Synchrony Retained Earnings vs Cash And Short Term Investments Analysis

SYF Stock

USD 43.94 0.46 1.06%

Synchrony Financial financial indicator trend analysis is much more than just breaking down Synchrony Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Synchrony Financial is a good investment. Please check the relationship between Synchrony Financial Retained Earnings and its Cash And Short Term Investments accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.

For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

Retained Earnings vs Cash And Short Term Investments

Retained Earnings vs Cash And Short Term Investments Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Synchrony Financial Retained Earnings account and Cash And Short Term Investments. At this time, the significance of the direction appears to have fragmental relationship.

The correlation between Synchrony Financial's Retained Earnings and Cash And Short Term Investments is 0.57. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Cash And Short Term Investments in the same time period over historical financial statements of Synchrony Financial, assuming nothing else is changed. The correlation between historical values of Synchrony Financial's Retained Earnings and Cash And Short Term Investments is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Synchrony Financial are associated (or correlated) with its Cash And Short Term Investments. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Cash And Short Term Investments has no effect on the direction of Retained Earnings i.e., Synchrony Financial's Retained Earnings and Cash And Short Term Investments go up and down completely randomly.

Correlation Coefficient

0.57

Relationship Direction	Positive
Relationship Strength	Weak

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Cash And Short Term Investments

Short Term Investments is an account in the current assets section of Synchrony Financial balance sheet. This account contains Synchrony Financial investments that will expire within one year. These investments include stocks and bonds that can be liquidated by Synchrony Financial fairly quickly. The sum of a company's cash on hand, including bank deposits and short-term, highly liquid investments that are easily convertible to known amounts of cash.

Most indicators from Synchrony Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Synchrony Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.

For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.At this time, Synchrony Financial's Enterprise Value Multiple is most likely to drop slightly in the upcoming years.

	2021	2022	2023	2024 (projected)
Interest Expense	1.0B	1.5B	3.7B	3.9B
Depreciation And Amortization	390M	419M	458M	286M

