Upstart Historical Income Statement
| UPST Stock | USD 24.15 0.64 2.72% |
Historical analysis of Upstart HoldingsInc income statement accounts such as Net Interest Income of 137.4 M, Interest Income of 164 M, Depreciation And Amortization of 26.1 M or Selling General Administrative of 161.4 M can show how well Upstart HoldingsInc performed in making a profits. Evaluating Upstart HoldingsInc income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Upstart HoldingsInc's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Upstart HoldingsInc latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Upstart HoldingsInc is a good buy for the upcoming year.
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About Upstart Income Statement Analysis
Upstart HoldingsInc Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Upstart HoldingsInc shareholders. The income statement also shows Upstart investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Upstart HoldingsInc Income Statement Chart
Upstart HoldingsInc Income Statement is one of the three primary financial statements used for reporting Upstart's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Upstart HoldingsInc revenue and expense. Upstart HoldingsInc Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Upstart HoldingsInc's Net Interest Income is comparatively stable compared to the past year. Interest Income is likely to gain to about 164 M in 2024, whereas Selling General Administrative is likely to drop slightly above 161.4 M in 2024. Add Fundamental
Total Revenue
Total revenue comprises all receipts Upstart HoldingsInc generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Upstart HoldingsInc minus its cost of goods sold. It is profit before Upstart HoldingsInc operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Minority Interest
Minority Interest is the portion of a subsidiary corporation stock that is not owned by the parent corporation. The magnitude of the minority interest in the subsidiary company is generally less than 50% of outstanding shares, otherwise the corporation would generally cease to be a subsidiary of the parent. Minority Interest can also be called non-controlling interest.All shareholders of Upstart HoldingsInc whose combined shares represent less than 50% of the total outstanding shares issued by Upstart HoldingsInc have a minority interest in Upstart HoldingsInc.Most accounts from Upstart HoldingsInc's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Upstart HoldingsInc current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.At this time, Upstart HoldingsInc's Net Interest Income is comparatively stable compared to the past year. Interest Income is likely to gain to about 164 M in 2024, whereas Selling General Administrative is likely to drop slightly above 161.4 M in 2024.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Income | 50.6M | 105.6M | 156.2M | 164.0M | Net Interest Income | 47.3M | 94.7M | 130.9M | 137.4M |
Upstart HoldingsInc income statement Correlations
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Upstart HoldingsInc Account Relationship Matchups
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Upstart HoldingsInc income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Tax Provision | 74K | 371K | (1.7M) | (409K) | (420K) | (441K) | |
| Net Interest Income | 4.3M | 4.8M | 47.3M | 94.7M | 130.9M | 137.4M | |
| Interest Income | 30.8M | 12.8M | 50.6M | 105.6M | 156.2M | 164.0M | |
| Depreciation And Amortization | 774K | 2.3M | 7.5M | 13.5M | 24.9M | 26.1M | |
| Interest Expense | 26.5M | 8.0M | 3.3M | 10.8M | (34.9M) | (33.1M) | |
| Selling General Administrative | 56.8M | 83.2M | 240.3M | 373.3M | 212.4M | 161.4M | |
| Selling And Marketing Expenses | 93.2M | 99.7M | 333.5M | 345.8M | 127.1M | 172.3M | |
| Total Revenue | 164.2M | 233.4M | 848.6M | 842.4M | 513.6M | 433.5M | |
| Gross Profit | 139.2M | 195.8M | 731.0M | 654.5M | 488.7M | 367.7M | |
| Other Operating Expenses | 151.0M | 188.4M | 568.5M | 965.8M | 770.1M | 437.7M | |
| Operating Income | (4.6M) | 11.8M | 140.9M | (113.9M) | (256.5M) | (243.7M) | |
| Net Income From Continuing Ops | (5.0M) | 5.6M | 135.4M | (104.0M) | (253.0M) | (240.3M) | |
| Ebit | (4.6M) | 11.8M | 140.9M | (113.9M) | (256.5M) | (243.7M) | |
| Research Development | 18.8M | 38.8M | 134.0M | 237.2M | 280.1M | 294.1M | |
| Ebitda | (3.8M) | 14.0M | 148.4M | (100.4M) | (231.6M) | (220.0M) | |
| Cost Of Revenue | 24.9M | 37.6M | 117.6M | 188.0M | 24.9M | 23.7M | |
| Total Operating Expenses | 168.8M | 221.7M | 707.7M | 956.3M | 745.2M | 467.0M | |
| Reconciled Depreciation | 774K | 2.3M | 7.5M | 13.5M | 19.5M | 20.4M | |
| Income Before Tax | (4.9M) | 6.0M | 133.7M | (109.1M) | (240.0M) | (228.0M) | |
| Total Other Income Expense Net | (4.6M) | (404K) | (7.2M) | (11.7M) | 16.5M | 17.3M | |
| Net Income Applicable To Common Shares | (466K) | 6.0M | 135.4M | (108.7M) | (97.8M) | (92.9M) | |
| Net Income | (5.0M) | 5.6M | 135.4M | (108.7M) | (240.1M) | (228.1M) | |
| Income Tax Expense | 74K | 371K | (1.7M) | (409K) | 107K | 112.4K |
Upstart HoldingsInc Investors Sentiment
The influence of Upstart HoldingsInc's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Upstart. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Upstart HoldingsInc's public news can be used to forecast risks associated with an investment in Upstart. The trend in average sentiment can be used to explain how an investor holding Upstart can time the market purely based on public headlines and social activities around Upstart HoldingsInc. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Upstart HoldingsInc's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Upstart HoldingsInc's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Upstart HoldingsInc's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Upstart HoldingsInc.
Upstart HoldingsInc Implied Volatility | 210.79 |
Upstart HoldingsInc's implied volatility exposes the market's sentiment of Upstart HoldingsInc stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Upstart HoldingsInc's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Upstart HoldingsInc stock will not fluctuate a lot when Upstart HoldingsInc's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Upstart HoldingsInc in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Upstart HoldingsInc's short interest history, or implied volatility extrapolated from Upstart HoldingsInc options trading.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Upstart HoldingsInc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Upstart Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Upstart Holdingsinc Stock. Highlighted below are key reports to facilitate an investment decision about Upstart Holdingsinc Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Complementary Tools for Upstart Stock analysis
When running Upstart HoldingsInc's price analysis, check to measure Upstart HoldingsInc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart HoldingsInc is operating at the current time. Most of Upstart HoldingsInc's value examination focuses on studying past and present price action to predict the probability of Upstart HoldingsInc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart HoldingsInc's price. Additionally, you may evaluate how the addition of Upstart HoldingsInc to your portfolios can decrease your overall portfolio volatility.
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Is Upstart HoldingsInc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart HoldingsInc. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart HoldingsInc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.091 | Earnings Share (2.87) | Revenue Per Share 6.547 | Quarterly Revenue Growth 0.019 | Return On Assets (0.07) |
The market value of Upstart HoldingsInc is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart HoldingsInc's value that differs from its market value or its book value, called intrinsic value, which is Upstart HoldingsInc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart HoldingsInc's market value can be influenced by many factors that don't directly affect Upstart HoldingsInc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart HoldingsInc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart HoldingsInc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart HoldingsInc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.