.33	0.55		0.06	0.79	0.69	0.64	0.65
Other Assets	-0.12	-0.63	-0.29	-0.15	0.04	-0.12	-0.33	-0.69	-0.72	0.49	-0.24	0.05	-0.1	0.18	-0.43	-0.39	-0.18	0.31	-0.26	-0.47	0.06		0.23	0.48	-0.42	0.21
Short Term Debt	0.71	0.43	0.66	0.69	-0.2	0.72	0.36	0.35	0.3	0.61	-0.34	0.65	0.7	-0.46	0.57	0.44	0.69	-0.4	-0.34	0.54	0.79	0.23		0.8	0.59	0.69
Short Term Investments	0.71	0.19	0.61	0.69	-0.42	0.72	0.47	0.21	0.14	0.88	-0.44	0.64	0.61	-0.42	0.48	0.32	0.68	-0.29	-0.44	0.44	0.69	0.48	0.8		0.5	0.73
Good Will	0.94	0.81	0.98	0.94	-0.4	0.92	0.75	0.92	0.89	0.32	-0.13	0.56	0.8	-0.59	1.0	0.78	0.95	-0.62	-0.11	0.99	0.64	-0.42	0.59	0.5		0.67
Other Liab	0.82	0.47	0.75	0.83	-0.25	0.81	0.48	0.46	0.43	0.59	-0.26	0.66	0.51	-0.42	0.65	0.37	0.8	-0.4	-0.25	0.62	0.65	0.21	0.69	0.73	0.67

Click cells to compare fundamentals

Bank First Account Relationship Matchups

Bank First fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	2.2B	2.7B	2.9B	3.7B	4.2B	4.4B
Short Long Term Debt Total	68.4M	41.0M	25.5M	25.4M	128.7M	135.2M
Total Stockholder Equity	230.2M	294.9M	322.7M	453.1M	619.8M	650.8M
Property Plant And Equipment Net	35.3M	43.2M	49.5M	56.4M	69.9M	73.4M
Net Debt	15.4M	(481K)	(271.3M)	(93.9M)	(118.7M)	(112.8M)
Retained Earnings	189.5M	221.4M	258.1M	295.5M	348.0M	365.4M
Cash	53.1M	41.5M	296.9M	119.4M	247.5M	259.8M
Non Current Assets Total	358.9M	330.7M	384.4M	603.5M	4.0B	4.2B
Non Currrent Assets Other	(5.2M)	(5.5M)	(6.1M)	(13.0M)	3.4B	3.6B
Cash And Short Term Investments	238.7M	207.2M	509.5M	424.4M	247.5M	135.3M
Common Stock Shares Outstanding	6.9M	7.5M	7.6M	8.1M	10.2M	7.0M
Liabilities And Stockholders Equity	2.2B	2.7B	2.9B	3.7B	4.2B	4.4B
Non Current Liabilities Total	68.4M	41.0M	25.5M	3.2B	1.8B	1.9B
Other Current Assets	93.3M	172.1M	297.0M	121.9M	250.0M	237.5M
Other Stockholder Equity	38.1M	67.6M	60.9M	173.1M	280.4M	294.4M
Total Liab	68.4M	41.0M	25.5M	3.2B	3.6B	3.8B
Property Plant And Equipment Gross	35.3M	43.2M	59.8M	67.8M	83.1M	87.3M
Total Current Assets	238.7M	207.2M	509.5M	424.4M	250.0M	237.5M
Accumulated Other Comprehensive Income	2.5M	5.8M	3.6M	(15.6M)	(8.7M)	(8.3M)
Intangible Assets	9.7M	9.2M	9.1M	26.4M	40.7M	42.7M
Total Current Liabilities	1.5B	2.0B	2.5B	1.6B	1.8B	1.9B
Other Assets	1.6B	2.2B	2.0B	2.6B	(1.0)	(0.95)
Short Term Debt	46.0M	56.8M	48.1M	98.7M	75.8M	38.5M
Short Term Investments	185.6M	165.8M	212.7M	305.0M	160.0M	141.2M
Good Will	43.5M	55.5M	55.4M	110.2M	175.1M	183.9M
Other Liab	20.7M	23.3M	19.8M	22.9M	26.3M	17.2M
Accounts Payable	1.8B	2.3B	2.5B	3.1B	3.5B	1.8B
Long Term Debt	68.4M	41.0M	25.5M	23.5M	51.4M	29.3M
Inventory	6.9M	1.9M	150K	2.5M	2.3M	2.9M
Treasury Stock	(24.9M)	(25.2M)	(32.3M)	(45.2M)	(40.7M)	(38.6M)
Property Plant Equipment	35.3M	43.2M	49.5M	56.4M	64.9M	68.2M
Net Tangible Assets	181.4M	230.2M	263.3M	326.1M	375.0M	199.6M
Long Term Investments	270.5M	2.4B	2.5B	3.3B	299.8M	284.8M
Capital Surpluse	63.1M	92.8M	93.1M	218.3M	251.0M	263.6M
Other Current Liab	1.5B	2.0B	2.4B	1.5B	1.8B	1.7B
Long Term Debt Total	68.4M	41.0M	25.5M	23.5M	27.0M	34.8M

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank First in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank First's short interest history, or implied volatility extrapolated from Bank First options trading.

Pair Trading with Bank First

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank First position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank First will appreciate offsetting losses from the drop in the long position's value.

Moving against Bank Stock

0.62	DB	Deutsche Bank AG Normal Trading	Pair Corr
0.58	TECTP	Tectonic Financial	Pair Corr

The ability to find closely correlated positions to Bank First could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank First when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank First - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank First National to buy it.

The correlation of Bank First is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank First moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank First National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Bank First can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:

How To Invest In Bank

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Is Bank Stock a good investment?

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What is Bank First's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

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When running Bank First's price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.

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Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.385

Dividend Share

1.25

Earnings Share

7.7

Revenue Per Share

17.756

Quarterly Revenue Growth

0.109

The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bank Net Debt vs Cash Analysis

Net Debt vs Cash

Net Debt vs Cash Correlation Analysis

Correlation Coefficient

Net Debt

Cash

Bank First fundamental ratios Correlations

Bank First Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Bank First fundamental ratios Accounts

Pair Trading with Bank First

Moving against Bank Stock

Complementary Tools for Bank Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Retained Earnings	+ 1.0	Total Assets
Property Plant And Equipment Gross	+ 1.0	Property Plant And Equipment Net
Non Currrent Assets Other	+ 1.0	Non Current Assets Total
Common Stock	+ 1.0	Common Stock Total Equity
Good Will	+ 1.0	Other Stockholder Equity
Property Plant And Equipment Net	+ 0.99	Total Assets

Cash	- 0.87	Net Debt
Common Stock Shares Outstanding	- 0.79	Common Stock Total Equity
Common Stock	- 0.78	Common Stock Shares Outstanding
Other Assets	- 0.72	Non Currrent Assets Other
Cash And Short Term Investments	- 0.71	Net Debt
Other Assets	- 0.69	Non Current Assets Total