Interest Expense Depreciation And Amortization

Synchrony Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Other Liab	Net Debt	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Good Will	Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Intangible Assets	Other Current Liab	Total Current Liabilities	Net Tangible Assets	Retained Earnings	Net Receivables	Common Stock Total Equity
Common Stock Shares Outstanding		-0.72	0.85	-0.52	0.74	0.79	-0.1	-0.54	-0.48	0.53	-0.21	0.38	-0.43	-0.82	-0.54	0.58	0.9	-0.55	-0.2	-0.68	0.84	0.81	0.22	-0.93	0.09	0.49
Total Assets	-0.72		-0.8	0.94	-0.67	-0.92	-0.27	0.87	0.55	-0.75	0.02	-0.46	0.85	0.73	0.87	-0.15	-0.49	0.6	0.47	0.88	-0.4	-0.35	0.44	0.88	0.23	-0.34
Short Long Term Debt Total	0.85	-0.8		-0.71	0.66	0.91	-0.1	-0.61	-0.54	0.71	-0.16	0.45	-0.6	-0.86	-0.77	0.45	0.73	-0.57	-0.27	-0.8	0.69	0.66	-0.14	-0.9	0.07	0.37
Total Stockholder Equity	-0.52	0.94	-0.71		-0.5	-0.88	-0.27	0.9	0.5	-0.74	-0.1	-0.54	0.94	0.64	0.9	-0.02	-0.24	0.52	0.53	0.86	-0.22	-0.18	0.63	0.71	0.29	-0.22
Other Liab	0.74	-0.67	0.66	-0.5		0.61	-0.04	-0.4	-0.63	0.65	-0.42	-0.02	-0.43	-0.82	-0.61	0.4	0.72	-0.36	0.0	-0.71	0.55	0.52	-0.1	-0.79	-0.09	0.34
Net Debt	0.79	-0.92	0.91	-0.88	0.61		0.18	-0.87	-0.46	0.68	0.1	0.64	-0.83	-0.8	-0.82	0.34	0.58	-0.59	-0.55	-0.83	0.59	0.55	-0.24	-0.86	-0.07	0.46
Accounts Payable	-0.1	-0.27	-0.1	-0.27	-0.04	0.18		-0.44	0.1	0.04	0.36	0.12	-0.35	0.12	-0.2	-0.36	-0.18	-0.09	-0.44	-0.08	-0.16	-0.23	-0.19	0.02	0.01	0.16
Cash	-0.54	0.87	-0.61	0.9	-0.4	-0.87	-0.44		0.34	-0.55	-0.3	-0.71	0.93	0.51	0.74	-0.08	-0.21	0.51	0.66	0.71	-0.3	-0.26	0.38	0.64	0.24	-0.27
Non Current Assets Total	-0.48	0.55	-0.54	0.5	-0.63	-0.46	0.1	0.34		-0.93	0.76	-0.1	0.51	0.73	0.76	-0.22	-0.33	0.15	-0.41	0.83	-0.37	-0.39	0.35	0.59	0.02	0.23
Non Currrent Assets Other	0.53	-0.75	0.71	-0.74	0.65	0.68	0.04	-0.55	-0.93		-0.52	0.21	-0.72	-0.78	-0.94	0.17	0.34	-0.32	0.1	-0.93	0.34	0.34	-0.54	-0.7	-0.13	-0.09
Other Assets	-0.21	0.02	-0.16	-0.1	-0.42	0.1	0.36	-0.3	0.76	-0.52		0.33	-0.16	0.42	0.2	-0.15	-0.3	-0.19	-0.86	0.38	-0.25	-0.28	0.03	0.26	-0.23	0.38
Long Term Debt	0.38	-0.46	0.45	-0.54	-0.02	0.64	0.12	-0.71	-0.1	0.21	0.33		-0.59	-0.34	-0.36	0.1	0.12	-0.39	-0.51	-0.42	0.32	0.31	-0.01	-0.33	0.13	0.23
Cash And Short Term Investments	-0.43	0.85	-0.6	0.94	-0.43	-0.83	-0.35	0.93	0.51	-0.72	-0.16	-0.59		0.56	0.88	-0.1	-0.11	0.42	0.53	0.79	-0.21	-0.18	0.57	0.57	0.38	-0.17
Good Will	-0.82	0.73	-0.86	0.64	-0.82	-0.8	0.12	0.51	0.73	-0.78	0.42	-0.34	0.56		0.75	-0.5	-0.76	0.35	0.05	0.88	-0.73	-0.71	0.11	0.84	-0.13	-0.4
Short Term Investments	-0.54	0.87	-0.77	0.9	-0.61	-0.82	-0.2	0.74	0.76	-0.94	0.2	-0.36	0.88	0.75		-0.15	-0.31	0.46	0.24	0.92	-0.31	-0.28	0.6	0.72	0.23	-0.11
Non Current Liabilities Total	0.58	-0.15	0.45	-0.02	0.4	0.34	-0.36	-0.08	-0.22	0.17	-0.15	0.1	-0.1	-0.5	-0.15		0.65	0.13	0.01	-0.19	0.84	0.86	0.45	-0.42	-0.2	0.48
Other Stockholder Equity	0.9	-0.49	0.73	-0.24	0.72	0.58	-0.18	-0.21	-0.33	0.34	-0.3	0.12	-0.11	-0.76	-0.31	0.65		-0.36	-0.05	-0.48	0.86	0.83	0.39	-0.8	0.22	0.62
Total Liab	-0.55	0.6	-0.57	0.52	-0.36	-0.59	-0.09	0.51	0.15	-0.32	-0.19	-0.39	0.42	0.35	0.46	0.13	-0.36		0.46	0.41	-0.09	-0.03	0.07	0.55	0.0	-0.31
Total Current Assets	-0.2	0.47	-0.27	0.53	0.0	-0.55	-0.44	0.66	-0.41	0.1	-0.86	-0.51	0.53	0.05	0.24	0.01	-0.05	0.46		0.1	-0.03	0.03	0.14	0.21	0.28	-0.6
Intangible Assets	-0.68	0.88	-0.8	0.86	-0.71	-0.83	-0.08	0.71	0.83	-0.93	0.38	-0.42	0.79	0.88	0.92	-0.19	-0.48	0.41	0.1		-0.47	-0.45	0.47	0.83	0.02	-0.12
Other Current Liab	0.84	-0.4	0.69	-0.22	0.55	0.59	-0.16	-0.3	-0.37	0.34	-0.25	0.32	-0.21	-0.73	-0.31	0.84	0.86	-0.09	-0.03	-0.47		1.0	0.45	-0.69	0.2	0.49
Total Current Liabilities	0.81	-0.35	0.66	-0.18	0.52	0.55	-0.23	-0.26	-0.39	0.34	-0.28	0.31	-0.18	-0.71	-0.28	0.86	0.83	-0.03	0.03	-0.45	1.0		0.46	-0.65	0.2	0.43
Net Tangible Assets	0.22	0.44	-0.14	0.63	-0.1	-0.24	-0.19	0.38	0.35	-0.54	0.03	-0.01	0.57	0.11	0.6	0.45	0.39	0.07	0.14	0.47	0.45	0.46		0.13	0.38	0.36
Retained Earnings	-0.93	0.88	-0.9	0.71	-0.79	-0.86	0.02	0.64	0.59	-0.7	0.26	-0.33	0.57	0.84	0.72	-0.42	-0.8	0.55	0.21	0.83	-0.69	-0.65	0.13		0.03	-0.37
Net Receivables	0.09	0.23	0.07	0.29	-0.09	-0.07	0.01	0.24	0.02	-0.13	-0.23	0.13	0.38	-0.13	0.23	-0.2	0.22	0.0	0.28	0.02	0.2	0.2	0.38	0.03		-0.05
Common Stock Total Equity	0.49	-0.34	0.37	-0.22	0.34	0.46	0.16	-0.27	0.23	-0.09	0.38	0.23	-0.17	-0.4	-0.11	0.48	0.62	-0.31	-0.6	-0.12	0.49	0.43	0.36	-0.37	-0.05

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Synchrony Financial Account Relationship Matchups

Synchrony Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	673.5M	584.0M	526.8M	483.4M	406.9M	562.4M
Total Assets	104.8B	95.9B	95.7B	104.6B	117.5B	99.3B
Short Long Term Debt Total	19.9B	15.8B	14.5B	14.2B	16.0B	16.6B
Total Stockholder Equity	15.1B	12.7B	13.7B	12.9B	13.9B	13.3B
Other Liab	210M	234M	228M	163M	146.7M	139.4M
Net Debt	7.7B	4.3B	6.2B	3.9B	1.7B	1.6B
Accounts Payable	4.7B	4.7B	62.3B	5.8B	6.6B	6.3B
Cash	12.1B	11.5B	8.3B	10.3B	14.3B	10.5B
Non Current Assets Total	8.3B	9.7B	7.6B	7.3B	1.8B	1.7B
Non Currrent Assets Other	(8.3B)	(9.7B)	(7.6B)	(7.3B)	(3.8B)	(4.0B)
Other Assets	78.5B	67.3B	74.6B	87.1B	9.0B	8.5B
Long Term Debt	19.9B	15.8B	14.5B	14.2B	16.0B	13.9B
Cash And Short Term Investments	18.1B	19.0B	13.6B	10.2B	14.3B	14.1B
Good Will	991M	1.0B	1.1B	1.1B	1.0B	1.1B
Short Term Investments	5.9B	7.5B	5.3B	4.9B	3.8B	4.4B
Liabilities And Stockholders Equity	104.8B	95.9B	95.7B	104.6B	117.5B	99.3B
Non Current Liabilities Total	19.9B	15.8B	14.5B	72.1B	16.0B	15.2B
Other Stockholder Equity	2.3B	1.4B	(1.3B)	(4.5B)	(5.4B)	(5.2B)
Total Liab	19.9B	83.2B	82.1B	91.7B	103.6B	79.7B
Total Current Assets	18.1B	19.0B	13.6B	10.2B	106.7B	112.0B
Accumulated Other Comprehensive Income	(58M)	(51M)	(69M)	(125M)	(68M)	(71.4M)
Intangible Assets	1.3B	1.1B	1.2B	1.3B	815M	919.7M
Other Current Liab	300M	(369M)	4.6B	23.9M	(6.1B)	(5.8B)
Total Current Liabilities	4.5B	4.5B	5.1B	7.3B	4.2B	4.0B
Net Tangible Assets	12.0B	9.8B	10.6B	9.7B	8.8B	8.9B
Retained Earnings	12.1B	10.6B	14.2B	16.7B	18.7B	10.8B
Net Receivables	81.6B	71.6B	72.1B	3M	92.4B	54.0B
Retained Earnings Total Equity	12.1B	10.6B	14.2B	16.7B	19.2B	9.7B
Long Term Debt Total	19.9B	15.8B	14.5B	14.2B	16.3B	17.8B
Capital Surpluse	9.5B	9.6B	9.7B	9.7B	11.2B	10.5B
Other Current Assets	(12.1B)	(11.5B)	(8.3B)	(10.3B)	(14.3B)	(13.5B)
Long Term Investments	82.3B	7.5B	5.3B	4.9B	3.8B	3.6B
Treasury Stock	(7.2B)	(8.2B)	(10.9B)	(14.2B)	(12.8B)	(12.1B)
Earning Assets	6.1B	6.6B	7.5B	9.6B	11.1B	6.7B
Net Invested Capital	34.2B	27.7B	27.4B	26.3B	29.2B	25.0B

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When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:

How To Invest In Synchrony

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Is Synchrony Stock a good investment?

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What is Synchrony Financial's Net Worth?

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.

For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.

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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

1.326

Dividend Share

0.98

Earnings Share

6.98

Revenue Per Share

20.946

Quarterly Revenue Growth

0.526

The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Synchrony Retained Earnings vs Cash And Short Term Investments Analysis

Retained Earnings vs Cash And Short Term Investments

Retained Earnings vs Cash And Short Term Investments Correlation Analysis

Correlation Coefficient

Retained Earnings

Cash And Short Term Investments

Synchrony Financial fundamental ratios Correlations

Synchrony Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Synchrony Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Current Liabilities	+ 1.0	Other Current Liab
Total Stockholder Equity	+ 0.94	Total Assets
Cash And Short Term Investments	+ 0.94	Total Stockholder Equity
Cash And Short Term Investments	+ 0.93	Cash
Intangible Assets	+ 0.92	Short Term Investments
Net Debt	+ 0.91	Short Long Term Debt Total

Short Term Investments	- 0.94	Non Currrent Assets Other
Intangible Assets	- 0.93	Non Currrent Assets Other
Non Currrent Assets Other	- 0.93	Non Current Assets Total
Retained Earnings	- 0.93	Common Stock Shares Outstanding
Net Debt	- 0.92	Total Assets
Retained Earnings	- 0.9	Short Long Term Debt Total